Hi my IBM sharks !
With reference to creating a tax saver FD for tax exemption under Section 80C for FY 2022-23, what is the last date by which we need to create the Tax Saver FD and upload it as investment proof on IBM Tax declarations portal?

I know that in December we need to upload the investment proofs, but do we need to get the Tax Saver FD created before that?

Any advice in terms of investment to save the maximum tax?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Thinking about using my VA loan in a few years. Any advice?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Any thoughts of investing in gold or gold related instruments?

I have an issue: just been informed by compliance I have a violation. Using a brokerage restricted and at this point I am at a loss. I sold off all my stock just to comply. Then put the only stock I kept with the broker, the other one is my wife’s employer 401k savings broker. The instructions say they will reach me within 90 days for next steps. It also says there may be financial penalties.

What should I do? I replied the email immediately asking for help. I am a new to Deloitte and the US

When there is FUD you buy

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Hi, I started my Digital Marketing business about 7-8 months ago with only 2.7 lakh rupees. I've been facing losses every month since then. I understand that I'm failing because I am working alone. I need to know what I'm doing wrong with my pitch and my approach to onboard new clients.

Also I am open to discussing partners and investors even though I have nothing extraordinary to offer right now. But I have a really good brand, story, and grit to make it big with the right help.

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Hi Fishes,

I am planning to switch my profile to Google Cloud. Yoe: 6

Tech Stack: C++

Please help me to kickstart my journey.

Where to start what need to be studied/practised.

Thanks in Advance.

Hi Fishes,

Just need an advice if we can ask HR to revise offer letter after accepting it by asking her to increase fixed pay?

This is regarding Accenture offer letter.

Where do tax seniors go as exit opp?

Can anyone please refer me to Transaction services role in London? I have 5 years of audit and 9 months of Transaction Services experience. Thanks!

What are the best options to get in on Monday?
Please mention strike and expiry as well

Can someone will share how to first month working in brillio? Learnings ? Assessments?

A female friend of mine recently received a settlement in a sexual harassment action against her employer during mediation. Upon receiving her (female) attorney’s final bill she was blown away to discover that her attorney charged her almost five times what the attorney estimated she would charge for the mediation. (The attorney was drinking alcohol during the Zoom mediation and settled for far less than she estimated she would get.) [continued below]

Hey All,
Exp : 8.6
Exp On Mulesoft : 4.8
CTC : 20 LPA
Offer holding :
31 Fixed Infinite Computer Solutions
32 fixed from @Nahil (Saudi based gave 32 fixed (no TDS))

Current company: Infosys
I am waiting for the offer letters from
EPAM Systems asked 35, but selected for D3 role so 31/32 LPA.
Genpact (Enquero global) asked 35, not sure they can give or Match?

Which one to join, I am planning for long term commitment. Please provide your thoughts.

How many train transfers do you do on your commute to the office (or if you’re WFH and had to go in)? I’m thinking of moving here and curious how long and complicated work commutes usually are.

^ You are a fuddu banda

Real talk ... if someone is over 35 and hasn’t been married before, do you automatically assume there is something wrong with them?

Hi, What is the max pay for Senior Consultant role C1 band?

Recruiter is telling me that fund administrators pay more than private funds at SM/Director levels. Are people seeing this? I always thought it was the other way around

What should I expect for a salary range for a “software development analyst” at a research institute in Boston with 2 years of experience

Hi Fishes, Pls help,
YOE: 13 yrs
Cctv: 13 lpa

Have cleared HCL interview. Initially they offered 23 lpa (via proposed offer letter, to be approved by L4), but i requested to reconsider it for 25 lpa. After 5 days, they sent final offer letter of 19 lpa (stating they can offer max 50% as per L4 approval).

I don't have any other offer as of now. What should I do?

I’m trying to pivot to PM after >3 years in finance and I have a 2nd round interview with CPO this week. Company has 3.7 on Glassdoor with complaints about CEO, “bro-y” culture, and hard to wfh. It’s a data analytics company with 5 PMs, was bought by a PE firm this year, and has a new (female) CEO as of Oct. Role is 50/50 hybrid, pays well vs what I make, and most importantly would be a foot in the door to PM. Is this a good place to be for PM? What else do I need to find out to know for sure?

Do you guys completed GIP advance training. I am a new joiner and it is a mandatory course..I have gone through the material but it seems many pieces are missing and that's why not able to solve all the assessment questionnaire. Any one have dumps for the latest.please help

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Wells fargo or barclays which is better

Infosys 17 lpa 15%variable pay how much i will get

What's the inhand salary calculation for below 2 offers(after tax)

1. 34 LPA fixed pay ( both employer and employee PF included) 12% of Basic. Total 3.2 LPA in PF deduction.

2. 36.5 LPA fixed pay ( employee pf 12% of basic and employer PF is 1800 )

My Deductions are
1. 1.5 lakhs 80c
2. 50k 80ccd
3. HRA - 22k p.m.

Hi Fishes,

I have an offer of one company. Also selected in other company but for HR discussion they are asking me some documents including my current offer which I am holding.
Can I share the the offer which I am holding to them?

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Hello Fishesh,

Can someone please help me in filing ITR? CA are charging 10% on returns. Not sure if we can do it by our ownself and save the same amnt.

I am asked about salary expectation for Senior Devops Engineer role in Berlin, Germany.
What should be the expectation.
I am currently at INR 30 LPA in Bangalore.
Thanks.

What should be the approx in hand?
CTC: 14lpa
Fixed: 12.8lpa, Variable: 1.2lpa
80c: 1.5L
Std Deduction: 50K

Apart from this, also let me know how else I can save tax.
Thanks a ton 🙏

Inhand take home monthly pay for 20lpa in Accenture india? Can anyone please let me know the same? On the verge of getting an offer

Wipro 8.5LPA
TiBCO 12.5 LPA

Which one is better in terms of job security and WLB ?

YOE - 3.8

Ctc offered - 16.7

Fixed - 14.5

Location - Bangalore

Please advise whether the package offered is okay or not. Should I look for another offer?

What is the difference in subscription to notified and subscription to approved mutual funds?

What is the 2022 package for new hire at Texas instruments Banglore?

Hi All,
What is the market range of salary of an Assistant Manager in compliance (regulatory, Insider trading, AML) with 6 years of experience in a listed company?