Housing marking is insane here. Was outbid by 50k and it was an all cash offer. Idk how to compete with that lol any tips for navigating market ? I wonder if I should wait 6 months and see if anything changes but could be worse

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

If you are interested in earning extra income, please let me know. I do financial services, great opportunity! Dm me!

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Is it possible to buy a house and sell it for a higher price?

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

What’s a safe level of income to buy (or finance) a boat?
I’m aware they are money pits but want one to fish / get out on the weekends

Chicago announced a $10m grant for looted businesses. Really confused because I thought insurance just gives everyone that’s looted money.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Does anyone rental properties and is interested mentoring a newbie (me)? I own my primary residence, and have for years been excited about investing in rental properties (listen to Bigger Pockets podcasts, have some markets in mind), but I have trouble determining what route I should take and how I should get started.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Hi Fishes,

how to create corporate NPS account in CTS registered with ICICI bank since Cognizant is not showing as registered in corporate name list ?

How many days will it take for Wells Fargo to release the offer letter ?
I attended my interview and got shortlisted as well, I just got an email stating congratulations and send us list of documents !! After which When I try contacting the HR, he's not responding !! What do I do in such case !!
Kindly Advise...

What is L2 interview round in tech mahindra? Is it technical or managerial?

Is anything wrong with tech Mahindra hiring after submission of documents and salary discussion they want to have again technical round..if they want to reject why they do it in early stage.almost 3 week of search time wasted.

Why did we choose PA instead of a rotational program again?

Really burnt out from external audit at a B4. I just want to cruise by for a year until I can figure out my life. Not sure if a staff accountant position is the way to go… or maybe payroll? Other than internal audit, are there any accounting roles out there for someone who is terrible at managing stress haha

Trump still claims the tornado hit Alabama? 🤡

Come on folks.

Do you seriously think you can shame Republicans out of fetishizing guns? Millions of senseless deaths haven't changed their minds yet, and this isn't going to be any different.

I have been in Product Management even before the term Product Management was so prevalent. I have initiated ideas for new products to align with company strategy and goals, designed and managed the development of the products, and enabled delivery of product to the market. Since most of these are B2B products, delivery would include a phased-production rollout to those customers, based on their roles, locations etc. I have developed both software and data products in the healthcare and social

Currently scheduling “on sites” for a S&O role in CA. My referrer said they can hire as L5 or L6. Would like to land in the L6 bucket as I’ve heard 5 --> 6 is one of the more challenging promotions.

I’m looking for info on what the real difference is in responsibilities (manager vs IC, cross functional vs focused, etc) so I can focus on checking the L6 boxes during my interviews.

I’m also curious about whether this is something that I should just discuss with my recruiter directly?

Covid 19 survey …. Can the offer be rescinded if I attest that I am not vaccinated ? Pros vs cons of attending dlaunch in person vs virtual ?

Guys for sap basis with2 yoe is there no openings

Need referrel pls help

Hi there - anyone aware of FTI director salary range for Dubai office? Not enough data on Glassdoor to verify..

Hii Fishes,

Please help me choose
I have 2 offers

1. Shell - Role DevOps Engineer tech stack is azure
Ctc 28 fixed 4 variable and 4 jb
2. Amazon proserve - Roles DevOps Consultant
Requires 50 % travell also tech stack is aws
Ctc 24.5 fixed 6 jb 9 rsu first year

Please suggest based on hikes growth and work life balance

My background is in azure cloud
YOE 6

How do you know that you want to spend the rest of your life with one person?

How did you deal with bad impostor syndrome when applying for jobs even though you know you are more than qualified?

Gonna be in Denver for a couple of days in mid-July, anyone down to play tour guide? Can promise flirty conversation + cocktails at the very least…perhaps more if the vibe feel right. 30 M, tall and, dare I say, handsome…in case that matters 😊

Anyone up to get a drink before the big snowstorm this weekend? M/F welcome. North Cap Hill area. 30M. Looking for chill people, literally only met one new person since covid started.

Thoughts on the following neighborhoods: 1) area south of Chatfield Lake; 2) Roxborough Park. We are a family with a middle school aged child (and late 30s). Thanks!

Any fun family-friendly Halloween events happening in the city this weekend?

For fellow singles in the Denver area, what apps etc do you find effective for meeting people?

I’m moving to Denver with my husband and cat from Dallas. We are 39 and 40. No kids, we will both be working from home. The idea is to rent for a year and see if we like it. I’m interested in the nature opportunities and I’m in ok shape. Otherwise we are homebodies but committed to making the most of our time there within reason. His sister and family live in the Central Park neighborhood but we don’t have to be around there necessarily. Where should we be looking?

M/F would you allow for some to buy you nice things you just meet?

What does everyone think of proposition 122 on this year's ballot? Do you think it'll pass?

Is it just me or do people drive like maniacs in the Denver metro? Constant tailgating no matter what the speed limit or if there’s traffic or construction. I’m appalled by how dangerous some people here drive. Relax, getting there a few seconds faster isn’t worth anyone’s life. Aren’t y’all supposed to be too high to be driving like this anyway?

Not enough people understand mountain driving etiquette - if you see a conga line of cars behind you it’s because you’re slow and you should pull over at the next available turnout and let them pass.

Where do all the creatives gather in Denver?

Does anyone have experience with t-mobile internet? I'm so sick of dealing with Comcast!

What are the best neighborhoods to live in Denver?

Girlfriend and I are in our mid-Twenties. My office is in CBD and she will be working in Arvada. We are looking for places to rent and make roughly 200k combined.

Ladies in Denver, do you have any favorite groups or associations for professional women? Trying to get more involved in the community and meet great people.

How's the job market lately? I'm considering quitting, moving there, then starting my search. Do you think it'd take more than a few months (say, 6 max) to land a good role?

Anyone have any recommendations for an interior decorator?

Anyone have good ideas for using the 30% off $50 or more ubereats promo going on?

Hi all, insurance question - anyone know which is better in CO -Aetna or Anthem?