How do you cope with the stress or uncertainty of changing or losing your employee benefits due to factors such as layoffs, mergers, or policy changes?

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I just try and have a really good safety net. You can't control policy changes or layoffs. All you can do is be prepared in case it happens.

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Build up an emergency fund for if things go sideways on you.

COBRA is always an option when losing employer sponsored medical plans, but can be expensive. It is not a terrible idea to periodically look at your state healthcare exchange and familiarize yourself with the life event process and how to qualify for a mid-year enrollment to find something better than COBRA.

Tbh, unless it is something you cannot control, don’t invest calories into worrying about what your employer may do. Hope for the best, but plan for the worst.

helpful

Agree,emergency fund gives you peace of mind..

Alcohol

Hear you but won’t that be detrimental long term?

Find another employer.

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