How much did you put into 1st house down payment? Saved up $40K & am just wondering whether I should put it into housing or another investment. Also,4 years out of college & thinking about grad school

I’m 32. I have $80k saved. $40k currently invested. Then ~$50-60k in 401k. My plan was to save for a house, but prices have skyrocketed. As life returns to normal...I need to now move out from my parents’ again. Do I bite the bullet and rent in NYC, or stay and save another 12-18 months and hope to buy something? Full transparency: taxes make it very difficult to buy. It’s not the down payment, it’s the taxes.

I just hit my lean fire number but am hesitating to pull the trigger, so was hoping to run it by people smarter than me:

- I have a few rentals that bring in ~$1800/mo cash flow, taxes are negligible, Capex incl.
- My paper assets will bring in ~$1200/mo at 3% draw
- I get free Healthcare at the VA
- No plans on kids
- My expenses haven't topped $30k/yr ever
- I could always reenter the workforce if needed (albeit probably not in consulting)

Please point out the flaws here, what am I missing?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Realized my tax withholding has been from NY (company based in nyc) instead of NJ (where I live)… I’m assuming this has to be changed asap with HR? And prob leaving money on the table…

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Just started to work in the US on h1b.should I invest in 401k? What if I am not sure about staying in the US for the long term..Is there a penalty for early withdrawal - does it make financial sense?

Is it possible to consolidate/rollover/manage my HSA investment account in PayFlex to Fidelity? Same thought on ESPP distributions in Morgan Stanley, and 401k in Alight(?) ?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

What's the best city in UK to buy a buy to let property, with best returns?

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Any recommendations on anything apart from coinbase to buy BTC in usd? I am unable to find any platform using it. Please let me know if you guys are aware of any cheaper alternative. Want to try altcoins but looks most need BTC which in the end can only buy on coinbase. It takes higher fees and time for buying.

Is draft kings a stock to hold long term? Enter today? Thinking of 5k

What do you check for when you go to view your properties in advance?

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Estimated tax payment question:
I converted $30k of rollover 401k into a Roth IRA and have $26k of realized ST Capital Gains this year (Roth conversion in end of Q1 and most capital gains in Q2).
My total federal withholding tax last year was approximately $12k and this year I will have 40% more in reported income on my employer W2 and anticipate higher that $12k federal withholding for my new job. Given this, what is the best way to go about making est. tax payments for the income (continued.)

Frustrated by paying so much tax!

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

Can anyone tell me about the Rosslyn practice in Deloitte? Is it any good? Are they winning so much that they get tired of winning so much?

Has anyone recently joined pepsico hyderabad? Do they have to and fro cab facility at different flexible times or at fixed times in the morning and evening?

Help! I just got invited to a black tie event tomorrow and don’t have a dress. I am a plus size woman so about a 16 or 18 and have no idea where I can buy a dress in person in this little amount of time. Any ladies who know which stores have good plus size options in NYC?

how will be epam general interview for 5.3 YOE automation Tester?

Hi Team,

I soon going to join Mindtree. How about shifts I don't need night shifts (due to personal reason) it is possible to say to HR and work on APAC or EMEA(Noon) shift

What’s your take on Lydecker? What is the culture? Market salary? Expectation on billable hours? Mentorship? Etc.?

Looking to hire and agency/ contractor to help prototype and develop a product using Arduino/Pi?

I have used Upwork in the past but am willing to pay more for better service and more robust rollout.

How’s everyone holding up?

I am a Business Transformation consultant, having worked for Asset & Wealth Managers, Investment Bank, Boutique, Government Pension Fund, Family Office as part of my current role with a small consulting firm.

I am looking out for a new role in Singapore. Any leads or references would be helpful.

PI Attorneys: What are some of your best talking points in negotiations with adjusters?

Got an opportunity as a BDR at Klaviyo. Does anyone have past experience here that can share light on company culture, compensation, and growth opportunities?

Anyone who moved from offshore audit practices to industry for better WLB?

Has anyone worked at CFGI? How does the work life look like? I’m potentially pursuing an opportunity and any insight is very much appreciated!

Hi Fishes

I have 11 years of experience in PeopleSoft finance and I am looking for a switch in workday finance. May I kindly ask what learnings are must to get the workday interviews cleared?
Also Please let me know in case if there is any opening for workday where they are looking for any candidate from other ERP experience and ready to cross train on workday.

Do you have a monthly inflight wifi plan? You must be in consulting!

Flown a lot this year. Lots in first. 2017 goal: Private...

Which consulting firms are hiring for experienced Associate position? Have a friend who got laid off and looking for another job.

Ratings on three projects - 3,2,2. Utilization - 90%... Proposal hours - 15... Firm activities - 43 hrs... I then get a YE rating of 4 😕 ... How worried I should be regarding the layoffs???

Can anyone recommend me insightful books which can help consulting/career but not with titles like “how to be a successful manager” etc.

A first for me, after 1.6 million miles. Thankful for a delay. The delay on the connector saved me a night at ord Hilton after the ludicrous delay on the first leg.t. Truly grateful united

Went through an Accenture and passed the behavioral interview. Got a call from the recruiter saying the MD doesn’t think I have enough experience so they’re gonna stop the interview. Is this common?

When your Uber driver forgets to turn the meter on! ✈️💸

Why was ACN raise so bad... I was told I am a top performer and I received a 0.82% raise? Individual bonus was 8%? Does this mean my ratings sucked? By CC confirmed my ratings were good..

Wtf is this lax traffic right now

Best consulting firms to target for Supply Chain & Operations Strategy apart from MBB after graduating from MIT SCM

What are some concrete reasons why someone in consulting would be fired, other than the obvious stupid things?

Thought I'd have time at LGA to get some work done. Been in Uber for about 90 minutes since leaving office. Want to kill myself. What's the deal?!?!

Looking for recommendations on time management books or apps , tips in general. Have been feeling overwhelmed with all the tasks and projects lately.

FAANG folks - what are Facebook/Google roles like Country Lead/Industry Lead equivalent to? Are these Director level roles? What sort of compensation can you expect in something like that role?

Anybody at the Westin Michigan Ave this week? Drinks?

How does your firm measure utilization? I work for a small boutique that defines it as utilization = number of billable hours/2,080 and full bonus payout occurs at 80% plus.

How does end year profit sharing work in EY for new partners? Any idea how much it was per partner in UK last year roughly?

This is the second Four Points I've stayed in that has "Never Gonna Give You Up" on the lobby music playlist #rickrolledagain