Chief
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Working at Deloitte India as SM ( due to be D) Digital Consulting.. offers from 1) Adobe Consulting as SM/Principal (Digital Consulting US shift), 2) BCG as SM/Principal (digital internal role not consulting) 3) Accenture Tech as SM (digital consulting) . Salary wise adobe( including RSU) >bcg>accenture>deloitte . Which one to pick for better WLB and career prospects. Please help .Adobe Accenture Boston Consulting Group Deloitte
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Bowl Leader
The 9th circle of hell
Bowl Leader
I’m in this pic and I don’t like it
How much do anchors in news channels earn ??
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Rising Star
Anyone take SHRM? How many hours did you study?
How do I check my utilization?
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Chief
'They say 3 years salary'
Spend how much you’re comfortable with. Nothing else.
Rising Star
Lab created gems are the way
I don’t know… how can you demonstrate your love without showing that you’re willing to make a Sierra Leonian child work in slave-like conditions?
20k
Depends at what stage of your life you are getting married!
Rising Star
My sympathies for the replies you’re going to get
3k max.
Rising Star
Just take your full student loan, multiply by 2 and then add the mortgage of your parents house you cannot afford. That should do the trick.
If your partner has dropped hints then that should give you a range. If you’re a person that spends a lot of money on material things for yourself then please don’t cheap out on your future wife’s ring. Yes, it’s the thought that counts but little things like that can be perceived the wrong way.
However, don’t overspend on size if you think she’d prefer quality. There is a lot that goes into picking a diamond and you’ll easily find yourself down a rabbit hole if you don’t know where to start. I’d suggest starting with what Cut she likes (Radiant, Oval, Cushion) and then take it from there. Also metal type and color can also lead down a rabbit hole. Good Luck!
I purchased from Taylor and hart to design the ring (put a bunch of characteristics she liked together) and used Rare Carat to search for diamonds (T& H were able to purchase the diamond I found and the whole transaction was through them).
We spent about 10K, which is like 1 months take home. Hard to justify more wanting a car, etc.
What's the value of a watch you'd be comfortable to wear? Add 20% of that
I won't blame OP, the value of a watch is a bit more understable than a ring where 90% is coming from the gems.
Rising Star
This is gonna sound pompous but genuinely trying to help. I got a 2.7 karat oval lab gem for $16.5k and it is amazing. It’s so nice, crystal clear, etc. you wouldn’t know the difference. Honestly think we went too big because it looks massive on her finger but everyone compliments it to no end. Our jeweler gave us a really good analogy and said lab gems are still diamonds - it’s just how they’re “born.” She compared it to in-vitro - at the end of the day it still creates a real human. Get way more bang for your buck, more karats and there’s no cloudiness. Happy to DM given I just did this in the last year.
Rising Star
I’m in Chicago so happy to DM and refer - I couldn’t recommend more where we went. 2.72 karat, E color, VVS2 clarity, Excellent cut ratings. It couldn’t be better we’re very happy.
Having just gone through this: talk to your partner, or talk to one of your partner’s friends or sisters. My SO wanted to look at rings together - I didn’t really like the idea at first, but I’m glad we did since I got a sense for what she liked without having her pick out an exact ring.
Big questions are stone type and setting style. If you’re going with a diamond, there’s another question about whether to use a lab stone or a mined stone. Pretty much any mined stone you’ll get these days was produced ethically, but it will be much, much more expensive than a lab stone. I had hoped that my SO would be interested in a lab stone, but ultimately, the reason she was open to it was due to the cost savings. I could have gotten a larger, higher quality lab diamond for about half the price of the mined one that I got, but at the end of the day, she’ll be wearing it and if she would rather it be natural, that’s fine by me.
Overall, I wasn’t really a fan of the purchase process. It felt like an exercise in putting a dollar figure on how much I love my SO, and like a weird exercise in keeping up with the Jones-es. After the purchase was over, it was a nice feeling to be able to gift something that she’d love and that I’d worked hard to save for.
Custom from a local guy in my city’s diamond exchange building
Chief
Whatever your future spouse wants you to spend on it
Have you reviewed options with them or have they showed you rings they want?
$2k-$3k I feel is reasonable. As I stated to another poster...with many spending an additional few thousands on the actual wedding ring, then a few grand seems to be a sweet spot. But at any rate, only spend what your financial situation allows and keep it in a range where you will have no regrets down the road on the expense.
Honestly, depends on how much you love your partner
Talk about budget with your partner. Frankly I would have been upset if my fiancé had spent 3 months salary on the ring (he ended up spending 1 months which resulted in a very nice lab grown diamond)