Does anyone here have multiple BoA cash rewards credit cards to maximize the 5.25% cash back with platinum preferred rewards status?

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I have 3 of their cash rewards cards - BoA cash rewards, BoA WWF, and BoA MLB). I also have $100K+ in assets with Merrill Edge, so I'm a Platinum Rewards member with BoA.

I rotate the monthly categories on those 3 cards between Online Shopping, Travel, and Restaurants to get 5.25% cash back for those categories on the first $2,500 spent on each card per quarter. I love the setup!

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Thank you. I only have one now and am considering get more to maximize my savings/cash back.

What’s the annual fee for all those cards? I’d automatically qualify for Platinum Honors with a BoA credit card because of my Merrill account, so should I be switching from my Chase Sapphire Reserve card to a BoA card? I’m already a BoA customer. Would appreciate any insight/help on this. I always assumed the bank cards didn’t offer me much in comparison to something like a Chase Sapphire.

You may do it once and see how it categorizes it. You can see how they do it each transaction in the rewards.

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