World Bank announced that the economy has shrunk by 5% (the largest since 1960). Unemployment is near 15%. US is technically in recession. Can someone explain this ridiculous stock market bubble?

What's it like to buy a new car in Dubai? Financing available?

Best resoures for realtors just starting out in their career?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Who all is looking to buy a house and in what area?

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

I’ve been using other people’s stock site logins for years from 3+ jobs ago

Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

Personal finance book recommendations?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

I have a new prospect. Small business owner that wants to start a 401k for himself and his employees. Who would be the top 2-3 organizations I contact, and what questions should I ask the providers?

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

What is the present value of a government pension? How does one calculate it? Trying to get a sense of weather it's worth moving over to Federal.

What are some side hustles you’re doing? I’m looking for ways to make additional money.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

My 401k technology stocks are down 27% as I started beginning of last year!
Hold and ride OR some other recommendation?

What is the obsession and appeal for MBB among MBA grads? Is it really that amazing - from afar it seems like it may be romanticized (maybe not the right word) among applicants. I know it’s way better than the work I do now, so I’m not knocking MBB at all. It’s super impressive. Maybe a better way to phrase it is that MBA applicants seem to have a fairy tale view of consulting as a whole. I get the impression that people think a job in consulting is a magic ticket anywhere

Skill - SAP S4 Hana SD

Certified Consultant

YOE - 4

CCTC - 10LPA

How much can I expect with switch?

Hello,

My friend joined RBS with 18 LPA (1,80,000 is the retirement funding) rest comes in basic & benefit funding. What will be the monthly in hand amount?

Is anyone currently pursuing the CIA certification or recently passed? I am having trouble passing part 2. Any advice is welcomed. I passed part 1 over a year ago and haven’t been able to accomplish the next hurdle.

Hi all, Required documents were submitted as HR asked, How long will it take him to release the official offer letter.
I got shortlisted mail and i have submitted all the documents asked.
YOE - 3.5yrs.
making a switch for first time, can someone share their knowledge on this.
new company shortlisted for is COMCAST INDIA

Norwegian festivals, who has experience with the industry?

Hi Sharks,
Can we move into different project inside HCL? My friend stuck in a project where his skillset is not at all relevant.

Have an offer in hand in my market of choice, going to ask my firm if they will formally let me transfer to their NYO, and if not, I plan to put my notice in. Have a very long commute right now and I look forward to being able to bike to work! I don’t think this firm I am at will accommodate, but will try nonetheless!

Which bank account is better for salary account?

HDFC
Axis

Can someone give some idea about hiring process of Oracle India? I had an interview 2 days back but haven't got any feedback from them.

Hi all,

I interviewed with capgemini for SAP ABAP role and my YOE is 4 years. Just 2 hours after my interview, I got a call from someone at Capgemini saying that I am selected.
They just asked my notice period and current location.I asked them, what is the next round going to be and they said that it is going to be salary discussion. But till now, no one has reached out to me.
Does it mean they got another candidate for same job?
If they get back to me, how much should I ask?
Current - 9.9

I just received an offer from BNY Mellon, and as per their terms and conditions mentions BNY can solely decide to reject or not accept our resignation letter, even though the notice says 60 days? Is it even legally allowed?

Can we never leave them after handing over the resignation letter until they agree as well?

HYSA anyone recommends?

Is it okay for reporting manager to already inform my colleagues 1 month before that i have decided to leave the organisation.
I mean this is a very critical information and normally managers only inform when person has 2 weeks left to leave

I strongly believe new hire onboarding should not sit in the HR/People Operations space but should sit in the HR Coordinator/HR Generalist space. As a new hire, they should be able to have a confirmed point of contact especially during their first 90 days and People Ops should not be that point of contact unless there’s system or access issues.

Daily filling Timesheet even on bench.. bad process. it shall be weekly or monthly..

Thoughts on PERI? Looks undervalued compared to MGNI and APPS

Any advice for a vet looking to get into federal consulting? I’ve got a TS/SCI with poly and several years of experience in change management and process improvement.

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Such a Boring session today! 30 mins left. Any drama big movers?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Anyone part of F45 or close side red franchise opportunity with them ?

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

I am new to investing. I have been listening to Motley Fool and love their podcasts. Any other recommendations? ☺️

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

I’m thinking of opening a TD Ameritrade account for investing - does anyone use this/have any feedback? For reference, I recently graduated and have no prior investing experience, so any feedback on investing is appreciated :)

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Dead cat bounce

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!