How’s it going fellow Wharfers?! Hope you’ve all had a cracking weekend! What did we get up to? Also let me know your thoughts on current market sentiment… how is this affecting your personal investment decisions? Will Ukraine/Russia have a bigger affect than most think on the stock market? I think central bank hikes will affect the market much more! Let me know people Morgan Stanley JPMorgan Chase Bank of America Citi HSBC State Street Barclays Credit Suisse

Guys ..
When will final settlement take place? What will be the components of it?

Age 23. What is best way to invest(non retirement)?

D fishes anyone who is going through a downgrade from eb2 to eb3 based on recent visa bulletin , have you received the downgrade agreement? Thoughts on that?

Anyone joining amex on 27th oct?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

What is the difference in subscription to notified and subscription to approved mutual funds?

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

Any good ideas for mouse macros? So far i have ctrl shift L, paste values, and format painter....

Hello fishes.. has anyone felt like joining another organisation via moving away from my comfort zone , later regretted thinking, should have stayed in comfort zone itself

Anyone aware of the IBM new centre being opened at mysore ?

Anyone want to case tomorrow afternoon around 1PM? EST.

DM me if you’re looking for a referral to work at Dell Technologies. Global offices eligible

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

I am sure it’s been asked 100 times but humor me please. Best office chair to add to the good I’m doing with a stand up desk? Lol.

Would love to stay in a reasonable range if possible (800 max)

When adding spec work to beef up your portfolio, how do you choose which brand to work on?

I really like finance, but I want to be a sole proprietor. Any ideas of what I can do besides making my own hedge book?

Hi Fishes.. 6 yoe in SAP SD, i got 2 offers one from Wipro14 lpa role tech lead and other from Infosys for 16lpa role consultant.. i feel in Wipro the role is good but package is very less and in Infosys the role less for my experience and package can also be revised.. what can i do.. need your valuable inputs if i can negotiate with anyone of the company or which i can choose.. TIA.

10/15 Thread (BC):

Sundial Growers 🏄🏻‍♂️🏄🏻‍♂️🏄🏻‍♂️

3/23 Thread (General):

Do cover letters matter at all anymore?

Should I leave my current agency job for a promising start up, or stay?

Anyone in Account Services have anything fun, quirky, or just plain cool - yet still professional to spice up a LinkedIn about me?

What's everyone's favourite bar? I'm really sad 28west didn't survive the pandemic

We have multiple open roles in KPMG UK (Financial Services) for Data Analytics/ Technology and Engineering

Data Engineer ( 6 )
Visualization
modelling and Analytics
Functional testing
. Net lead
Devops
Project manager

Please DM me if you need any support with application.

P.S - we follow hybrid model, and you can choose your convenient office location. Preference given to folks who have valid work permit.

Thank you!

Morgan Stanley is the worst of the two Morgans