Age 23. What is best way to invest(non retirement)?

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Betterment.com = Goal based investing made easy.

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Rental property. That income stream will be there until the rest of forever.

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Invest in trends that you know are going to be huge in the future. Mobile Payments (PYPL, MA, V), cyber security (PANW, FTNT), semiconductors (INTC).

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Look at VTI and SCHB. Both ETFs holding just about every publicly traded US company with the lowest expense ratios you will ever find.

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https://www.ellevest.com

I have my investment platform through here

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Real estate

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401(k) bc the amount invested is greater than investing after tax dollars - built in return even before matching -- and if you think real estate is risk free you are delusional- and many lose property because of vacancies...

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PredictIt

@EY1 how much did you invest in betterment? The reviews say if you put less than 100k, you'll loose money. I don't have that much to start investing and I don't want to loose money

I only have $20k in betterment. I'm not losing money.

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The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

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We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

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What will be inhand salary.
Considering having a loan EMI of 23k per month

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My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

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Does life insurance require to be done through open enrollment? I thought it could be done at any time..

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Hi Fishes,

What is the expected in hand salary for the salary quoted below and assuming tax savings of 1,50,000 through 80C and HRA of 35,000 per month

Basic: 15,22,500
Flexible allowances: 25,71,567
Provident fund: 1,82,700
Monthly gross: 3,62,000

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Is life insurance a priority to anyone at the moment, and if so why is life insurance important to you?

It can be impossible to deal with financial losses due to declining health or unforeseen circumstances by not having life insurance. In these cases, the solution to your debts (that can affect the financial stability of you or your loved ones) may fall within the category of life insurance.

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Will move in September to London
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What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

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