I am at 6% for 30 years. Can I get rate 5% now and how much is refinancing expenses? TIA.

Any San Francisco peeps have a good accountant who specializes in taxes for freelancers/contractors?

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

Moving to Atlanta with the crazy high prices on rentals right now considering buying a condo but wondering if that’ll be a loss in the long because of the poor resale value?

Has anybody invested in Yamuna gaur city or planning to do so?

Can partners at EY consulting buy as much equity as they desire?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

What am I supposed to do with a firms mandatory pension notice? $6B... okay, seems good 🤷🏻‍♀️

Or am I supposed to actually pay attention to something specific in the notice?

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

Time to buy SQQQ / TTT / TZA?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

Thoughts on SoFi bank?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Sorry, haven't been active here. What are we buying these days?

So is it just me or do people who have been doing ID for decades generally fall into one of two groups? The first group are cynical people who have been divorced, their kids hate them, etc. then the second group are BS artists who are skilled at avoiding both work and responsibility for anything?

Hello fishes,
How is shell project in cgi? How is the wlb in that project?

Hi. Will Deloitte usi open its branches in kolkata, pune, etc. or is it Deloitte india??

I got offered a Sr product compliance associate at Amazon. I have 4 years of experience and based in Pune. What kind of salary should I be expecting?

Any advice on moving from L4 to L5 in Amazon?

Planning a long weekend in DC with my wife and 2 year old. Thinking Residence Inn DuPont circle for space and location. Any family friendly recs in the area (breakfast/lunch spots, fun activities)?

I was promoted to manager in July 2020 (3,5 yr of experience). Currently preparing for YE but honestly, I couldn’t care less - what motivates one to push for SM promotion? Not my case atm, but wanted to hear what motivates ppl to keep going as I don’t feel like it’s worth it.

Does anyone know if this is normal? I joined a vault 100 firm in September last year. The firm put me on tier 7. In January I had the associate review and everything was normal. After a couple of weeks, I got the call from the hiring partner telling my bonus and new salary (because of the firm-wide salary increase). I realized I still get paid as a 7 year associate. The partner said because I joined the firm later in the year, it’s normal not to advance in the next year. Is it? Thanks!

How are different civil engineers doing across different states? MD is slow right now on work

Best profession to date. Not accounting.

Anyone here a member of a either the Commerce Club or the Buckhead Club? Considering joining but curious to hear more about them.

Hi ,
Could anyone please suggest which company to join for 9+ experience guy
Hitach Vantara,
Epam system,
Netcracker technology,
CTS
Except CTS-everyone is offering good package

Looking for an job opportunity in GCP(Google Cloud Platform), I'm having 9+ years of experience in the integration services. I'm a Certified Scrum master and Certified GCP ACE and PDE.
Thanks in Advance

I’m worried that my voice, communication style, and body language comes across as too effeminate for our straight clients and peers. I’m transitioning to sales now and am insecure that my personality and appearance may hinder sales gen? Client industry is very old school. Can LGBT partners//Ds/MDs chime in how they managed the same transition?

Ryan Murphy is the new Aaron Spelling. Big rich producer making money off of cheesy shlock. I guess you can’t take the Indiana out of the boy. Heart’s in the right place though. Bless his heart.

So. I've been a Clinical Research Associate for a little over two years making $25.50 an hour. But with my company's CRA shortage and the fact that they are working to the bone, I'm ready to ask for a raise. What percent should I shoot for?

Anyone take the WI Real Estate state exam? Any tips on what to study?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Is it common for HOA to ask you to prove your car registration is up to date?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Has anyone here used New Western to buy real estate deals?

Any one knows what’s the easiest way to order a radon test for new construction?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.