Time to buy SQQQ / TTT / TZA?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

How long does it take to get ofc Laptop after DOJ?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

A lot of my friends (on H1B) have bought houses in suburbs (or away from City) the past year. I really would like to stay near City (NYC). Any of you considered or have bought apartments in City area instead of huge suburb houses? Any pros and cons that you are aware of?

I seem to have over contributed to my HSA by ~$50. Is it even worth it to withdraw if my HSA charges $20 for processing an excess distribution request?

If I'm adding multiple people to purchase a property but not on the mortgage, when do they get added - do they need to already be on the purchase agreement? I heard it's easier to do upfront vs. adding them later. I've asked this question in a thread but didn't get a clear response. If someone could please help clarify - how do I add other people on the onset on buying a property? This is a new build, buying directly from the builder.

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Does anyone use ADP for end to end including payroll and background checks, and recruitment?

Do y’all do 15 year or 30 year for your portfolios? I personally plan to have a “job” or “career” for both the next 15 and possibly next 30 years, so should I just do 15 years to get a free and clear portfolio earlier? 25 year old and just getting started. Have a duplex in a major market (looking to refi out of FHA), and eyeing other opportunities now. I don’t “need” cash flow, so should I try to just build equity?

Anyone that works for DOD have trouble getting their CAC? I work with the Navy and haven't heard anything about issuing a CAC. Did they stop issuing out CACs?

When you’re on a date, how do you explain your job?

I am getting an offer from TD Canada for quality engineer lead. Just want to know the expected base salary?

Hello there audit folks! Anybody considering a shift to financial due diligence? Happy to discuss opportunities at EY, please DM me if interested. We are really looking for folks with healthcare or tech experience and can move extremely quickly during the interview process. I've been in the group for years and transitioned as a senior so can share the positives and negatives.

To those starting the year on the beach: office or home office ...or actual beach?

What is the difference between PWC SDC and PWC India

What are you or the district using to challenge Gifted & Talented students in reading, L/A for RTI ? Vocabulary? Does your district use SORA in library?

Looking to get into SaaS sales but my experience is in construction and fine furniture (I was a sales manager and was able to lead my team of 4 people to consistently hit 450k monthly targets). I did that for almost 2 years before making the switch. I miss sales, though. Does anyone have any connections to companies looking? I have also considered a sales analyst role considering that I am moderately versed in Salesforce and have worked both the customer facing and sales generating side. TIA!

I recently had an initial interview for a technical recruiter position. The guy on the phone stated that this is not a 9-5 job and long hours are expected. I proceed to ask how much PTO is offered and he said that is not recommend within the first 6 months of working and the harder you work the more PTO you receive. From that conversation, I saw instant red flags. Any thoughts?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

How to sell yourself in an FP&A role interview? I only have audit experience

Hi! I have 9yoe in startup, hyper growth environments. I have a strong customer Quality Assurance process improvement background. I want to shift into becoming more of an IC vs people manager. With that in mind, what steps would get me there? Should I consider a PMP or Lean Six Sigma certification? Any other ideas? I feel so stuck and need a change. Thank you!

My joining in EY GDS is Feb 21st, anyone else joining on the same day?
How many days before can I expect the onboarding related emails and what are the activities on the initial few days? Usually within how many days project gets assigned?
Please let me know, thanks in advance !!

How do find a recruiter in the legal field? Have been looking for a job for a year now and trying to transition into another practice area. Applied to more than 20 jobs and still no offers. I feel like I might need some help.
Also, I have no idea how these arrangements work. Do you pay the recruiter to look for the jobs or do you pay them when you get the job? Or does the employer pay them?

Hi Fishes

Which would be a good company to join based on WLB and job security -

Barclays
Altimetrik
Intertrust group
Synechron
TCS

YOE : 12+
Tech Stack : BA in Investment Banking

SOS brothers and sisters. I have to pass a urinalysis in about 30 days. I’ve stopped smoking (yesterday) and am wondering if anyone else has detox methods that they stand by. For new job so panicking!

I’m maxing out the 6th year for H1b and my I-140 just got approved. 1 month ago, my employer has filed a h1b extension but it is based on the approved PERM instead of the 140, and only asked for one-year extension. In that case, after 6 months (180 days i140 rule to avoid employer’s revoke), will I be able to switch employers even though the renewed H1b gonna expire soon at that time?

What are some of your favorite strategies to use in VIX since it constantly decays? Bear call spread? Or is there something more profitable?

AT&T: HBO-MAX is probably top 3 stream platforms along with netflix and disney plus. Despite this AT&T trades at a super low multiple. Is this the next glow-up a la Disney this past month? I think so. They've already got an extensive library and have consistently over 20 years delivered the best shows on TV, period. I understand that the core AT&T business may seem like a "liability" to the valuation but I still think that their valuation doesn't make sense. What am I missing?

Anyone trade options on JPM You Invest? They have a bonus running right now and wondering if it was worth it for general investing and options trading.

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

11/27 Thread (General):

What stocks do you look at to swing trade?

The call volume on 200C for this Friday is comical... yes this was also GME post.

Weekend thought as many of us watch our portfolios bleed away value as the market hit all time highs: stick with it. This is a very difficult time in the market so try to figure out what’s not working and fix it. Stick with your process while trying to improve it. That should you you in the best place to manage risk now and be positioned to capture new opportunities in the coming weeks and months. Discipline, execution, and patience are key sources of alpha. Best of luck.

10/22 Thread (BC):

I’ve got cash that I want to conserve (for bschool) and my time horizon is 1 year. It is currently all sitting in a HYSA. Should I bother moving it to a higher return investment and if so what would that be? Thank you!

How bout that Robinhood update

For Materials exposure, been eyeing XLB and PICK. Any thoughts on which would be better longer term? Worth adding now?

WPF merging with Alight Solutions!

Any way to get in one of these IPOs prior to them opening up to the wider market?

Anyone here willing to explain their thesis on bitcoin? Thanks!

Question for the group: How to trade stagflation? Shorts and commodities / precious metals only get you so far.

I have just got an options trader job at a prop trading firm. But I knew nothing about options/trading/finance. The firms said they’ll be officially training us once we start. But in the meantime, what are some books/resources that you would recommend to start learning first?

Might actually see the largest point drop in history on Monday.

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.