I am in the market looking to buy a home. When I see a home listed that was seemingly bought for investment (bought and put on rental) in the past year or two. Now unable to rent and can’t absorb the negative cash flow.
I am looking the other way.

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

Reporting your shares to independence reporting. Do you guys actually follow through and not trade restricted stock? If you have a separate brokerage account, what’s the risk? At what level does it matter (manager, senior manager, etc)

Anyone buying calls today ahead of JPow likely printing more money again tmrw at 9 EST?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Been looking forward to the stock market to come back to earth for a long time. What should I buy

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

Will be booking some flight tickets and doing some heavy shopping in the next couple of months. Which credit card should I get?

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

Hey gang - I want to get more serious about my stock investments this year but don’t know where to start. Already maxing out my 401k and Roth. No debt.

What are your favorite/best resources for teaching myself how to build a strong long-term investment portfolio?

Amex Platinum or Chase Sapphire?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

How do people on here make a side income? How profitable is it and how did you get started?

Thoughts on the new Chase Freedom Flex?

Going from PR agency to a marketing role in-house, tips and advice pretty please!!!

Hi fishes,

When can I expect a call from tcs hr for HR discussion.after technical i got mail to upload the documents in the portal for initiating offer.

Anyone take SHRM? How many hours did you study?

Is there any resources someone can point me to about the potential legal issues and more information from an HR perspective about contingent employees (temps, contract workers, part-time workers) versus normal FTE’s?

I’m working on a project for an HR class and finding good sources with real evidence about this from SHRM and news publications has been rough. Thanks!

For those that work at big4, does maternity leave benefit only kick in if you’ve worked for the firm for at least a year? Or does it apply immediately?

How long did you date your SO before moving in with them?

What’s the average hourly freelance rate for digital art directors with 3 years of experience in NYC?

What is Amazon Quantum ledger database??? Someone can explain in English?

Does anyone have the 2020 SHRM books for sale or to borrow? My job won’t contribute towards my certification. I’ve already paid for my test. I have the books from 2015 but I’d like to study from the 2020. I tried finding them online to purchase but sellers of affordable books aren’t responding.

What is the ideal ctc for 10 yoe
Automation tester

I’m referencing a cell (numeric) to a text cell. Is there a way to format that number to include commas? See example in comments.

What is the joining packing for an Associate in IB?

You guys...I’m just really sad Irrfan Khan is dead. Been taking it really hard, and I’m not sure why. He was really something else on a different level. 💕

Is wellsfargo strict about entry / exit timings and attending 3 days office ?

I am a Backend Python Developer. Is DSA/Competitive Programing mandatory for job change?
Any Advice/help would be really appreciated :)

If I got married on a Sunday, could I use the flowers from the wedding the night before? (Anything they were going to leave behind like hanging installations) Seems like a waste for that decor to be trashed and an opportunity to pay it forward. Has anyone done this?

What can be the package for a Power BI developer having total 7 years of experience?

Any HR contact for FCB Chicago? Saw an Associate Producer position that I’m interested in applying to. Thanks in advance

Any Property Management recs in Seattle area? :(

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Best way to start wholesaling real estate?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

What's the best city in UK to buy a buy to let property, with best returns?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Can I get a commercial loan without 25% down?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.