If you are home buying in Texas, Colorado, or Georgia, consider Homeward- they make all cash offers and buy the house for you. Then you rent from them until you can buy it back from them with a mortgage or after selling your current home. I worked with them last year when making offer in Austin, Texas. They are very easy to work with and I had my offer accepted. Whether the fees and risks are worth it is a personal calculation, but it makes your offer competitive in an insane market.

https://www.homeward.com/about-us

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

Thoughts on whole life insurance? Worth it?

Have 1M sitting in cash. Would you dump it all into VTI or DCA?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

For those that invested in real estate rentals, how did you systematically approach finding a good property? Realized most of my stock investments was just gambling and I don’t want to gamble on a RE investment. Read a few books but none of them go into how to actually find a good deal/city.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Bought a house with 10% down for 380k. Appraisal came in a 400k but now I’m doing renovations. Completely redoing both bathrooms in the house. Removing popcorn ceilings, installed new AC with new ductwork and insulation, installed a new tankless gas water heater and building out laundry room in garage. Should I refinance after this to get rid of PMI? Current rate for 30 yr is 2.625%. Aka is it safe to assume my appraisal can come back above 435k to equate to 20% equity?

Can one get a home loan from US financial entity after combining assets of 2 people, where 1 lives abroad with no income or credit history in US?

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

What is the best way to get annual cash flow (outside your regular income) without buying a physical asset? I want to generate $100k in incremental cash flow and looking for ideas..

My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

I don’t see the point in paying the IRS for crypto when we have a president who won’t release his tax returns. Only thing I’m truly angry about right now. Not this shit, sinking market - the feds!

Has anyone at a mega fund like KKR or Apollo experienced coinvesting and actually being able to put money into a deal?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

TMI but here goes... I’ve been trying to eat healthier and love vegetables, they take up the majority of my dinners and lunches. Only issue - unbearable gas and discomfort!! Any tips? 😩

Any opportunities for dynamics functional consultant in Canada??

Hey folks,
I don't see insurance component in my CTC/offer letter is it separate thing we have to pay from our pockets ?

How is the SAP consumer market practice at PwC?

Hi
Does anyone here from SaT TSE division? Do we work with EYP folks? Also what is CTC for joining with 6years of experience in this service line? And do we get onsite opportunities here?

How much time are PERM approvals taking these days??

What is the use of earning badges in Level up? Is there any advantage to this?

Which is the best Gmat coaching class in Bangalore & Surat (Classroom training only). Please help with your experience.

Deloitte just pushed my offer from July to Jan 25th... new hire analyst. A $4K one time stipend... anyone else hear about their start dates?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

I have recently given interview at Microsoft.
HR provided the feedback as I am not rejected bit not fit for the role so they have put me in talent plus pool. What should I expect next and does this mean that I may get the offer ?

Hi fishes

I have 3 years experience in java ,AWS , spring boot, Microservices How much can I expect from NatWest my current CTC -. 4 Lpa

Please help me.

Anyone else seeing these tech stock prices? Go check AMZN, MSFT, and AAPL

Anyone neck deep in the Paycheck Protection Program? Trying to figure out if a parent can qualify for forgiveness of expenses (rent utilities) of an affiliate/subsidiary if only 1 loan is taken.

What might be a better career path?

1) KPMG Data & Analytics - Tax Ignition

2) FTI Consulting - Corporate Finance: Restructuring

Both are above 70k in salary in MCOL

Im leaning towards KPMG... both would be right out of college, entry level.

In KGS, what exactly this DA Core - AAS stat accounting profile and gurgaon team is??

Which are the best forex card for an Indian travelling to UAE for a 2 months work engagement?

Has Cuomo won a golden globe yet?

Hi everyone! I have been in my current role as an EA at a financial institution for about a year and a half now. I would love to find a 100% remote role as a mid level EA at a company with an awesome work culture. I think I’m ready to be challenged again, I find myself bored in my current role… I’m open to any industry but would love to get into tech. If anyone knows of any openings I would really appreciate it! I’m located on the East coast currently. TIA

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Any lender suggestions in NC Raleigh area??

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

What is a good cheaper title company in NJ?

Do you guys think you always need a pre approval letter to make an offer on a home? Don’t know which lender I want to choose yet so don’t want to pull a credit report just yet

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

Anyone recently got a mortgage through SOFI? can you please share your experience?

Anyone have a recommendation for a thorough home inspector in Portland, Oregon?!

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Difference between owner and lender title insurance? An estimate says that owner insurance is optional under service you can shop for..can anyone help me understand the difference and whether I should indeed consider it optional ?

In this market would you decide to either use the money you have for down payment on a home, invest it stocks, something else, or just hold?

Anyone been approved for a mortgage with 50% Debt to equity ratio? No current debt or expenses. Just HCOL area in NJ so mortgage would put me at 50%. Want to see data points.

Closed on an apartment recently and the bank just contacted me saying they lost my closing package. They’re asking me to go back in and resign all the documents. What recourse do I have? Sorry if this type of post/question isn’t allowed!

Hey 🐠, I’m looking to purchase my first rental property in Charlotte, NC at the end of this quarter. I’ve been thinking about it for the last two years and finally am ready to bite. I have $25k in cash saved up. Any resources you all can point me to so I do this right? No one in my family owns property so i am the first to embark upon this wealth building journey. Any advice will be greatly appreciated.

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

I hear a lot about cash flow with rental properties but would appreciate thoughts on whether breaking even after accounting for mortgage (interest and insurance included) as well as % set aside for repairs, vacancy, etc. is a decent strategy for building a portfolio. Alternative is wait for rates to come down, but that could easily be a few years at this point. If I find a good deal, I can always refinance my mortgage when rates drop and theoretically rental income will have increased by then.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??