One of lenders I am working with is asking for 750 pre payment to finish he application, which has lie, 30 pages of signatures.

The other lender gave me a preapproval letter. Is the 750@ normal thing? First time home buyer here, feel like I’m about to screw myself over.

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Decided to payoff my mortgage.

I have $2k in Dependent Care FSA that I need to spend soon. I have a nanny who takes payments in cash. I am trying to get reimbursed but she is refusing to sign and write a receipt… what should I do? Is there something other than nanny payment I can use this fund on?

Any one has rental properties in NJ ? If so on a average what’s your Cash flow?

For the partners/mds/directors etc how are you protecting your money with the new administration? I’m assuming Biden’s plan will help the lower class but for the upper class I’m sure there have been strategies your advisors have been telling you. I currently have 20k in savings and feel like it’s just getting inflated away.

I am an associate at an AM200 firm and was (IMO) very clear prior to accepting this role that I value work-life balance and wanted to try to keep work at night on the weekends to a minimal, but since February, it seems like it’s always something that requires my time as needed disregarding “business hours” or my personal schedule. Thoughts on whether to bring this up or continue to be a team player until I burn out and pay off my student loans?

Thursday I got it in my head that I needed to hedge against potential Dollar devaluation. I looked at other market funds thinking them to be good proxies for other currencies.

I decided to pick up a few but saw the Baltic Index was going up, higher shipping rates means increased demand, so it pointed to the Chinese economy picking up significantly.

I looked at FXI, there was no option interest so they were super cheap. I figured I pick up a bunch.

They opened at +%333 talk about dumb luck.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

Welcome to the NFT Bowl! Feel free to share cool projects you've found, investments you are making and why, or shill your own projects! It's also a great bowl to network and build your own team!

To make things smooth:
1) If you see or have a cool project, please post a link to help others find it quickly without having to slog through searches
2) No one is giving any financial advice. Use of this bowl is acceptance that you will not take anything posted in this bowl as financial advice.

Quick question: will you buy vanguard index funds through a vanguard account or their ETF versions through Robinhood or Ameritrade (already have Robinhood and Ameritrade) ?

Trying to build a strategy focused on index funds.

For those that invested in real estate rentals, how did you systematically approach finding a good property? Realized most of my stock investments was just gambling and I don’t want to gamble on a RE investment. Read a few books but none of them go into how to actually find a good deal/city.

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

Looking to learn about day trading and start off. Where do I start?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Has anyone been looking for/bought a house in the last couple years?

What kind of down payment / interest rate did you find?

How do you guys feel about US people earning so much more…?

Wacom Intuos Pro Paper Edition vs. Regular - worth the extra? Pros? Cons? Any insight is much appreciated!

Can anyone share the the salary range for a senior manager in Accenture? This is for their cloud division.

Have any NYC agencies pushed back their back to office dates?

Anyone considering a switch to the new jnj spinoff kenvue?

Hello guys.. what are the benefits like in Wells Fargo?. And the number of leaves. Will they change our shift timings post joining?

Can anyone throw some light on the average Associate Manager salary in SAT as well as in what range is it... comments from any current AM2 from SAT would be greatly appreciated. Is there any minimum fixed salary that AM2 must be earning?

Today is my orientation @EY GDS. Any recommendations that I should need to know!? Any questions that I should keep in focus!?

My DOJ is 21st March (today) - can someone reflect questions that I should ask first hand during the orientation!?

1. WFH status
2. Balance Payment for March!?
3.Pay Cycle?
4. Leave Policies?

Anything that really should be known which could come handy. Calling experienced folls but who can help me figure out on this one, please!

Thank you so much in advance.

Are EY GDS folks in EYP SaT strategy or TSE team working from home or are they working on hybrid model i.e. going to office 2-3 days/week?

Salary pay slip is ready in the portal but salary not received 😂

Hi All

From last 40-50 day's; I get call from HR ...
.they asked whether they can schedule interview on Wednesday....i said Yes.

But somehow I get schedule cancellation e-mail on or before Tuesday & the process continues from last 1.5 months

Will i get interviewed @accenture or not....

Offer from Tech Mahindra Pune
Package : 13 LPA
Profile : Sr. Engineer for Navistar project

current organization Donaldson offering same LPA with Team Lead position for Product management.

Which is good?

Moved to SD recently with wife without a lot of friends, would someone be down to grab a coffee or drink?

What are the chances we will get Friday’s off during the summer months?

Hey fishes, what is the gross salary range for a Technical Writer in a country like the United States? YoE: close to 8
Skills: Database, programming language exposure,DITA, etc

Who are some good, small scrappy agencies in the digital space? Asking for an in-house friend

Whatever you do don’t turn on networking...

Hello Guys i am a Developer/Cyber Security Expert from Ahmedabad with 14 years of experience. I am currently looking for a job. Please let me know if someone can help me.

Hi fishes, do qualifications like B.E, BCA or BSC decide the CTC?

Anyone able to get 5% cap rates on condos/townhouses in Chicago? I am looking for the green zone area, but still cannot find anything in this range...Unsure if I should wait until 2020 or bite 4.5%

Lots are releasing in Pflugerville ....

Will be sold out soon so jump on the opportunity now

Any fix and flippers in Chicago/Chicagoland area?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

Bought a house with 10% down for 380k. Appraisal came in a 400k but now I’m doing renovations. Completely redoing both bathrooms in the house. Removing popcorn ceilings, installed new AC with new ductwork and insulation, installed a new tankless gas water heater and building out laundry room in garage. Should I refinance after this to get rid of PMI? Current rate for 30 yr is 2.625%. Aka is it safe to assume my appraisal can come back above 435k to equate to 20% equity?

Is $400-$450 too much to have bearings replaced on a washing machine?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Has anyone used redfin to sell a home and save on paying commission? Is it really just 1%?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Loopholes to using a VA home loan for rental properties? Have heard buy a duplex and rent half out but curious if there’s other opinions lol

I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.

Closed on an apartment recently and the bank just contacted me saying they lost my closing package. They’re asking me to go back in and resign all the documents. What recourse do I have? Sorry if this type of post/question isn’t allowed!

For folks who bought their second home and rented out their first home, how much harder/easier it is to get a mortgage? Bought a condo when interest rates were low but thinking of buying a SFH in the next 1-3 years. Was advised to wait till the condo appraised in value and then cash out refi but condos have terrible appreciation so banking on just saving up for it. LCOL. Any advice would be greatly appreciated.