I guess is a frequent question now, but as a first time home buyer should I buy now or wait until the fed drops the rates?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

I am tempted to buy more stocks, but I also need the cash in next 6-10 months 😞

What is the best-kept secret among realtors?

Anyone know of a good cross-border US/UK financial fiduciary?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

What other avenues are you using to increase income?

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

What is your savings goal by age? Eg at 25, 30 35 and 40! Thanks

I’m clueless about 401ks. If I go to a new job does all that money I put into my 401k transfer with me? I’ve heard both yes and no so I am confused

In your opinion which is the best target fund to choose in IRA Roth?

Inflation check @9% 🫡

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Everything crypto has gone from "this cryptocurrency has a price target of X because of its use case Y probably in 5 years" to "do you guys think poopoopeepee coin can 100x tomorrow? I'm considering investing my kid's college fund."

New option trader since last month. How is trading options normally during a normal market time? Seems like it’s quite a grind w normal volatility and actually makes you research and follow the charts 

Hi Fishes,
What should be the salary for Manager / Sr Manager having 14+ yoe in project/product service operations? I am at 32 lpa which I think is quite low having worked with top consulting firms for close to 12 years.

I'll be completing 24 months at level12 on sept 30.
when can i expect promotion and how much hike.?

Husband is a multi sport coach and gone a lot in season, I work in corp banking. Thinking about getting a travel trailer since I camp alone with the kids a lot in the summer, spring and fall for quick weekends. Does anybody do this where you take, maybe 1 day, to create multiple 3 day weekends scattered throughout the year for little trips instead of taking vaca in longer stints? Do you feel more refreshed with lots of smaller trips, or more with a few long trips? Kids are 1 & 3.

Sigh. Whats the point of having a bowl if no one uses it....leaving.

Hi All,
I am joining EY GDS next month. I have heard a lot about hectic work hours in EY and no work life balance. Is it true? If yes, how many hrs working should we expect in a day to be mentally prepared.

Instant thoughts on Servants of the Damned?

I'm a part of PXT team, is it right to apply for diff roles internally at this time?

EY is looking to set up 3, 30 minute interviews for a transaction diligence Senior role. Any insight into what these interviews will consist of from someone who has been through process with EY? Also, are all 3 on one day? Thanks!

Just read a LinkedIn post from someone who was laid off from Twitter. They mentioned how to had just spent the last week completing projects that should have taken several quarters to do. Then they were let go without a thought. Remember, your company is not your family.

My motto is if it makes the sale go faster, I’ll stage it using my home décor skills. In return this means $$$$ in my pocket and referrals.

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Hey all! I currently have 2 YOE at Deloitte and have an S& offer for A2. I’m pushing back for A3 level instead. Anyone had any luck negotiating this in the past? Do Experience hires typically come in at A2 instead of A3? Also, was given a sign on of $10k. How does this compare? Thanks in advance! 😊

Did any one implement semantic search on custom domain data? if so what is the best model is to generate embeddings. I am using DPR but still looking for better model

Deloitte New Member makes me want to apply to Deloitte.

Anyone from maip class of 2018 in the house?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Does buyer have to share appraisal with seller? Can seller request it?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!