I may lose a job opportunity because of my credit history - what can I do?

Started in *May* - Prior to signing everything, I expressed concern to the recruiter about the credit check. Honestly, it’s not great but it’s not terrible. The recruiter told me many times to not sweat it because it the background check was the main thing. And that we could talk through anything on the credit report. Now HR is telling me they may rescind the offer pending review. I’m crushed. What can I do?

Posting as :
works at
You are currently posting as works at

It feels like a BS excuse to blame a credit check on rescinding an offer. But if you started in May, I don’t think they can rescind an offer, only fire you?
It’s understandable to be bummed, but these people don’t seem like good people that are probably not good to work for

like

Apologies - I shortened the initial post because of character limitations. I meant this interview process started in May. You’re right though. I feel validated in thinking these aren’t people I want to work for. I mean, seriously? Judge my credit history during a pandemic? Seems extra low. I appreciate your insight very much.

generally speaking if its a role where the employee will have access to money or sensitive info and the candidate has bad credit, and or is in debt- the company cant hire you. In some instances its the law, not just company policy. It doesn't look good on the news when the employee who they knew when they hired them had terrible credit and was really in debt embezzled or sold / stole customer data to pay their debt. You'd never do this of course, but that's the reason. Just another reason to clean up that credit report and get back on track.

Related Posts

Buying and owning real estate is an investment strategy that can be both satisfying and lucrative. Unlike stock and bond investors, prospective real estate owners can use leverage to buy a property by paying a portion of the total cost upfront, then paying off the balance, plus interest, over time.

like

Any recommendations on growth stocks to buy now ? I missed the Tesla run....

like

Has anyone invested in TIPS (Treasury Inflation-Protection Securities) before? I’m considering opening an account for my children and have read something about interests from TIPS can be exempted from federal income tax if used for higher education. What’s the pros and cons of investing in 529 vs TIPS? TYIA!

like

Is it possible to make a million in any sales position? I see so many classes and books on how to be a millionaire by selling. Seems like BS.

likehelpful

Has anyone ever started a REIT in Canada or a fund of some sort. For Rea estate investment

like

Could someone please explain how the deferred revenue M adjustment is calculated? Is it correct to take the flux of the beginning and ending balance of the year? If so, why?

likehelpful

Does anyone use the Alight Smart Connect FSA at your firm? My client is struggling with them- apparently their FSA MasterCard has a majority of transactions declined, even co-pays, unless it is at a national company like CVS or Walgreens. Curious if anyone else has the same experience or if this is potentially a setup issue.

like

Friends I’d love some help- Finally had a transparent convo w my parents about their finances. They were hit very hard in 2008 in their mid 50s, have recovered a bit but now they’re 65+ and need some advice. They have roughly $250k home equity (and ~$230k mortgage at 3.1%). $90k cash. Then $250-300k in IRA (80/20 equities/fixed income). Get ~$4k/month combined social security. No long term care insurance. Use Medicare + pay $250/month for supplemental health care. Cont in comments

like

Any investing roles that don’t fully focus on just profit when making investment decisions. Have heard impact investing might fit this but curious to see if there are others and whether impact investing actually sticks to their mandates

like

If you trade penny stocks, what did you use to learn?

like
funnylike

What will be the impact of scraping the infrastructure bill? Will EV stocks plummet? Oil increase? Any other sectors now that tax rate might not be needed to be increased?

like

Got a client w a 20 yr old Minnesota Life/Securian VA policy. Anyone kno a VA that will allow a 81 yr old purchase a new contract with lifetime income? Wife is 68 but the contract is in his name

like

Good time to buy ether? Seems like it’s just been chillin in the midst of all the BTC craziness

like

I recently got a new job starts on 8/29 and it will increase our monthly pre tax pay to 250k for me and my husband. Will we be able to get approved for a 1M home?

like

How much the company contributes towards pur PF?

like

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

likehelpful

If you are interested in earning extra income, please let me know. I do financial services, great opportunity! Dm me!

likesmart

Maybe a native question here,
If we leave 6 month worth or emergency fund and put the rest into investment (say 30%debt and 70%equity).
Isn't it very scary during market crash? (Your equity is basically untouchable unless you are calling it lose)

Yet still so many advices to put all in on VTI/VOO? How do these two thinkings reconcile?

like

Which style home do you prefer and why?

like

More Posts

What is the max ctc for @CitiBank C12 avp position pune

like

Looking for a regional manager role in Brisbane,QLD. Anyone who would be willing to help/refer?

like

Likes for a DM please🙏

like

Has anyone transitioned from Strategic Sales to Corporate Strategy? I love the strategic thinking and problem solving in sales and want to transfer those skills to a corporate role where I can have more influence on my company’s strategy and investments.

like

Should a DevOps Cloud Engineer with 2 years experience earning around 10 LPA (base salary) in a Fortune 200, switch to a startup which pays almost 20 LPA base salary?
The reason to ask this question is, wouldn't it be difficult at the time of second switch, to move to another big organisation after one is already at 20-24 LPA with just 3-4 years of experience at a startup?
All thoughts are welcome.

like

Just got hired as a Creative Resource Coordinator - advice for the first few months? I’m coming off of 4 years in a different position within advertising so there will definitely be a learning curve. Thanks!

when the awful, cocky, sexist hack ECD that lost several accounts/yelled at most of leadership/committed sexual assault/talked about his boat all day/made your life miserable FINALLY gets laid off!!!!

like

My iPhone camera really makes this look intense!

Post Photo
like

Hi, any opportunities for ABAP consultant with 2yoe?

like

I’m a firm believer that a manager should develop a positive relationship with employees, but I don’t want that to be an invitation to disrespect my authority. How do you know where to draw the line to make this distinction clear?

like

Do you ever look back on your FB conversations from a decade ago and feel embarrassed? I guess that shows growth right? 😂

likefunnyhelpful

Obviously all the comp increases have been personally great, but how is everyone handling the inevitable fact that you will likely have to take a step down in comp if you exit? Getting frustrated that there are great roles, but now come with a 20% haircut

like

FAANG folks - how many tries did it take you to finally get in? Any advice on how you might have done things differently for better results?

like

How do referrals work? Do you apply first or wait for the referral, then apply? Looking for a tiktok referral.

like

I'm new to EY and consulting in general. Does anyone know what is the average salary hike for promotion from Senior to Manager and for Seniors in non-promotion year?

Hi all! I’m currently a commercial account manager at an independent agency with 3.5 years experience….looking to move to underwriting. Any leads on where to start? I’m located in the New England area and would love to be remote.

like

I am an entry level design engineer in Bozeman MT. I have a BS in Mech E. I was signed on at $55k annually, curious if anyone has any insight as to similar jobs salaries? I am almost at the 1 year mark and going to ask for a raise, curious what seems fair

like

Pretty new to the Canadian workforce. I am wondering if people usually send christmas cards/buy presents for their manager and/or teammates in the Canadian corporate environment?

funny

Does this bowl host meetups?

like

Additional Posts in Career Advice

Do you guys get random emails offering to discuss a possible position? I get many of these and I’m not sure if they are legit!
It’s usually the coo or ceo that emails which is kinda weird! Would be happy to hear your thoughts!

Currently making $75k, which is very low compared to my counterparts. However, in February I’m supposed to get a salary adjustment with my yearly review. I got a job offer for $120k-150k which I turned down cuz I want to stay at Adobe.

How/when do I use this to leverage a good salary adjustment in Feb?

I work in a corp environment & wondering what others think about this -

I have a large team and after me, I have a supervisor and a manager who my supervisor reports to. The manager recently got promoted to director & my boss is likely to take her role within the next 6 mos.

I was promoted in aug and wondering if it’s crazy to ask for another promo after my boss gets manager. This wouldn’t be for 6-12mos & I will be in my role for close to a year.

Is this too soon to ask? TIA!

like

Does anybody here work as a Digital Asset Management Coordinator/Lead? I’m thinking of transitioning from graphics where I have managed assets for innumerable projects and would be interested to learn more about the experiences of those in that role.

Writing on behalf of my BF: is 28 too old to switch careers? Honest answers only!

I have been struggling in my job search trying to get back into my desired industry, entertainment, after having to take a job in real estate during the pandemic. Similar roles just different industry. Despite applying for a variety jobs with different qualification levels, I have not even gotten an interview for any jobs I have applied for over the past six months. Some I even am a top match for based on my LinkedIn skills. I know I can prove myself in a interview. How do I get past this gate?

I’ve been a creative strategist, account manager (both agency) and an ad sales operations manager (television/digital media) and I’m tired of bouncing around. I’m trying to narrow down paths that I can take now, but am at a loss. There are so many ways I could go. Because of my last two roles I have a great interest in creative operations type positions, but I’m not quite sure how actually land the job. Any thoughts?

Looking for opportunities at Apple. Does anyone have any insight into how well they pay creative teams at Apple TV+? Looking at their Associate A/V Producer position.

like

Anyone work at questrade or Wealthsimple and can comment on their company culture, outlook, and pay? I have interviews for both and would be interested in learning more about each.

Questrade Financial Group or Wealthsimple

like

I just received a great offer, but accepting it would require me to give up a 4-week paid sabbatical that’s coming up in a month with my current employer. How can I negotiate a late start? For an L7, senior role, can you negotiate a 2 month late start with a potential new employer?

Hi Fellow professionals,
I am eagerly looking for a job change but I don't want to limit myself to just Marketing (I have 3 years of experience in this field).
What are the other job options available for me without having to start all over again? What is a lucrative business/market/industry r.n.? I would love to work for Blockchain, Defi, AI, ML or even sustainability industry but I am open to other options.
Have any of you did something similar recently and are enjoying the new job change?

I’ve worked at my new job for 3 months & already feeling burned out and unmotivated for one client. I’ve had talks with my boss and the account manager about some improvements and such. But thinking about looking around? Thought? Too soon? Should I wait it out?

Hello fishies! Is @ibm in freeze mode?

I work for a large, legacy technology company that hasn’t been faring so well lately. I have a fantastic manager who cares about my growth, a supportive team, I’m well compensated...but I don’t believe in the product that I have to sell.

Based on stock prices, press, and exec turnover, I don’t know what to do. There are more positives than negatives but it’s hard to be inspired (or confident) much lately. We are a decade behind newer tech companies

Anyone else deal with this?

like

Is it okay to accept a job and then quit after a month because you ended up getting a better offer from another company? And advice on how to tell the current company?

Hey folks, I work in marketing and program management and, along with everyone else, the recession is hitting me hard financially. When I try to find companies that pay well, they’re all in tech… but all those companies are laying off, freezing and rescinding offers (had one rescinded myself) 😕 so my question to all of you - what industries/sectors are still in demand for marketers/program managers right now that actually pay well?

like

I have been offered a lateral move within my company to a role I (believe) I will be more interested in that will suit my skills more. However, I’ve now been offered a promotion in my existing Role, and have heard that this is a pretty big deal and almost fast track to Director. Am I mad to pass up a promotion for a lateral move that is unlikely to promote me for some time?? I’ve been in my existing role almost 2yr. Will it affect my future growth? I’m 30 so would love to be a director soon

Hi and welcome to the Career Advice Bowl! Stuck on how to make your next move or what that move should even be? Had an experience you feel others could benefit from hearing about? Just need to vent for a second? We got you! Post away, all. I look forward to seeing what conversations and connections come our way.

like