I see the BoA card offers 1 to 2% cashback, this feels a little low. Which card offers better cashback?

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Wow, one to two percent is low. My chase card gives me five percent.

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Which card? I have 4 customized cash rewards that are set to online purchases and get 5.25% back with preferred rewards status capped at $2.5k spend per quarter per card. Most things online count as an online purchase and Apple Pay transaction done in person.

Related Posts

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

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Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

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For PwC fishes who left recently, how did you consolidate wealth builder into 401k within benefits express to avoid the 20% federal tax withholding that was described in the benefits package? I tried to do this online but it didn’t show as an option except to rollover to an existing IRA or take a final distribution. Do I need to call benefits express?

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Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

likehelpful

Hi All, how much should I expect to pay for someone to do my taxes for me? (Ball park)
- fbar
- state
- Federal

Also I moved out from MA in February so not sure if I'd also still need to file in MA?

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Best place to put money after an HYSA? Ideally saving for a house in 7ish years. Currently contribute to 401k, maxed my Roth IRA. Looking at Sofi bank CD’s at 4.65% yield (6 month). Is brokerage invested in ETFs/Mutual Funds next step? TIA

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Can you have a nanny while in h1b and pay taxes ?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

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If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

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What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

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Do any of you ever think about paying off your student loan in one go ?
Given that student loans in the UK is structured differently than the US (the higher you earn, the more you pay - gets written off after 30 years); at what salary range would you even consider paying it all off?

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Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

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Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

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Has anyone here used New Western to buy real estate deals?

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If I currently have significant unrealized losses in my Traditional IRA (mostly funded with pretax $), would I be able to use these unrealized losses to offset the tax bill that will be generated after moving my investments from my Traditional IRA to a Roth IRA (i.e., backdoor Roth IRA)? TIA

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I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

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Can I survive on £26,300/yr in Belfast?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

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Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

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Finally, eligible to buy T$LA 😁

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More Posts

Hello Guys,

Currently I am working as People Partner (Human Resource) with Byju's at Kolkata office and I am actively looking to shift to Bangalore.
I tried applying almost everywhere but no luck yet.

It would be really helpful if anyone can refer me in their respective organisation for any role in the HR domain.

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Any Hilton recs in Charleston?

Question on UK visa-
My partner will be traveling often to London, once a month for an year starting September. He is getting his visa through work (10 years, multiple entry, 6 months max stay, cost some $1000).

I have applied for standard tourist visa in the past and they are usually short term. It could be max 6 months, but they see your itinerary and allocate you few months around the itinerary

Is there a way to get 6 months multiple entry visa, if I were to join him once in a while.

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Have any respiratory therapists found jobs OTHER than being a clinical RT? I want to possibly change careers, but I am finding that a lot of jobs (clinical liason, utilization review, etc) want you to have a nursing degree, not a respiratory degree. I feel like as an RT we are limited to jobs.

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Hallo 🐠 got a promotion and transfer opportunity to move to Amsterdam from the US (I’m in the industry). Looking for inputs on best neighborhoods to rent a place! I’m moving with my fiancé and we are in our late 20s

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Any cute date ideas for the weekend?

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Hi all, I’m gonna join pwc ac Bangalore next month. I need your help In knowing the holiday calendar or holidays available in last week of December I.e in between Dec 25th to Dec 31st. To plan my vacation. Please help

I’d like to attend an event for HNBA which was advertised within my firm. The event is for 2-3 days but I’m not sure how to bring it up with my group. Any advice would be appreciated.

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How worried should I be if I haven’t yet received an interview invite to my safety (a T15/T20)? I have already interviewed at 3 schools including my 2 top choices so I’m super happy about that, but not feeling super “safe” about not having heard from my safety yet because anything could happen with my targets?!!!

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Applied for a position in PWC UK and status shows as 'interviewin' on workday. Does this mean I'm selected for an Interview, or that the position itself is now in the interviewing process.

Process chemists/scientists! What was one interview question that you received when you interviewed with your current company? And what's one question you would ask a potential candidate during their interview?

likehelpful

Debating leaving and going to a different Big 4, thoughts?

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Really over this job, but company just started my GC application. I hear it takes about 2 years. Is the GC worth the wait? Does the time go by fast? Lol I feel stuck here & just tired. Send help

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Looking for an job opportunity in GCP(Google Cloud Platform), I'm having 9+ years of experience in the integration services. I'm a Certified Scrum master and Certified GCP ACE and PDE.
Thanks in Advance

So many of my mini anxiety attacks are solved by just eating something. I need to stay on top of my grocery shopping

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@ND folks... How's DLF phase 3 for renting a flat? I'll be moving to Gurgaon soon and have no idea which neighbourhoods are ideal for accommodation.

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^ that's 7 spots in a day.

Where can I live in SF without a car?

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Does anybody here work at HCE, would you please share your experience, especially if they moved from a B4?

For a 10+ experienced resource what should the level Honeywell to offer ?
And what should be the package considering current CTC is 16LPA for a service based company.
How is work life balance there ?
Can we expect any onsite opportunities.

Please help me on the pointers I should be considering for interview and joining ..

Thanks in advance.

Additional Posts in All things points

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

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My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

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Is the late checkout until 4pm guaranteed for platinum elite members?

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Anyone have the SPG/Marriott corporate code for Comcast?

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Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Lyft pink is back for CSR, be sure to cancel auto renewal too

Post Photo
likehelpful

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

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How many people do you think each SPG/Marriott ambassador looks after?

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Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

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Did anyone else from PwC sign up for the special rates/accrual targets for status with United for business travel? I can’t find my email tracking my progress, must’ve deleted it. Cont....

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Are Delta international award tickets fully refundable the same way domestic ones are?

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

likesmart

Offer unlocked: Now complete six stays to earn 15,000 additional bonus. Cont..

Friend asked to buy my SPG/marriott points. How would that work hypothetically? $0.027/SPG , $0.009/Marriott? (According to Points guy) & transfer to their account?

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Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

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On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

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Looking for a resort to use points at for a girls getaway. Limitation is no zika places so pretty much continental US or Bahamas. TIA!

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Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

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Amex Platinum or Chase Sapphire?

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Is there a United status challenge?

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