I sometimes wonder what my life would have looked like if I never took out these student loans. I feel like my career wasn't exactly a result of my education and it all just feels like a series of bad decisions. Where are you all with this thought?

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I too have pondered this question! I won’t say it was a total waste of my time or money, but I would have done the process completely differently. Back when I did go to school, I could have just got an entry level job and probably been around the same spot. However, that is a different story now.

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What is sad is that my certifications have taken me further than my degree ever will…

It is to be stated that the degrees are of the utmost importance with the medical field, law practice, etc. However, I had a professor once say that your true education begins the first day of your “big boy” job.

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I’m with you. My job doesn’t even require a degree of any type (they prefer of course, but it’s not required). I loved school but in the end, I do feel like I wasted those years and time and money since I was never able to get a job in the field.

I went to tech school or community college, whichever way you want to refer to it. In our economics class which is recommended 1st semester we had to calculate the cost of our degree and the likely outcome, consider if jobs were available in our area or if we would need to move, including the opportunity cost if we worked full-time or part-time students invested the time spent in school and homework at a part-time job. We had to prove out the value of our degree and if it worth pursuing including the cost of paying interest on student loans if funding that way. Something everyone should do in highschool. If the degree you've completed does add up, the good news is you can still complete this exercise to see if shifting into something else or getting more specialized would do the trick. Ultimately I think experience trumps education and your own grit and determination will determine your success. I will however say that I have been turned down asked after being specifically requested for a college level teaching role because I do not have a bachelors degree. Would have been a big increase in pay at the time, but doing fine now and happy the directions things have gone, so there are doors that are not open to people without bachelors degrees and if you've completed your degree you have those unlocked.

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Sad that I missed out on this deal 😭 brand new & tax free

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My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

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Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

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What's wrong with SAP stock prices ? It's downfall is from last 5 years!

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What are the restrictions for people who are not auditing?

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To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

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Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

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Hi everyone, how much % do you allocate shares for early employees

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Hold or Sell?

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Additional Posts in Student Loans

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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Does having student loans impact your ability to get a mortgage?

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If you could go back in time what would you tell yourself before taking out student loans?

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