I’d like to start the process of buying my first home or apartment. I need to get pre approved from a lender. Does it matter who you get pre approval from? Should I shop around for a pre approval bank / lender, or is it pretty much all the same? TIA!

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

For EESP - which is better share withholding or payroll withholding? Thoughts?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

anyone in here strictly.service 401K plans on the independent side? how much can you make on that realistically with a medium size AUM book being currently managed? trying to determine if meetin..

Has anyone gone to an estate sale in the city?

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

Hey investors - question from the other side: when you’re looking to invest, what are the biggest components you look for?

Best HYSA with a good account opening bonus?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

How many of y'all have trust funds? What'd you do with the $$$?

Any Amex employee here with an Amex card? Could you guide me on the process and eligibility of cards and what benefit do we get as employees?

Personal Amex card frauded... For use in the city I live. Does that happen often?

Can anybody help me find a 2bhk appartment near technopark Trivandrum for rent around 10k

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

How's the data analytics work in PwC LLC Advisory?

Looking for something to help with soft skills in management. Any suggestions?

Happy to refer for KPMG SG if anyone's interested!

Hi what questions do they ask for data analyst role? I have a test for the role with two questions. Thanks

For anyone going temp-to-perm or anyone who already has, did you negotiate anything into your temp contract about revisiting the option for perm? ie, say, in 6 months, discuss perm options? Thanks!!

Any good websites to create registry? We are using Babylist and I heard they give discounts 4-5 weeks before due date.

I am an AM in Assurance (moved from audit 6m ago) and I am looking for an opportunity- currently i need money but WLB is also a very important factor! I love challenging and non monotonous work. Any suggestions?

Is it better to be at a small shop and crank out work for smaller clients in your first year or be at a big name shop and maybe make nothing? Deciding on an offer...

Hi Fishes, I am looking for a role in data analyst/Business analyst/product analyst with Hyderabad as location or WFH.
Experience: 2yrs as Senior Analyst at eClerx
Current CTC: 11LPA
expecting CTC: 14LPA+
If you have any vacancy in your company please let me know
Thanks

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

What is the best way to handle group financial consolidation in a multinational company?

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

Has anyone done straight Keto Chow while traveling? Sh$t is real good and I’m contemplating just chowing down

Litigators—how many different cases are you on?

Been feeling spread too thin lately but I don’t know whats typical. Curious what others do. And would you mind sharing whether you’re a junior, midlevel, partner, etc??

I realize sheer number of cases doesn’t tell the whole story… obviously you can be buried on one massive case. I’m finding it hard to jump back and forth between everything I have going on right now, though, but I don’t know if the answer is to just deal with it.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

How can I invest in real estate ? Looking for an additional passive income source

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Has anyone here used New Western to buy real estate deals?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Do you recommend getting appliances home warranty (ie American Home Shield) for rentals or do you deal with maintenance issues as they arise (I’m thinking appliances, AC, garage, etc...)? For reference, American Home Shield warranty charges ~$50/month and ~$125/service order!

I did a buy/move/sale and for the 🏠 i bought I only put 16% and got a 2.875 rate with PMI. The plan was to pay the additional 4% after selling my prior home and get rid of pmi. I looked at refinance

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

For the folks that bought an a second property (rental) with less than 20% down, how did y’all pull it off ? 10 % down payment is all I can afford.

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Does buyer have to share appraisal with seller? Can seller request it?