If anyone is interested in a referral for the CSR card or has any questions about it, let me know! I’ve had it for 4 years going on 5 and if you prioritize racking up points and/or travel, or are just a foodie, it’s an incredible card!! The annual fee scares some people away but the benefits far outweigh the fee! 10k bonus points for the referral!

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If you're such an expert, why haven't you product changed and reapplied to get the bonus again?

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Nope! You retain all your points since the Freedom cards still use UR as their rewards currency.

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I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

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About to apply for an apt that’s asking for a $2000 good faith deposit. I’m still a little undecided about the apartment (I have another option in Jersey) Do I wait it out or just go ahead & apply? Honestly don’t know if I’ll feel 100% sure any time soon. First time living in NY & first time renting post college😭😭

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Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

likeuplifting

Why do people accrue prepaid expenses?

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

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Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

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What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

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Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

What do you think is a reasonable total fee for a prenuptial agreement where both parties have significant assets and there is some negotiation? What about for a dissolution with a complex asset situation and children? I had a prenup a few weeks ago that came out to $7,000 and another about $5500, and I didn’t overbill, but I am willing to write some off if that seems excessive or I am just slow. There were several negotiations on the higher priced one. (Continued…)

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How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

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What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

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Hi! Anyone attend law school part-time while working full time? If so, would you be willing to share the total debt you graduated with? I only ask because I have not been able to find any info related to this online (only stats on full-time students).

I will be submitting applications to schools in one month, but really want to gain a better understanding of finances during and after graduating from law school.

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Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

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Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

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Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

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Let’s finish this up strong! What are your year-end self development plans?!
We have our last session of the year of our group/guest financial education cycles at our Downtown Toronto office this Saturday. We go through our first financial education session that we talk about basic to higher level of financial information; from saving, investing, risks and returns, registered accounts, etc. There is no cost and no obligation. If you are interested to attend in-person or via Zoom, let me know.

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Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

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Moving to New York as a new Associate. What neighborhoods should I look at/how much should I expect to spend in rent?

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Hi All, I am looking for opportunities as a GIS Architect/Lead

Skills : ESRI, GIS, AWS, Python and DevOps
YOE : 13 years

Please let me know if any available

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Sunday Wordle

Wordle 274 5/6*

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What books would you recommend for someone who is just starting out in security and wants to build strong fundamentals?

funny

As we approach July 1st, how do the staffing pools get managed?

likesmart

Just discovered a public slack channel (that very much should have been private) that a few women at my work have been using to bitch about the co-workers they don’t like. There’s a lot of very mean posts about several of the CDs, account people, producers etc. There’s quite a few hateful posts about me and my partner too 🙈 should I tell them?

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Ever see your rejected ideas win Grand Prix by other creatives? Seen it more than twice?

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Fellow Mechanical Engineers, where was the best place to look for ME jobs? LinkedIn? Indeed? Others?

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Hi fihes, need some urgent advice. I have an offer letter from IBM but they had given me joining location of Kolkata and DOJ 1st November. I want my location to be changed to Bangalore. Can I ask HR? Do they entertain such requests or will they revoke the offer?

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Are Deloitte consultants in NYC full-time back on site? Or still working from home?

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Anyone else work for a group in a different city? Any tips? Any concerns you think I should be aware of that I might be overlooking? Going to be joining a lit team in a different office in my state. While the firm has an office in my city, there are no other litigators in my office. A bit worried about being on an island. Fwiw I’ll be a mid/senior associate and I plan to make frequent visits to the office where my team is.

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HCL or Infosys compare to TCS in terms of job security?

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What you think, you become. What you feel, you attract. What you imagine, you create.

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likeuplifting

Hi all! Currently in the process of a career pivot and had a question. My current company wants me to come back for a two week project in August. Is this too big of an ask on a new employer if I request unpaid leave for this time? I had asked them about delaying start date until this project is over but it was too far away, and I’ll start this month instead but haven’t yet. I don’t want to leave or start on a bad note so wondering if it’s even worth bringing up. Thanks!

Looking to learn what other people’s jobs are like, what’s your role and what’s your day to day like?

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Anyone working for Oracle Cerner / Cerner Corporation and can provide a referral?

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I write TV commercials, and since Bulova created the first TV ad, I’ve been interested in adding one to the collection. I know more about their ad history than the actual watches. Anyone have a recommendation?

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I have a Deputy CISO who constantly instructs us to not go to HR with top level compliance issues (because JP Morgan Chase frowned upon it). But these issues are pervasive to tone at the top and could cause non compliance. What should I do?

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I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

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Any one wrote the gmat a few years after getting their CPA? How long did you study for the gmat?

Why is my Starbucks latte $6.5 bucks all of a sudden 😭😭😭

likefunny

Additional Posts in All things points

Will SPG Green Choice award of 500 points also triple to 1,500/night under the consolidated reward system? Couldn’t find anything in the Marriott marketing materials

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Anyone use point.me? Trying to really optimize honeymoon travel in luxury while spending the least amount of points!

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Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

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Can we combine our Corporate Amex points with Amex Everyday MR points?

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Has anyone stayed at JWM Camelback in Scottsdale? If so, do they actually check for your company ID, etc. for a rate code?

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There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

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Anyone know why our miles didn’t carry over to the next year? Had 20k miles over Delta Platinum

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

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Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

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Anyone stay at JW Marriott Cabo with family ( 2 adults 2 young kids) Looking to book rooms with points and want to see if it’s worth the 400k for a week.

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Delayed 6 hours ORD -> JFK (Delta Platinum) - how many points?

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Why are so many moving from CSR to CSP. I get that the fee is significantly higher for the former, but how are benefits better for the latter?

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Selling 2 United GPUs valid prior to Jan 31,2020. PM me if interested.

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Anyone have United GPUs to offload? Looking to purchase two.

Has any one worked as analyst at P&G before, just was wondering how is the work load?

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Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

What is the tipping etiquette on the free platinum breakfast in a JW Marriott? The server just gets coffee / orange juice and you serve yourself. It is an overpriced buffet that I would never dine in.

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Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

likehelpful

Thoughts on the new Chase Freedom Flex?

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First travel project. What are the most valuable airline points to accumulate? How can I maximize my travel points (hertz, Marriott, air, csr) to be redeemed for free flights?

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