If I buy a property all in cash, would it be costly to take the equity out via refinancing later?

Without thinking it through I signed up for two cards at the same time I need to spend 8k in three months which is fine but any way to track my second against promotion vs actually loooimg st my state

Joining a Advisory+ principal investing shop next month, any books / anything else you recommend I must read?

From now on can we start saying WHY we think news = 🚀 🚀 🚀. Reason: people lose their minds when they see *bank/big corp + crypto* and forget to ask why the news = higher price.

Anyone has any credible info on Stream space ICO? Apparently they sold 48mil coins and do you know how can an American can participate in this ICO?

Is blockfi only a bank and not really investing in crypto?

Guys, what platform do you use to trade US stock?

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

How much are you contributing to your 401k?

Anyone else seeing the run old gold and hype around it similar to the bitcoin hype at its peak?

Is there ever going to be a comeback of the main coins (BTC/ETH/LTC) or are the golden days done?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

Please suggest me best SIP to invest

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Anyone know good cpas or tax preparers? Mine should be fairly straightforward, but I’ve worked in 3 different states so worried that’s going to complicate things for me

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Moving to NYC this summer, making 40x rent for most places but don't have any credit score (non US citizen).

Any tips on how to avoid expensive gurantors?

How do you find test subjects for your research project? What kind of incentives do you like to offer?

How much base salary does bcg offer HBS grads? And at what level do they come in?

Would MBB firms ever pay for your MBA tuition if you got your MBA prior to joining? Like if you agreed to stay on for X number of years and they pay down your loans. Does that happen?

Could someone send me the link to the BCG bowl? Didn't come up in search

Does anyone live in Milieu in west loop? What are your thoughts on living there and are there other good parking options besides there garage? (We have 2 cars and $600/mo. in parking seems too brutal)

I'm holding an offer from MakeMyTrip and another offer from OlaElectric. Ninjacart is willing to make me an offer. But they're saying that they'd discuss the offer only after the other company that I'm interviewing with has come up with an offer first. There's been a delay from HRs of the companies in a similar way. How do I urge them to send me the offer letter without sounding pushy? I had reached out to some of the HRs myself. Would that be too awkward if I accept & back out their offer?

 I heard a commercial on the radio for Verizon that said something to the effect that parents are now learning how to lesson plan. Are any of you off the hook for lesson planning? Just wondering because I’m over here busting my butt!

Guys, Anyone know the diff between S&P global, S&P global market intelligence and S&P global capital IQ.

Also, please tell me how it makes difference to a employee (developer)

What's current the market value of someone working in analytics on the agency side in NYC, has 4 years of experience and has a Data Science masters?

What % utilisation is considered good?
I know it depends on firm to firm, but in general?
Also, is it wise to put in CV or say in interviews about your utilization if its good?

Hi everyone, I am working towards a career shift into management consulting, specialising in Strategy & Restructuring services to be specific. I am looking for a referral to a T2 firm within the Middle East if possible. Would love to connect, learn from your experience and take your advice on how to successfully land a role in the industry! (Currently based in Dubai)

Hey Logistics/Supply Chain Folks! 2021 was full of challenges in virtually every facet of the supply chain. What gives you all optimism for 2022?

For me it is how agile cross-functional teams with archaic tendencies have had to be to overcome! I hope that continues into 2022

How long did you study before the CSCP exam? Any advice for someone who just enrolled?

For every Logistics Manager:
What are the top 3 red flags when evaluating hiring a new provider?

wisdom on getting promoted to mid-level at the same agency? I’d hate to leave but I’m coming up on 3 years of (real) experience & my agency is known to have CDs come in as seniors so I’m pessimistic

Feel really terrible at writing sketch comedy. I think this is just something I just cannot do. Anyone with tips? Advice? Anything?

Applied to McKinsey as an experienced hire in the first week of December. Any insight on potential / average timeline for hearing back in the current climate?

is CRISC worth it? dont see it coming up as much as others

which is better EY India or EY GDS ? Want to know in terms of hike , variable bonus, perks and benefits. Not bothered about client exposure and all.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Planning on buying a house with MIL. She would lend us half the price of home interest free in return for being able to live in it rent free. We’d have 100% ownership. Repayment only required if we sell the home.

She would maintain the place 100%. We would cover races and insurance.
Relationship aside, does it sound like a fair deal?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Has anyone here used New Western to buy real estate deals?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Any Property Management recs in Seattle area? :(

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

What's the best city in UK to buy a buy to let property, with best returns?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.