If I take out from my 401k, do I really need to show proof for a hardship loan? Just heard some chatter, that Fidelity never actually asks.

And will my employer know?

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

Crypto market going 😜

Booyahh, landed hedge fund number 2 for IPOs.

I am currently looking for cost conscious 401 (k) Safe Harbor Small Business Plan offerings. The participants would have self-directed accounts and the Plan would permit investing in company stock. Any suggestions on Plan providers welcome; no need to critique the approach except in terms of IRS rules or other legal barriers (primarily, did I present requirements incorrectly, presumably). The Plan will be part of a ROBS (RollOver as Business Startup)

I am in need of some advice I have a bachelors in healthcare administration. My long term goal would be a CEO of a hospital. I am looking at masters programs and need some advice as what to get my masters in. I could get my masters in healthcare administration but would like to look at something a little different maybe healthcare leadership or something. Anyone have some advice?

Married fish, how do you ho about decision making for buying property and how do you decide who to register it on?

Hey fishes. I have been offered Management Consultant role with CTC break up in terms of JB, RB, fixed and variable. So is the fixed amount my gross salary without any other deduction except TDS, or will the organisation contribution to PF be also deducted from the fixed component? Also, will claimable components like LTA, mobile bill reimbursement etc. be in addition to this fixed component or will they be included in it?

Hi - I have never used this. I’m planning to schedule fertility test. Would this programs offer me any benefits?

Thanks in Advance!

How much package Salesforce can offer for Technical Architect role? YOE is 12+ years. Does Salesforce has Variable pay in CTC and if any extra benefits provided?

I’m looking to hire anyone interested in starting a career in the Health Insurance Industry. Weekly Pay with residual income and bonuses. Our office is Downtown Chicago in front of the Sears tower. Company provided leads with a work hard play hard culture.

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

I was under my moms healthcare policy until she lost her job in February. Am I able to enroll with EY even though I’ve missed open enrollment?

Can i get a decent 2bhk in HSR layout sector 5 or HSR layout sector 6 under 25k with maintenance?

Or should i go for 1bhk in this budget with this locality?

Looking for opinions. I’m an IW with 2 yrs experience working from home at a Fortune 500 company w/ excellent benefits, target salary 75k. I was previously offered a job at another company where the 75k salary was guaranteed for the first year. Most people make much more than this once their comp fully ramps up, but, I would have to work in the office. I declined the offer, but now the CEO wants to meet with me several months later. Would I be crazy if I asked for 100k guaranteed salary?

For the last month I’ve been contemplating life. It hasn’t been so much if, but more so when. A director on my team in a different vertical has been pushing me to the brink with extreme emotional abuse and now sabotaging my livelihood; job security (health insurance, financial stability, place to live etc) following months of initiating a flirtatious relationship they finalized a divorce. Just months ago this was someone I saw spending my life with, growing old besides …

If I book a stay in a Marriott property through a third party website for a lower rate than what’s on the Marriott app, can I still get points and elite benefits on the reservation?

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

Has anyone went from saas to benefit consulting? How was that transition? Was it worth it? I hear in benefits you get a book with recurring revenue.

I485 Case Status says “New Card is being produced”!! Thank you all for the helpful discussion fishes. 🙏🏼🙏🏼🙏🏼

Details below

EB1C India
I140 Filed and PD: March 2021
RD: May 2021
I1485 Transferred MSC—> SRC: May 2021
Fingerprint: Sep 2021
EAD and AP approved: Dec 2021
I140 Approved: Jul 10, 2022
I1485 Transferred Back SRC—> MSC: Jul 21, 2022
New Card Being produced: Aug 13, 2022

Q: Should I expect any other status changes or is this it? Also, how soon can I expect the GC in mail?

Start dates - have the option to start in Dec or Jan. Jan is better for me, but wondering if there’s an advantage to joining Google in Dec? (Eg. Refreshers etc.)

Is 10000 RM per month is good pay for KL, Malaysia?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Joining a group that specializes in incident response. Any recommendations on things I can do this summer to prepare on fundamentals/certs?

Hey all, 4 YoE strategy consultant looking for some exit options. Looking to jump ship from consulting into something in the life sciences field, but not particularly interested in working for big pharma. Does anyone have any suggestions?

What does comp look like for PE ops associates?

Looking for UI Architect candidates that have heavy front end enterprise wide application experience including knowledge of Angular and/or React. Remote position but need to be legally able to work in the US with no sponsorship. No C2C or agencies please.

Any referrals for Project manager, scrum master or delivery manager roles? 16 yoe.. (exclude Tcs/Infosys)

Hello Fishes, looking for an opportunity for below mentioned role.
If anyone could share some leads.

Role: Scrum Master (PSM I Certified)
Total experience: 5.2 years ( 2 yrs as SM and 3.2 yrs as QA)
Location: Pune or remote

Situation: got an offer from firm X; highly likely to get a better offer from firm Y but official offer would take a couple of more weeks in best case scenario. However, firm X’s offer validity about to run out. Would you: (1) accept X’s offer now but rescind later if Y converts (2) ask X for additional time to decide (they’re “prestigious” and may not offer additional time...) (3) Play straight, decline X and hope Y converts (4) any other creative ideas ...???

Is Kyndryl postponing the joining dates?

Or if any one started working in Kyndryl for data Engineer domain .How is the work ??

Hello Fishes,

Need a referral for delloite for Power Bi having 4YOE. Any body who are ready to help please DM me.

What’s the typical salary for an Associate Account Director in NYC working on Pharma?

Hi fish,
Planning a trip to Thailand for 1-2 weeks next February. Suggestions on where to stay (cities, parts of town, specific hotels), activities, where to fly into etc. Thank you!

Are Mastercard, AMEX, Visa - Product based companies??
Also, what would be the best choice for data engineers?

Mortgage rates already crossed 5% but the home prices not showing any signs of cooling down!! Any historical indicators where we may be headed 🤔

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Comp is my goal. Deloitte strategy and analytics consultant. Been here 1.5 years.. already have an mba. Feeling a bit aimless. Where should I go next?

Anyone know of a swing trading service? Looking to pay for calls/puts direction over weeks- not day trading

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

Is sending kids to private school worth it? Talking about 25k-30k per year. Living inside city where public school are average. Thinking of sending kid to international school with bilingual program (family speaks multiple languages)…. The money adds up a lot over a lifetime. Especially if we have more than 1 kid.

Would you cash out refi a rental property to buy another rental property?

I’m 32. I have $80k saved. $40k currently invested. Then ~$50-60k in 401k. My plan was to save for a house, but prices have skyrocketed. As life returns to normal...I need to now move out from my parents’ again. Do I bite the bullet and rent in NYC, or stay and save another 12-18 months and hope to buy something? Full transparency: taxes make it very difficult to buy. It’s not the down payment, it’s the taxes.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

Any tips on how to use up gift cards with <$3 on them? I know some stores won’t accept as a payment method. Don’t live in a state that lets you cash out under a certain amount.

Any stores / websites you’ve had luck with? Hate to throw out free money, even if it’s a few bucks

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Microsoft vs Apple vs Amazon, please suggest

For my marriot members. Which cc do yall have for marriot?