If you could give one piece of financial advice to your younger self, what would it be?

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Don't pay off your student loans😒

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Because now the government is forgiving loans so I got f'd for being responsible and prepaying my loans to avoid debt

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Pick a better career

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Aman

Buy Bitcoin

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Short Bitcoin.

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Should’ve hawk tuah on that thang

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Don’t give up “free money”. Anything the company matches, make sure you get the full match.

2nd would be don’t try to keep up with “the Jones’”. You never know how much debt other people are comfortable with. Just because they seem to spend more doesn’t mean they’re actually doing better than you.

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Start pension early!

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Buy that coffee and avo toast, you wont be able to pay mortgage at this interest rate anyway.

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Buy a house or condo as soon as you can; don't overpay. don't get attached to it; it doesn't have to be your dream house/condo. Always BU Y don't rent; Then you become landlord: you rent out all the rooms possible, but don't require your roommates to sign a lease, let them go month to month, tenant at will.

Slowly pay it down, be nice to the tenants, hold it 2 years..then if things have improved, you can sell it, try FSBO first; roll the cash or equity or profits into your next one, (you can keep up to $250k profit tax free if you live in it for 2 years or more or 2 of 5). Maybe keep 2/3 of the cash/equity, and put the rest down on the next one. Do it again, always upgrade, and try to end up w/o a mortgage at all, with the 2 year tax-free rule; buy in areas that people will want to retire or vacation in (ie the South East or SouthWest with LOWER prop taxes) Buy two if you like being a landlord. Not everyone can stomach it.

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Have an emergency fund and take advantage of tax advantaged accounts. Live below your means

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Invest most of my savings in the stock market.

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Invest in your pension and the stock market, minimize spend on dates,

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How will you find a potential mate? Dating is hella hard these days….

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Save more, invest more. Buy crypto

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Save for a house not a Camaro 🙂‍↕️

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Put something, anything into retirement & leave it alone. Also, debt is the devil lol.

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Invest your triple tax advantaged hsa

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dont get a fucking CC

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Marry a rich lady. Like trust fund loaded. As long as she loves you and you want to take care of her.

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Put my weekly allowance into bitcoin and don’t spend the bitcoin on a fucking pizza

Save for retirement as early as you can and get scholarships to college!

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