I’m 28 years old and I’m only making 70k. I kind of feel like a failure, especially when my friends are making well above 100k. I know some people will say to not worry about money or avoid comparing yourself to your friends, but I want to be able to do things with them and not allow my (lack of) money to hold me back. I don’t know what I need to do to crack into the 6 figure club. Any suggestions are welcome.

likeuplifting
Posting as :
works at
You are currently posting as works at
Highlighted IconHIGHLIGHTED

You are doing much better than I was doing at 28. The best thing you can do is keep your head up and keep grinding. $70k is still very respectful and know that you’ll make it to six figures in due time.

like

Thanks friends

I started in consulting 7 years ago, aged 30, as an analyst / grad. I didn’t get promoted for 3 years and my salary stayed at ~$55k for those years (until age 33). I had no savings and could barely afford to put a roof over my head.

I’m now on $230+

Be patient. You’re in a better position than most. And in a few years you’ll be killing it

likeuplifting

Also, when I was stuck at my first firm I tried for hundreds of jobs and no one would give me an opportunity be used of my level and hadn’t shown progress. I was depressed and deflated.

Eventually, after a long slog, I actually got a referral to the second company from someone I’d been chatting to the coffee shop near me for months. I told them what I do, the jobs I was going for (my husband was even willing to quit his job and move way out regional for me to get a chance at a job which I ended up not getting final stage because the ceo didn’t think I had enough experience), and he was like “what but you’re amazing - give me your cv I’ll give it someone at firm x”. He was retired and I didn’t know he worked in the same industry.

The rest is history.

Long story, but the moral is that rejection happens often, just believe in yourself, persevere, continue invest in developing skills, and find people who see your value

Recent IconRecent

Look for a job that pays better, maybe relocate. Develop skills that interest you (e.g. SQL course online). Will also say that grass is always greener on the other side, like what if your friends are working insane hours while you have WLB

like

Yes but I have had a number of recruiters reach out to me specifically because I have a PMP. I got the cert because it falls into the preferred experience of many project manager or similar positions to be more “competitive”

I was 28, making 74k in DC at a Big 4 firm. Left for a $110k opportunity in industry. 3 years later I'm at $162k. Find some people that value you.

like

Unlike many of the stories you see on fb, I didn't have a recruiter reaching out to me. I had been cold applying to places for 8 months prior to that role, and had been turned down for 4 before getting that offer. Luckily for me, those roles would've only gotten me up to 85-90k. I had only asked for 90k from this job, but they said I was severely underpaid and offered 110. Apparently this manager had been looking for my skillset (generalist consultant) for nearly a year 🤷🏾‍♂️

It doesn't make sense, I know.

like

The obvious answer is to get a higher earning job. The better, and less obvious, is not to compare yourself to others. At $70k per year, you’re doing much better than the vast majority.

like

Damn. Thank u bud

This is such a breath of fresh air from all of the: “I’m 25 and only making $220k, am I failure?” kind of posts. Thanks for sharing

like

No problem.. I’m a humble man who tries to do the right thing and is just looking for a decent pay bump. Appreciate the time you took to read my complaining and respond.

Balling on a budget is definitely possible. For example, same age and $54k working at a nonprofit until recently, but traveled to 40+ countries with that. Not flexing but just proving it should be possible to do have plenty of fun with $70k. Also have an honest convo with friends about your budget. The right people will understand.

like

Thank you, project manager 1. That is helpful

I know the feeling well, but don’t pursue it if you can - insecurities like that only drag you further into the rat race. Find out what it is you really want to do, and if part of that is activities with friends, choose which ones you want and make a budget for it. You can have anything you want, just not everything.

like

This is very sound. Thank you, Facebook 1!

I went back to change my career path so I was an intern at 28, making $25 an hour. It pains me to hear people complain about what is otherwise a decent salary in their twenties. Many people are serving in the military, going to med school, working on PhDs, or in one of many many jobs that pay far less than 70k.

like

You’ll get there, OP. At all phases of life you’ll see people with more than you— you can’t let it get you down. Life is to be enjoyed.

uplifting

I think it’s so important to keep things in perspective. Most of the people on this app are making way more than the average person- you are doing great OP! Keep your head up and keep building experience and skills.

I started out at 50k working at a nonprofit and two years later, I landed this consulting position and got a 40% increase. Honestly the only real way to get a large pay increase is to switch companies and find a company that values you. It’s the fastest way to drastically increase your compensation imo.

likesmart

Thank you so much, BAH! I appreciate it

like

A month before my 27th birthday, I was making 78k salary. I got picked up by ZS a few days before my birthday at 115k salary. 8 months later got a raise and am now making 130k salary. I was in the same boat... so tired of sweating whether I could do a trip with friends or go to nice dinners or participate in expensive activities. I sweat none of those items now and life has been amazing. Things can change fast... you just need to position yourself in the right industry / firm.

I say all this not to brag but to give you hope as it is absolutely possible to get there and to do so quickly. You got this!

like

It does give me hope, ZS Associates 1. Thank you king/queen

Learn Salesforce. Get a lot of certifications. Put it on your LinkedIn. Massive shortage of talent. Everyone makes over 6 figs in this industry.

like

Hello, Salesforce 1. I have some follow up questions and I am going to PM you if you don’t mind 😀

like

When I was your age I was an architect making $45k, you’ll be fine if you focus on you and not chasing spending status, financial freedom brought by savings will bring much more happiness- hang around people that align w your long term goals, not short term fantasies

like

I appreciate that Deloitte 3

like

I had great jobs that paid around that range, even lower. Focus on skills, the money will come once you know it’s time. Stop worrying about other people. Don’t pay too much attention to Fishbowl numbers because the people here are often flexing. It’s healthy to worry, sometimes it can motivate you. A career is a long road.

like

Marathon not a sprint as they say. Thank you, EY3. I appreciate the time you took to respond.

When I was 28 I made $40k. The next year I went to grad school. 10 years later my TC is $380. Retirement fully funded since even when I made $28k I funded my Roth $5k/year.

You got this OP. Life is long and full of twists.

like

Thank you, Deloitte 4. I’m optimistic that the universe will be kind to me if I stay humble, hungry, and determined.

Appreciate you

Worked at a boutique firm for 90K firm base , WITCH for 117K firm base, entered Big4 at 148K base + bonus …. That’s over an 8 month period . The come up happens quickly, so stay positive and keep grinding

like

People be hiring! Congrats!! Don’t stop now

Im early 30s and was at a small company for 4-5 years. I had essentially capped out my earnings in that org at 55k. I just moved to consulting and am starting at 75k with room to grow.

All that to say, everything is relative and be proud of where you are at in your own journey. Like you, all my friends were 6 figs and I felt that “shame.” But remember to be proud of your work and remember that, if you take a step back, you are only 28 with a VERY respectable income. Our careers are still just starting

like

Thank you so much

You’re doing better than I was at your age. I went back to school around then for SWE before I finally hit my stride. Keep learning and keep your head up!

like

Fair enough. Here goes nothing!

Not a failure at all man. Doing better than most of the world.

like

Well that makes me feel sad for most folks. We all deserve more I guess ! Thank u for listening and responding, associate consultant 1

Don’t lose heart. I was right where you were until I turned 30. Things can turn around in an instant!!! Just keep pushing, learning new things, grabbing certs, updating your resume and profile. You’ll get your chance. And until then, it’s like my mom says, ‘It’s not what you make, it’s what you do with it.’

like

Thank you, KPMG. I just need to do my best and the rest will follow. Currently studying for my PMP!

uplifting

Related Posts

Hi fishes,
I need guidance for EY GDS SaT_Strategy Hub_Senior Analyst. I have 1.5 Yoe but the role mentioned 3-6 yoe.
Is it still worth applying or is there any analyst role for this?
PS: experience post Tier 2 MBA

like

Currently working as backend developer. Got an offer from Cisco Appdynamics support role. Should I consider that as I want to join Cisco ? Will there be any chance for internal moving from support to dev ?? Cisco Cisco Cisco

like
funny

I want to get middle school cert (for ELA) My degree is K-8. My current cert. & EdTPA is K-5. What's the quickest & easiest path to middle school certification?! (I'm in TN, specifically Sumner Co.)

like

What is the best way for a US-licensed attorney to lateral to a position in a big legal market in a different country, e.g. London?

I feel like a lot of my fellow producer friends are getting absolutely destroyed with their workload this summer (myself included). How are you guys surviving?

Post Photo
likefunny

Okay so, going to a shoot next week in LA and it’s my first one with no client attendees. Given the traditional account role will be null, wondering the best way to be useful?

Any advice would be greatly appreciated!

like

Thoughts on states taxing student loan forgiveness as income ? I admit I don’t know much about tax law but I feel like it shouldn’t be considered income unless they’re sending out checks to everyone. 10k off the balance of my loan shouldn’t be considered income.

Hi all, Anyone out there certified for a associate google cloud engineer certification, may I know the difficulty level and exam point of view setup

Design lead i interviewed with told my recruiter that they loved the interview and thought id be a great fit, but hesitant that id be “bored” in the role. Whats this mean? Should i tell the recruiters i gave it more thought and am excited for the role? Bummed i gave off a disinterested vibe

like

F*****-up story…please be constructive (but also open & direct)
With my wife for 14 years, 2 kids under 8y - both under a lot of pressure bc Covid/work/private life/… and have been (unconsciously) running away from our couple not working “since a long time” (dixit my wife). We want to try and fix it, but I also met someone new (not sure if she would even want me) and wondering if it’s worth fixing it (since we are trying/running/avoiding it for years) - just worried about the kids…any advice

like

Going to an office to meet the team and see the office after being offered a position. After much thought I think it is best to stay at my current position for now. How do I go about declining an offer/ask for a day to think about it?

like

I currently work as a optician, referral coordinator and optometry technician. Busting my butt off wearing all 3 hats and I get paid $20 an hour… I don’t think this is a fare wage considering I’m doing the job of 3 people. I want to negotiate a higher wage any tips of what I should ask for?

like

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

like

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

I've worked with Huron folks as an Administrative Fellow and the firm seemed pretty cool. Anyone here from Huron able to chat about a possible referral?

like

Hi , Quick help here please... I am getting an offer letter for Atos where HR suggest it is for gcm5 band. Any idea what that band means and what could be the salary bracket for the band? ( For 13yr exp. ) These bands are still syntel after merger or Atos bands?

Hello everyone,
I’m looking to begin my career in HR, I have almost 6 years of benefit experience I gained through my career with UnitedHelathcare I recently started a new company and with my position here I am considered as Benefits Specialist in HR I don’t have a degree yet but I do want to work on that. Any other advice or tips to help build my career? Thank you in advance

like

Anyone here that completed Udacity data analyst nano degree program? I feel that it would be a great way to get into the DataAnalytics practice or find exit opportunities in the industry? Thoughts? I am a first year Senior Consultant.

like

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

More Posts

Anyone ever go work at the state - department of revenue ?

like

Florida Law: Have you won or lost arguing that an aob executed after the statute of limitations (“sol”) for a hurricane Irma claim is valid because the claim was reported before the sol cut off date?

like

#Hiring #DigitalMarketing Professional with 2- 3 years of experience.
Company Name: Mtandt Group
Location Padur, Chennai.
Reach out to me incase interested.

like

Hi Guys,
Need a referral for an opening in Accenture India Accenture. Would appreciate your help. Thanks

like

Any vacancies in Ericsson Kolkata for RF engineer?

like

4 years sober today. So much to reflect on, not least of which how important it is to “get comfortable getting uncomfortable”. In my experience, it’s truly the only way forward.

Sending strength to you all 🖤

likeuplifting

Making a lot of money relative to the average but feeling poor? Median after-tax income was ~$55,000 in 1981 and was ~$73,000 in 2020. Using a Bank of Canada inflation calculator $55,000 in 1981 is equivalent to ~$165,000 today, which would put someone in the top 10% of earners today. But in 1981 the median family had that extra money. Who can I blame?

Post Photo
like
likefunnyhelpful

If the wife is the chief creative officer and the husband is a creative director within the same company, isn’t that a conflict of interest? Asking for ogilvy.

funnylikehelpful

Can we claim internet installation charges as well?

like

Anyone good marketing books recommendations or online certifications?

like

I have a friend looking for a graphic designer that can build her a style guide. Anyone have any recommendations?

Please send websites as well.


Thanks

like

Taking my first flight after a year!! I used to go through the international terminal for faster lines. Is that still the best way or just easier to go to the south terminal ??

like

What would not having a second stimulus mean for stocks 6-12 months from now? I’m assuming it hurts stocks but increases the value of USD?

like

Hello Guys KPMG , KPMG India I recently interviewwith KPMG pune for KGS and haven't heard back from them since 2-3 weeks. I have tried calling the HR, emailing them, following up on the email etc etc. But no response. Is this normal for KPMG?

like

Hello,
I hope everyone is having a great week.

I am working as Tableau/ Qlik administrator in london, UK from past 3 years on ICT visa with total 9 years of experience.

Visa sponsorship is required.

Any references will be greatly appreciated 😀

like

I want to join Amazon tax team and could someone please refer me?

Did you all know partners can now delegate their LinkedIn profiles to recruiters? Super sketchy in my opinion bc recruiters can’t even handle outlook...

likefunny
like

Healthcare consulting practice. Deloitte vs Accenture vs other players. Thoughts on who has the best practice overall?

And any insight/who has the best practice in the provider space specifically?

like

Additional Posts in Consulting

Any idea on Mckinsey solutions ?

like

I have managed and implemented Oracle projects for the last 10 years. I am a PMP, CSCP and PSM certified. I am looking for a change with a salary of 150,000.

Any recommendations?

like

EY fish - when you are laid off, is it immediate the day you're told or do you get a little warning?

like

This is the second Four Points I've stayed in that has "Never Gonna Give You Up" on the lobby music playlist #rickrolledagain

like

How do I connect with a PPD after a team dinner without seeming douchey or like a suck up? I basically want to say thanks for everything, holla at your girl, but I can't figure out how to word that.

like

And the number one kool aid email of the year goes to *drumroll*






Tim Ryan!

like

Wealth of experience working in the Bay Area with pre ipo clients going through funding/ working on pitch books etc.

My hometown has a growing tech scene but little funding. Was thinking of parlaying these experiences and starting a bit of a consulting operations to connect the two

Anyone with insight on how I might go about doing this? Would love to chat!

like

Do any of the top consulting firms hire into the Engagement Manager level after an M7 (if they had manager experience elsewhere)? I know MBB probably doesn’t but what about other tier 2 firms after that - and asking for US or Canada

likehelpfulfunny

Best consulting firms to target for Supply Chain & Operations Strategy apart from MBB after graduating from MIT SCM

like

Do Accenture/Deloitte/KPMG/EY do pet diem for daily expenses or actual? If per diem what is the daily rate? Just curious.

like

FAANG folks - what are Facebook/Google roles like Country Lead/Industry Lead equivalent to? Are these Director level roles? What sort of compensation can you expect in something like that role?

like

Houston downtown JW vs Westin.. Thoughts?

like

Are you seeing more beach time recently at your firm?

like

Am I crazy to let my lease expire, put my things in storage and just air bnb/pay for weekend nights at hotels for the next year? I love my place but feel like I'm just throwing money away

like

What's the best all-in-one credit card for traveling consultants that pay for their own expenses? I want to maximize rewards (whether it be cash back, points, miles etc.).

like

Trader bro tradin’ with his Vineyard Vines shirt

Post Photo
like

Can Deloitters being laid off file for stuff like unemployment & Obamacare during their new job search?

like

where should i align myself in consulting for the best chances of an exit opp in VC?

like

what does the bonus range look like for a new band 4 at bank of america?

like

I tried asking this in my own bowl with no responses, so seeing if other consultants have run into this situation. I’m on parental leave, I got an offer for another firm, great opportunity and pay. How does one go about a resignation mid-leave when you would start the new job before the leave ends? Two weeks notice or just say I am not returning effective the day of the new job? Any things to consider besides potentially repaying the employer healthcare premium?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal