I'm buying a house in New Jersey.

Do I really need a property survey if there is one from 2010?

Do you do I really need to purchase title insurance?

The research I'm doing seems to indicate more of a fear factor than real risks being offset

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Title insurance is relatively cheap

I'll need to search for another company... The other things are extra

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NJ has quite a bit of regulation on inspections, insurance coverages etc. I guess it technically protects the buyers but man them closing costs...

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