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401k Roth or traditional 401k?
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Max them both out, including backdoor options
HSA probably
I forgot to add that, I have maxed my HSA for three years now
Coach
Order of my investing operations:
1. 401k to match
2. Roth IRA max
3. HSA max
4. 401k match
5. Mega backdoor Roth (if allowed by employer)
6. Brokerage (no tax benefit)
Coach
What do you mean by non-retirement accounts? As far as I can think of the only tax advantaged accounts not tied to retirement are 529 and HSA. After that it’s just a brokerage account which you want to buy and hold as much as possible since it’s taxable.
I just keep index funds in my after tax account and a few individual speculative stocks I like for fun at a small percentage of my portfolio.