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I'm sorry you're feeling that way. I can relate, especially because I went to school for a couple of semesters and still owe over $10,000 for a degree I don't have. It feels like the debt will never end. I recently massively downsized my life and moved in with a couple of roommates. I didn't think I would have to do that at this point in my life, but it's actually not that bad. I've also cut back on a lot of unnecessary spending, which is helping me pay off my loans faster. I know it's hard right now, and it feels a little bit helpless and frustrating, but life is short, and we can't let things outside of our control make us miserable. Joy and happiness are rebellious acts of resistance against a system we can't control.
We are all screwed. There is no hope. We will all work until we die. I wish I had a better outlook.
Lower your standards of comfort and pinch pennies. Don't buy things you don't need. Shop at thrift stores and flea markets. Don't smoke, don't Starbucks, limit dining out. Carpool, public transit. Get a 2nd or 3rd job. Do all of this while you're young and when you're in your late 40's you can resent doing these things because there wasn't enough joy in your life.
Seriously though, be smart with your money but make time to develop meaningful relationships.
Don't have kids. If it's too late, then be a good parent. A good parent isn't perfect, but they strive to be and that's what makes the difference.
Be well🦝
I know! I am working two jobs, one full time job and one part job. Plus, I am driving for DoorDash when I manage to get some free time . But I am still not able to keep up with all of my bills. These prices are rising faster than I can possibly be expected to keep up with. I don’t know how anyone is getting by and things are only expected to get worse in the near future!