Is buying an iPhone 12 a bad use for my Chase Sapphire Reserve points? Or should I wait a little longer for the the next phone to come out and for the 12 to go on sale. I have a broken iPhone 8 so it has no trade in value and I really don’t want to pay $1,200 for a phone

Does anybody have a referral link for Amex Platinum? - has to be UK based

Looking to set up monthly automatic buys into the following:

VTI -40%
VOO - 30%
QQQ - 20%
VWO - 10%

Would be longterm holds. Is there too much overlap here?

Relatively new to this so any suggestions for alternatives or different percentage allocations would be a huge help

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

Hi, i am currently working as a Head of Digital Marketing in B2B space in Toronto. I am hoping to relocate to US for vetter pay and opportunity, Can i apply for job from Canada itself or now companies are hiring from US only. I can get TN visa.

Any feedback is appreciated, thank you

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

A lot of my friends (on H1B) have bought houses in suburbs (or away from City) the past year. I really would like to stay near City (NYC). Any of you considered or have bought apartments in City area instead of huge suburb houses? Any pros and cons that you are aware of?

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

Well, its a good thing I sold ARKF when it was $55 last year

New offer. What does this mean?: “Policy is that we don’t consider the green card until someone is at 2.5 years prior to the last extended date on their current visa.”

Folks -Please help me decide if it’s better to buy a property (home) in NJ with exuberant property taxes pretty much in any good school district OR relocate to Pennsylvania (Bucks county,Malvern etc) with lower taxes /Good schools and decent commute to Airport.
My family likes to be in NJ (with Indians around) but owning real estate here and overall cost of living seems to be much higher .
Am I missing something?Has anyone gone through these debates and what’s your decision/Advise? Thanks

My son made 11k on Doge but it is a joke coin. Put some money into SHIBA another joke coin. I knew all the cryptos would come back after the big fall. It was an opportunity to buy. Polygon has held up through all this because of the news from Deutche Bank. Look at the real cryptos. Bought these.

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Hello I am from Ghana and am looking for a work abroad a company that can support my visa or give me a visa Sponsorship or work permit invitation letter to apply for my visa any help please …

Does anyone ever redeem Marriott points for gift cards? Is it worth it?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Anyone buying a place during Covid times in Denver? How's it going?

Any pgs, flats nearby opentext bangalore office??(near intermediate ring road)

For those that work at big4, does maternity leave benefit only kick in if you’ve worked for the firm for at least a year? Or does it apply immediately?

Any folks with knowledge on clinical trial design? And understand the protocol requirements well? I have a couple of questions that I’d like to bounce off.

What are the chances of jumping from IQVIA strategy consulting to T2 or MBB? Have previous 6 yrs exp at b4 management consultant in ops and worked some projects with S& and +2 years corporate and value and access in IQVIA

Has anyone done an online DrPh while working full time? If so- was it manageable? Would love to chat with you about your experience :)

Does anyone have any recommendations for where to get a made to measure suit in Dubai? Would need to keep prices below 5k for a 2 piece.

How is the work culture in BMW Canada? General culture, support and mentorship, work life balance and job security. Thanks.

Matched with a guy on Tinder. Had a great first date. We are stilling chatting on WhatsApp. But he has disappeared from my tinder (presumably, he unmatched with me). Is it typical for ppl to unmatch on Tinder when they are still interested in you?

Any F in nyc wanna hang out this weekend? 30 M here.

Hi everyone Today is my tcs doj and I got a mail from my onboarding manager that your doj is postponed please connect with your recruiter.
What might be the reasons.

Hi CTS Sharks ,

How much time does it take to become manager from SA in CTS in general if person join as SA at 8 year experience.

anybody on bench from Informatica IICS stack in LTI ?

Does anyone know the salary for Managing Consultant at Capgemini? The consulting practice not Tech

Guys urgent question - can I open a Vanguard brokerage account as a H1B visa holder ? I have been here for a couple of years now at least. Are there any other restrictions ?

Where are your favorite vacation spots? Getting used to this not drinking thing..

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

What’s the point of Hyatt globalist concierge? I emailed the guy asking a question and never replied to me

Any suggestions on SPG/Marriott hotels in Barcelona for personal travel?

I'm about to start my first travel case. SPG or Accor?

Might have to leave the “all things points” bowl soon if these creepy ant/roach/bug posts continue. Making me so paranoid to stay in a hotel now smh

It says on Bonvoy breakfast voucher that gratitude is included. Somehow they always expect additional cash tips?

For CSP/CSR, does the person getting referred get anything other than the public offer?

American has a promo listed on their app - use Rocketmiles to book a hotel and earn X000 American points. Has anyone here used it? If I book a Marriott properly, can I apply my Marriott retroactively?

Just booked flight to Hong Kong. Best SPG/Marriott to book on points? Trying to find proximity to good nightlife, restaurants, and public transportation. (Cont.)

What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

Flight attendant woke me up while I was sleeping to give me ice cream, then I couldn’t go back to sleep.
How many points?

American airlines is so dumb. Was trying to purchase MCE seats for a long-haul. You can’t
purchase it online after check-in. And they can’t uncheck you over the phone. Good thing I fly Delta!

American Airline q - if I have Gold status and an American Airlines credit card - does that mean I get two free checked bags or one

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Hotel recommendations in Sydney and Melbourne?

Any star alliance status match delta platinum?

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons