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Larsen & Toubro Infotech Capgemini - 27 CTC + 1 JB, C2 Manager
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Looking for Job security with long term stay and WLB and good learning exposure.
How would be work pressure and responsibilities pressure in both ?
Confused because Capgemini is providing Manager designation which is some high as per me experience.
I have only 2 days remaining to join. Kindly help 🙏
I gave 4 rounds of interview for Manager 1 but the final decision was that I am unable to raise the bar. The recruitment coordinator asked me if he can keep my details or share my details to his colleagues so that they can check if I fit in some other role in future. Any idea about the cool off period?Amazon
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Yes! Do it before prices drop. I forgot the term but many lenders don’t require a full appraisal for this (I think mine was only $125 and saved me $200/month).
It’s called a BPO and it’s less than what you would pay for an actual appraisal. Mine was like $150. I’m still waiting to hear back. My PMI is like $112 every month.
And make sure the appraiser knows the number you need to be at. Be nice to them and they make me more helpful in getting to your target number.
Yeah they can. Doesn’t mean they’ll give you some crazy high number but if you need to be at $400k you don’t want them to end up at $395k and they’d likely give you the benefit of the doubt.
Subject Expert
Many lenders won’t remove PMI just based on home appreciation. You have to actually pay down the loan balance to an 80% level based on the original home value. Before you spend money on an appraisal make sure your lender will remove PMI based on that.
You can probably get the BPO process started now and submit everything right at the 2 year mark.
Subject Expert
Check your docs for the loan to understand how to get PMI removed. In some cases, it’s just an appraisal. In other cases, you may have to refinance out of the original loan, which wouldn’t be ideal in this current environment. The devil is in the details….
Would recommend asking your agent to pull comps in your neighborhood first just to sense check.
Hopefully you had a semi decent agent that would be willing to do this for you.
Glad it worked! If it looks like you got enough appreciation then def do the reappraisal saving that PMI is a nice treat.
I bought my first in MA for 800, and should cash flow about 2000 a month.. I am not a big fan of the smaller game.. W2 job is too difficult and can’t manage 45 small projects