Is it dumb to buy a $2m+ house on an interest only loan? Monthly mortgage payment is $4k instead of $10k with a fixed 30 yr mortgage.

Main downside is the need to refi after 10 yrs. I would get 6k cash flow every month to invest as the delta.

HHI is around 500k.

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Hi there. Has anyone here invested in a manual car wash? If so, how profitable is it realistically and also what to look for when buying one? Thanks in advance:)

Hello there, I will be starting a masters in global management with a focus in trade and investment. I’m located in the southwest, and I’m looking to enter something centered around US-Latin American trade/development. I am looking for an internship. I have applied at the world bank, haapag lloyd, international trade administration, and the US-Mexico Chamber of Commerce. Any ideas or tips?

Anyone get very depressed and anxious specifically around their birthday?? Comes around every year and it’s hard because people are asking me how I’m going to celebrate or what the plan is. It’s about a month from now and every year I feel more anxious and depressed around it, I’m only 23. Wish I could just time travel to later in the year or something.

What is the attraction for AmEx Platinum over CSR? AmEx gives 5x points for flights, but no travel delay insurance (which is big when stranded), or food/other travel points. CSR gives 3x on so much...

As a single person, is it weird to buy a big 4 bedroom house instead of a 1 bedroom condo?

That time when Delta had to re-park the plane to get closer to the gate and I almost missed my connecting flight. Happy ending but come on, Delta! 😡

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Anybody knows average processing time for Visitor visa these days for someone with no travel history? I applied for my parents but it has been 10weeks with no decision yet.

Sorry, haven't been active here. What are we buying these days?

Best Marriott hotels in downtown Seattle for a weekend trip?

Best Marriott property in Napa Valley on points?

What is the best solution for home security? ADT, Xfinity. Viviant, etc.? I live in SF Bayarea.

Is the a black market for rewards points? I want to get rid of my delta points for either American or Marriott points

Does anyone has a United GPU/RPU that is expiring on Jan 31st that I can use?

H1B 🐟 - If alt traveling on fridays, which city do you charge your time to? My visa doesn’t technically allow me to work in the city that I am alt traveling to.

Ever since moving to hybrid work, my coworkers are always complaining about how much they hate their jobs, how much of a hassle it is to travel or work from home. How can you be expected to do your job when you're just so far away from everything?

Anyone know good property managers in the Denver area?

Wondering if anyone can give insight as to what salary range is for an insurance compliance role as an IC3 or similar?

How's the wlb here?

Any opportunities for dynamics functional consultant in Canada??

What do R&D strategy focused solutions entail? Is the focus more on the efficacy of clinical trials?

Is the only way to find out your case tracking number through the physical receipt notice?

How much % raise they usually offer for the one getting promoted from 601 —> 602?

Also, how much % raise one can ask for?

Speaking to a PE firm (4B aum) about a VP portfolio ops role. What is a reasonable comp to aim for? Recruiter mentioned 280k cash (will likely go a bit higher) & additional carry (details awaited)

Do pe professionals get paid extra for sitting on the board of their portcos?

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

Hello friends, Unable to DM details in needful areas. I'm counting on you for a handful of support to unlock the feature with the LIKE button. Thank you so much for your contribution in advance.

Why are some people not into feet?

Hi,

Can anyone from PWC refer me please?

I have the job ID.

Anyone in tiger working with pepsiCo client?
Please dm me.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Planning to visit San Antonio for a day. What are some cool things to check out ?

Debating either to buy AAPL stock before or after split. Cost of stock isn’t issue. Just wondering if there is outlook on the price jumping more prior to the split

Starting to think it’s all a scam. Everyone knew tomorrow would be a bad day for the market... and bam... Gilead announces. = rally tomorrow!!! Ride the waves, my friends 🤣 THOUGHTS???

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Where is everybody putting their money right now?

I am already close to maxing my 401K, maxed my IRA, and purchased $10k in I-Bond. The remainder of my investing goes into a taxable brokerage account.

Anything else out there I should be considering in this terrible market? I know the I-Bond is the only thing that’s going to make money this year. 😔

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

Has anyone reevaluated their retirement methods after a life-altering experience? I used to invest a lot more ($5k or so a month), but after losing one of my parents last year (mid-50s), I’ve wondered if it’s better to just enjoy life as we are living it. So, I started investing a lot less. But I always see people on here talking about all of these retirement schemes (backdoor Roth, mega-backdoor Roth, etc.) and I’m wondering if there’s a happy middle ground somewhere.

How to invest in commodities (e.g. wheat)?

Rate my portfolio.
45% VTI
30% QQQ
5% GBTC
Leaves me with 20% left to invest what should I invest in. I am young and can be risky.

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

Have 6 months of emergency savings, really tempted to cut it down to 3 and move the rest into market (index funds / ETFs). Have you had this temptation? How have you handled it?