Is there a rule of thumb for when to stop contributing to your Roth due to the salary cap? I feel like It’s tough with bonuses to know where I’ll fall within the phase out or if I will qualify at all to do a Roth due to salary. Definitely don’t want any trouble with the IRS.

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Just contribute after you file your taxes

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If you’re in the phase out for Roth range do it as a backdoor.

Also write your senator to keep this from being forbidden with future laws

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same thing happened to me this year; i'm waiting until I get my W2s to add everything up and determine if/how much I can contribute since you can contribute (or rescind) for the prior year after the calendar year ends

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Can this be corrected during filing?

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Post Photo
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