Is there any difference between idcw reinvest dividend vs growth option of same mutual fund. If they are same then why do fund houses show them as different options. I use mostly hdfc funds.

I am sure this is a question with an obvious answer, but does anyone else just feel absolutely trapped in a job they hate because of their student loans? I’m three years out of law school and I still have $160K in student debt despite making aggressive payments. I work in a larger firm (not big law per se, but 250+ attorneys and big for the market). I am pretty unhappy with my job the vast majority of the time, but I feel like I have no options. $160k at 6% and 7% interest cannot be ignored.

Firm wants me to back pay last year FICA tax(Social Security and Medicare tax).
Last year I started working as F-1 and transition to H1b. Firm never withheld FICA tax.

Now they ask me to back pay last year FICA tax and then will send me W2c form.

The catch is I already file my tax without those FICA tax. Should I pay them and file tax amendment?

So interest rates are really going down?

The equity market has HFT firms to help with volatility. Crypto needs HFT firms. Tempted to start one

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

What trading platform do you use? I was thinking of switching to TD Ameritrade think or swim, but wanted to see if they were any better options

I am going to buy AntShares aka NEO bigly. It has a potential to go to 100$

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

Still struggling to figure out how to easily use a budget app like YNAB with expenses/reimbursements. I thought about dedicating a checking acct and CC to expenses - any best practices?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

What are some side hustles you’re doing? I’m looking for ways to make additional money.

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Does McKinsey and BCG go for external hires for the “Principal” role (level below MD/Partner) Or is everyone home grown at this level.

Hello! Looking at an opportunity with established startup in UK that's just been acquired by a large co. I'm US based and my salary is around $250k (NYC) -I've been asked my expectation without the startup giving me a range to work from (though I've asked). I'm not sure how to reply to them because I have a feeling that my requirement may be out of their range and while I don't want to undercut my value, I also don't want to be cut out of the process because it's an interesting co. Any advice?

Do we get complete variable pay in HCL?

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

In the beginning of my career I absconded 1 company who had 3 years bond and I worked there for 5 months. My pf account is created for that company and it has been closed with reason cessation (short service). After that I worked in 1 company for 6 years and since January I'm working in TCS. Should I mention my first company experience. So far I'm not mentioning it anywhere.
Please help me out with this
Requesting you to like the post even if ur not able to help so that it reaches to more poeple

If anyone needs a cfa tutor Dm me I tutor all levels.

My joining is on 16th November. I haven’t received any credentials or login details. My BGV and all the documentation is complete. Can anyone tell me about the onboarding process? Will I be getting any credentials or something like that?

I’m thinking about moving up to a high school English position from 8th grade English. Mainly I’m looking for a change. Any thoughts on the differences I’d be facing?

I have high school children of my own, but disciplining high schoolers has always intimidated me for some reason. I have excellent classroom management, but I feel like high schoolers are a little smarter ab getting around rules and less worried about consequences.

I’m told by an hs tchr that the grading load is ab the same.

Is taking the bus to work as convenient as taking the tube? Thinking of getting a place that by bus has a lesser commute than train but worried about traffic, frequency, etc. of the bus. Basically 20 mins bus vs 27 mins tube? Thanks!

completed technical and behavioral interview with deloitte for QA Solution architect, what would be the next steps? what's the typical pay for this role, please advice, urgent

any talent hub users? Love it, hate it?
Mid sized shop is trying to save $$$ and using it as an ATS, but it doesn’t seem to deliver (IMO)…. What are the pros?

Hello all, My husband is looking for Inside Sales reference.. He has 4.8yrs exp total in Sales and also has US market exposure.. Kindly DM for reference
.
Need job on urgent basis..

Hi fishes,

A quick glimpse, I have almost 3 years of working experience in sales. The first 1.5 in a ed tech firm and the rest in a IT services firm as a lead gen.

My salary is 5.5 lpa now. I would like to ask the seniors in this field to suggest me what are all the possible career transition I can do to earn better. Reason is my family business is shut and I'm the bread winner plz suggest.

I have interest in BA and marketing field (know SQL and power BI not having working exp though) help??

Hi All,

I am looking to join NTT DATA IPS next week as a software developer, can anyone please help me to understand how's the WLB and culture of the company. And also about the projects which they will assign.

Your response will really help me a lot in making a right decision.

Yoe - 4.5yrs

Anyone have a crypto kitty?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

How t save tax for 9 lpa salary. Can anybody help me out.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Can any one tell me, how to invest in quant mutual fund through it's website?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.