So interest rates are really going down?

I want more money

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Do we get a pension after 3 years of working regardless of level? I was under the impression it was only for partners..

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

Have you received the salary today? Got the mail now but no credit yet in account 😕

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

What are your thoughts on ESPP?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Now that flexing has become common: 31 year old senior associate, net worth of -$15k, salary of $80k, career in flames, renters destroyed my only property. AMA

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

HYSA anyone recommends?

Does your firm withhold non resident state tax for the days in a week that you travel to client site (located in a different state with non 0 state tax). How do u account for it while filing tax run

Zscalar . Is ESPP mandatory to choose if mentioned in offer letter?

I had 50% in VT and 50% in individual stocks in my brokerage account but I just accepted a job from a Big 4 so I need to sell some of my individual stocks. I need to invest that amount in something else and I want to tell my portfolio a little bit towards something that’s a bit more risky for higher potential returns. Any suggestions on ETFs to look into?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Hi fishes
A known of mine with 8 years of experience in a leading US Bank industry got an offer from

EXL as AVP/Engagement manager at credit for fintech clients (42+5 LPA)

and

Accenture strategy as Manager in operations for banking (40+3 LPA)

Which one should he go for?
Any suggestions?

Hi Fishes,

How are the mulesoft opportunities in salesforce ? What type of work is done in mulesoft role here .
Is it like working for clients and providing them business solutions using mule or solving tickets raised in mulesoft forum related to the product ?

TIA

Guys can someone provide me the insights on the package of Salesforce admin support resources having experience of 4+ years and cctc is 10 lpa.

Generally how much Salesforce provides on this role?

I thought that the occasional visits from the recently divorced single mother that moved in down the hall was the best thing that ever happened to me. I was wrong, getting that mouse jiggler is the best thing that ever happened to me.

What are current life science boutiques offering employees with 0-2 yoe out of undergrad? Trinity seems significantly behind market norm

1.Wipro will give any hike after completing probation period of 6 months??
2. And is there band change will happen after completion of probation period?
I have joined Wipro as fresher certified SAP SD consultant and my current band is TeamRainbow. Wipro has mentioned 6 months probation period on my offer letter

Any recommendations on brushing up on PowerPoint?

What’s a “science fact” that gets shared around that is very much not true?

Hi Fishes,

I need likes to enable the DM. Could you please hit a like ?

Thanks 😊.

Hi,

KPMG has mentioned in offer that they shall provide reimbursement for purchase of home computer for 1L once every 3 years

Is this right???

Making $180K as a Director and am being offered a job at a new company as a Principal. Any ideas for an aggressive, but realistic starting salary for negotiation?

Can we go to any other Capgemini office temporarily if our base officer location is different.

Who’s the best sound designer in NY

Hello Fishes,
Has anyone landed a role of SRE with Arcesium recently?
I wanted to know how much CTC to ask for and also some comments on the quality of work and tech stack would be helpful.
YOE - 4.2
CTC - 13 (fixed)

How to keep this bowl rolling?

My manager feeds me 100 chole bhature & then my tummy hurts so I ask her to give me a leave but then she declines my request and feeds me 1 more plate of chole bhature then I die because of excess gas formation inside my stomach, then I poop & become alive once again then my boss notices that im alive again and feeds me 109 plates of kadi chawal and this goes on and on and on and on

How much hike we can expect while promoting from SA to M level ?

Can anyone please refer me.
Tech stack - .Net Core + Angular/React
YOE - 3.5
NP - 1 month

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Is it common for HOA to ask you to prove your car registration is up to date?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

I closed on a new build a few weeks ago and now the same home is available for much less with the builder offering all appliances, additional credits, and buy down of the rate. Is there anything I can do to get now? It seems unfair that I paid more and didn't get the incentives.

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Has anyone here used New Western to buy real estate deals?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Does buyer have to share appraisal with seller? Can seller request it?