Is VOO still the move? I have about 100k to invest and have started to DCA into VOO but now I’m getting served all sorts of click-baity articles saying it will underperform… difficult to parse good intel from bad content marketing from money managers. Should I diversify to other ETFs?

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1) you are right that the articles you are reading are clickbait and that US F500 is still a solid bet.

2) You are missing all US mid-small cap. Personally I don’t get bent out of shape over this point as VOO has about a 96% market correlation but to each his own. Consider investing in VTI which is total US market, but VOO is honestly fine.

3) You are missing all international companies. This is a point I do get bent out of shape over as you are missing about 45% of the global marketplace. Throw some VXUS in there and you’ll be fine. I recommend anywhere from 70/30 VTI/VXUS to 50/50 VTI/VXUS. Also consider VT which is indexed to the global market (comprises of both VTI+VXUS).

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VOO, VUG, VTI is the split I have. Some individual stocks sprinkled in there.

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This is the entire reason you’re DCA.

If it drops, you still have cash to take advantage of it

If it goes up, you have mitigate the risk from a potential drop and still have cash to keep buying.

Returns is one side of the coin. Risk is the other.

Statistically it is better to invest everything today but then you have to not get emotionally caught up if it goes down in the next few weeks/month/year as you had your clear reasons.

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Underperform what benchmark?

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US stocks are expected to return less than Foreign stocks

I know that trying to time the market isn’t a good idea but right now I would wait a bit. With everything going on, I can’t see the market getting much higher than this. Shorting VTI sounds safer lol

SCHD for sideways market. Considering JEPI as well

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