It hurts when you realise that you are working 3 months out of 12 in a year for Government when you are in 30% tax slab

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

I am new to crypto investing, and would like to invest~$10k. Apart from bitcoin and ethereum, what other options should I look into?

Anyone using basic MF or ETFs to invest? I’m new to personal investments and was wondering if I should spread about 10-15k across some ETFs and MFs, do you use a bank for this?

Is there a way to Pay rent via Credit Card without paying the convenience fee?

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

Heading to Buenos Aires and Montevideo tomorrow. Will be in each city for 1 week. Are credit cards widely accepted or do I need to exchange cash before I go. Thanks!

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

When investing liquid cash long term do you all work with an investment advisor or do it yourself? Just got off of a meeting with J P Chase investment advisor who is essentially going to invest my money into a bunch of their own ETFs, S&P500 and some fixed assets. Wondering if it’s paying them 1.5% fees to do it or should I invest time and do it myself.

Confused as to how I should be buying more ETH. I have a Trezor, but would like to stake it while also having it be as secure as possible. Any advice?

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

Kicking myself for not moving more of my retirement out of growth stocks and into inflation protected assets earlier this year. It should have been so obvious this was going to happen after all the events of 2020 and 2021.

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

What’s the deal with Cost of Living in SF? Is it me or does it seem like it’s on par with NYC? ~$3500 for 1bdrm. Looking at relo soon

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Things to do in Providence Rhode island? Will be there for a day

Does adidas pay annual performance bonus as discussed during the time of hr discussion?

What’s a good exit from FDD that does not travel, less meetings, decent comp & wlb?

What made you go into the hotel industry? For me, I found people who had the same interests I did and who cared above everything else to create a great experience for

Planning for a 7-10 day family (kids age 5 & 9) vacation to UK during Thanksgiving. Looking for guidance on weather during that time and activities that would be appropriate that time of the year.

I’m trying to decide on a hotel in the Maldives - currently choosing between the W Maldives and the Park Hyatt Maldives.

Does anyone have a perspective based on experience?

Alright, Elon Musk, SNL. Is DOGE mooning or tanking?

I went on ONE date with a guy that lives next door months ago. He told me he eats out every night and tips his doordahers poorly. That was a red flag, so I never talked to him again. Anyhoo, I bumped into him tonight, and he cussed me out so bad at a CVS. I’m confused as to what I did wrong?

How do you handle all of that I9/tax stuff when starting a new job virtually?

How do I check my actual utilization (not the effective one). Mybusiness only tells me the effective utilization

What is the expectation of bonus and increment this year. Share your views and thoughts

Hi all..I got offer from JP Morgan Bangalore and UBS Pune with same CTC. Can someone help me which should I join ?

Hello Everyone. Please does anyone know where I can go for practicum(kind of like clinical) to conclude my MSN in Nursing informatics. I am located in houston and I am currently attending Chamberlain university. Thanks in-advance.

Question for folks at Microsoft. With the whole increase in investing in their people what we’re non promotion raises like this past month or so or whenever they recently were?

Does anyone have any advice or insight into studying for the Sustainability Excellence Associate (SEA) certification exam? I can’t really find too much information on the test.

What are the bgv docs required in cgi?

I recently resigned from TCS. Having offer from Barclays of 17lpa, all fixed. TCS is countering with offer of 20lpa. They have not given any breakup of the package yet. Should I stay or move on?

Off topic: If the company puts all the freshers into support/ testing roles, how do they expect 2-5 years experience in Java / aws / etc. In the senior roles? How will the fresher get the experience

My previous employer is not accepting EPFO amount transfer request, I am not fully aware but heard that not transferring amount will get it taxed. Can anyone suggest me what to do?

Hi Fishes,

Will Oracle give counter offer?

Hi sharks,
Please tell me the work life balance and culture in Altimetrik Corp.? Is it better than Cognizant and Infosys??

Hi Sharks,
any 2020 BTech passout referral available? This is urgent.
TIA

Dear Fishes and HCLers, I have an interview scheduled by HCL Technologies for a monitoring role. It's Round 1. Is there any specific information I should keep in mind while preparing for the interview? I have almost 6 years of experience in TCS in the same role. Not in notice period currently. Thanks in advance!HCL Technologies

What is TCS wings 3?

Hi,
Got offer from Enterprise db , Pune as Marketing Manger & Highradius, Hyderabad as Manager- Strategy & operations. Ctc are almost same just 1L difference. Which one to join??

Started investing in stock market in October 2021. Portfolio has never been in green. And now falling too much since the war. I am sure many are facing the same. How are you guys dealing with it? Are you still positive about Indian stock market's future? What other investment options can we consider?

Hi people,

I feel Business Intelligence and Data engineering is not my profile. Everyday I get up, am in a mood of sorrow and sadness. I am getting strong intuition of I don't belong to this area. But if I get atleast 1 lakh per month and satisfy my soul with the work and give my fullest, more than enough

Sometimes I feel I should look for a non-technical background. What non- tech background is the option (minimum technical skills)

YOE: 4 years
CTC: 18LPA

How good is EnhanceIT? Please share your suggestion.