I’ve picked up so much incentive pay over the last six months that my bank account looks amazing, but my mental health is in the gutter. I’ve reached a point where I’m addicted to the overtime checks and terrified of going back to my base pay. How do you guys scale back on the grind without feeling like you’re losing a fortune?

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If your bank account looks amazing, that implies that you've kept your spending under control. That's good, sometimes when people get a financial windfall they start spending crazily, and that leads to problems if the money flow tapers off. If you feed a need to step back from all the extra work, just discipline yourself to accept that. Be grateful for the extra money you've been able to make, and find a way to put it to work for you (a high yield savings account would be a good idea).

I haven't figured it out. I'm still clocking as much OT as I can because I need the money. If my bank account ever truly looks amazing, I'm done with this though. I'm exhausted. Please give yourself a break. It sounds like you can, and you've definitely earned it.

Money comes and goes. It can be a blessing and a curse if you're not careful. When you make more, you may have a tendency to continue far too long after it was a good time to stop. There is nothing wrong with making a little extra, but not to your detriment. Just my opinion.

If your bank account looks great, then you have not overextended yourself, it doesn't sound like, so I would just maybe not be so hard on yourself. Whenever I have been able to get more money due to a bonus or something like that, I never did treat that as extra money. I just put it in my savings or invested it somehow and did not go on a spending spree. Sounds like you're doing great.

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