I've put my 401k in Vanguard target 2055. The year to date return is - 2.47%. Should I change to something else? Or suck it up for a bad year and wait it out?

I am in need of some advice I have a bachelors in healthcare administration. My long term goal would be a CEO of a hospital. I am looking at masters programs and need some advice as what to get my masters in. I could get my masters in healthcare administration but would like to look at something a little different maybe healthcare leadership or something. Anyone have some advice?

Alteryx stock - thoughts on the company as a longterm investment?

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

How much do y’all spend on rent

I’m looking for constructive chats around generating high quality Health Insurance leads at scale. Open to share some of our findings

Use savings to (partially) pay for business school or invest and fully cover via loans?

Hi! Anyone attend law school part-time while working full time? If so, would you be willing to share the total debt you graduated with? I only ask because I have not been able to find any info related to this online (only stats on full-time students).

I will be submitting applications to schools in one month, but really want to gain a better understanding of finances during and after graduating from law school.

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

My strategy for Bitcoin:

Buy low
Get worried and sell lower
Get FOMO and buy even lower
Panic and sell at its lowest
Cry myself to sleep
Repeat

Which bank account is better for salary account?

HDFC
Axis

How do you guys manage your personal finance or budget?

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

What can be the maximum pay at nagarro for selenium lead of 9.6 exp?

IBM delhi giving 10,17,000 and wirpo bangalore giving 950000 .
which to choose for job security .
i heard ibm fires sometime? ? does it right? ? ?

What is everyone strategies for finding a stable new job? Are you all targeting certain industries or staying away from companies that have had recent lay offs?

Guys please suggest which company should i join
Optum(uhg) - 22 Lpa
IBM - 22 Lpa
Epam Anywhere - 24 lpa
YOE : 6.2yrs
~TIA

Will TCS change the work location before joining. What is the process

What happens at RIMS? Is it worth going to?

Do we have to sign a bond if PWC buys out an employee from the previous company?

Trying to narrow down my quarter life crisis. Currently I’m looking at a UX Design bootcamp, do people actually hire from these bootcamps?

Got job offer in bny mellon
Level: H
role: associate(Data engineer)
Experience: 1.5yr
current base: 13L
offered base:18L
Is it good to move ? or negotiate?

There is a MS program in Data Science at CUNY SPS. I am considering to take that program or do the CFA. Does anyone have any insight about the program?

Feeling stuck — Amazon finally got back to me and moving to loop interviews. However, already sitting on two offers and wondering if I should take the gamble and lose the birds in hand for this one in the bush.

My family and I want to move from Florida to the Seattle area in 5 years. My husband is in Aerospace Engineering. We both love nature, hiking, and rock climbing. We prefer cool rain over sunshine, miss seeing the seasons, and love to cook.
Any advice, Pros VS Cons, anything to look out for ?
Thank you in advance!

Hi everyone,
How much do you think a CHT of 7 years should be making in New Jersey.
I also had 2 years as a secretary prior to becoming a technician.

What are some good books that helped you with consulting? Looking for some good reads.

Do you think M&A playbooks are needed for teams with a limited M&A capability?

Is Assistant Director at EYP same as Senior Manager at Accenture?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Used car prices starting to come down?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Anyone else think Dave Ramsey is a little full of himself? I applaud the work he does to get people out of debt. But alot of other things he says are not complete accurate and he comes across as smug

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?

After figuring out FI/RE I am less motivated.

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

What do you think on buying JPM, WFC, C now?