Just opened a Roth IRA account for the 1st time thru Vanguard, and realized there‘re only index fund options to invest in and no ETFs. Does the 🐟 community deem target retirement funds a good option?

...and just like that, the bitcoin party was over...

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Hello NYC fishes. If you pay your fares via OMNY for SBS bus, and there is no ticket to show if fare cops ask you for it. Apple Pay history won’t show up immediately after transaction (Chase), then what do you do?

Any platform which lets you trade options after hours?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

How much percentage of your Salary do you Save/Invest?

Looking to open a taxable brokerage after maxing out Roth and 401k. It’s more so for a house down payment in 5-7 years. Can someone please provide insights on ETFs vs mutual funds?

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Any portal/website where we can follow cryptocurrency prices

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Is anyone planning on trading water futures?

Amex platinum vs CSR??

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Do you guys think the Bay is a good city to retire in? I want to buy my parents a house closer to me but not sure if I want to move them here but it's either that or I leave

I am working on a NFOA for a design case. The Examiner identified a primary references and four secondary references. The Examiner also pointed out five differences between the primary reference and the claimed design. For the reply, I found nine additional differences between the claimed design and the primary reference, two of which are not present in any of the cited references. Should I clarify the level of a designer having ordinary skill in the art first? Complex/Expensive article. TY!

Would anyone be interested in participating in a research study? The only requirements are to be a school district employee and have a child in the district with special needs. Please help!!!

Hi guys, can someone please help me understand what does "Senior Consultant in HR Band 4" mean?

What salary should be expected of a business control role in Citadel securities, working under CFO/CRO office in NYC. With total 10+ YOE.
This role sits directly under enterprise risk head.

@citadel

For those a little farther along, when did you go from feeling like a grunt following orders to feeling more like you had control/in the driver’s seat?

What’s a typical bonus range for an ID mid-sized firm in the mid-Atlantic? It’s my first year with the firm and it’s significantly lower than my previous firms.

Opinions on career clerkships? Especially with a two year old and wanting another child eventually.

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Hi everyone I have one doubt While filling Gratuity form in tcs what we need to do in the witness column.

Your firms most underutilized/unknown benefit?

general question, about how long after submitting an online application should one assume that they aren’t getting an interview?

After I eat sehri, I just want to lay down while my stomach looks like a mountain. Then I become so lazy to get up for fajr. Shaitan is locked up, it feels like I’m the shaitan, don’t wanna get up ...

Hi there, I'm looking for opportunity in Accenture. Total 3 years of experience in Supply Chain management. Now titled as business analyst with strong analytical skills! Could anyone help me .

Hi Fishers

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Is there any vaccancy in Accenture (Bangalore Location) for Semi-Qualified CA (Articleship if done from Deloitte)?
If there is any kindly let me know.

Interviewed today and haven’t talked about salary expectations (ops). Interviewer mentioned that a lot of people have joined them from top companies (FANNG and MBB) for less money because of they believe in the mission. Coming from ZS I’m hoping it’ll still be a bit of a jump 😕

Does jpmc has probation period for grade 601,what is the possibility to loss job after it?

Can anyone tell me what's the avg salary of a Senior Auditor in JP Morgan as my HR round is near the corner. I have 11 yrs of experience, what is the industry standard for this experience to negotiate..

Are the ETFs that track the S&P (VOO etc) heavily dependent on FAANG? Is it too risky ad a result - since it’s reliant on a few companies in the same industry?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Looking to open a taxable brokerage after maxing out Roth and 401k. It’s more so for a house down payment in 5-7 years. Can someone please provide insights on ETFs vs mutual funds?

Is there any way around PMI insurance if putting less than a 20% down payment?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Can someone tell me how to withdraw all funds from a 401k from a Merrill account? I know the implications, etc don’t need someone to give me the run-down. Legitimately want to withdraw everything

Should private coaching be included in one’s financial planning?

I work as a success coach for entrepreneurs who want to get better at selling and master their money mindset. One of my passions is helping clients finally make a quantum leap in their earnings.

What are some ways in which I could market myself to financial service professionals so they refer their clients to me? Thanks in advance.

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

I'm thinking of entering the show The Ultimatum marry or move on

Anyone used Merill edge guided investing?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Anyone ever take a taxable withdraw out their 401k? What was your reason for doing so? Knowing what you know now, would you have still done it?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

How old were you when you bought your first home? How did you save for it/set reasonable budget goals?

Wish I listened to my roommate on Blue Apron. Up 115%

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Do you use a tax preparer? How do you find a good one? Do they need to be local?

I have ~50k in a hysa earmarked for a future down payment. Would it be wiser to backdoor that cash into a mega Roth to increase earnings and then take out what I need in a year? Or better to keep them separate