Anyone used Merill edge guided investing?

2019 Hot Take #1: Mutual fund outflows will continue and accelerate if the market pulls back.

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

Tax question: married filing jointly for 1st time next year. Company recommends/requires me to fill out its tax calculator. Is this required? Can I just leave it at 0? What are implications if I skip this exercise? Overpay? Underpay? Enough to maybe have a penalty? Me and wife are ~$250k/$150K=$400k total.

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

Is it good to invest through fisdom app in mutual fund or suggest better way

Could PwC employees invest in Vanguard funds (passively managed)?

Where is everyone investing their pre-59.5 retirement money? I'm just using basic mutual funds for now, but wondering if I'm missing something that exists specifically for this.

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Have any of you hired a financial advisor to help plan your retirement strategy? If so, how did you go about finding one? I’m recently married and thinking if it’s worthwhile hiring one..

Any portal/website where we can follow cryptocurrency prices

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Anyone opted for NPS Employer contribution, is it good for tax saving? Is there any maximum limit to it? Does employer really pay it or deduct it from our CTC only?
Please help.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Hi new to dfw area looking to buy a house. How’s the commute downtown from Frisco/McKinney area?

What are some of your recos for the best comms/PR books and sites to learn more deeply and further your knowledge in your role?

Did anyone else from PwC sign up for the special rates/accrual targets for status with United for business travel? I can’t find my email tracking my progress, must’ve deleted it. Cont....

what are your average weekly hours?

In OAH the NCP has submitted no actual earnings only hand written sched c (Uber). NCP lied under oath about how pmt for the car was made. Said a friend paid for it and he is paying a friend back. I have bank evidence that shows every car pmt came from NCP Bank and only deposits were from Uber. Problem is the car was paid off in 2018 and the CSO was from 2018. CP asked 4 mod and it was brought up to ? his credibility. How do I get it in since its not about $ now? Judge granted 1wk 4 adtl exhibits

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Was negotiating with a company to put me at 95k instead of 85k with 1.5 YOE (which they refused). And my new grad friend gets an offer for 175k with YOE as a SWE…. Im in the field

Guys...how to follow up with HR without sounding desperate?

Steve Wozniak isn't afraid to critique Apple devices, and said he couldn't tell the difference between the newly released iPhone 13 and its predecessor, the iPhone 12.

Which is easier to learn Piano or Guitar?

How long did it take you to become good at excel? Like fast?

Has anyone had an issue with index match and lookups returning NA when trying to manipulate data from a password protected workbook?

what will be the inhand salary of 17 lakh 50 thousand , thats include 10% variable pay.

Hi,
Where can I login using my candidate reference number to check my candidature status?
Please provide the link

This job is literally destroying my relationship. And we live together. I’ve never felt so scared about my personal well being in this industry.

For those who work in Agencies, how do you accurately identify the work capacity of your Account Management team? I’m currently comparing against account billable/number of accounts, however, there are still discrepancies. I layer on time tracking, but smaller billable accounts will sometimes be just as demanding as larger billable accounts which create profitability issues.

Hi Folks..I have joined GDS in last week of June 2021 as Consultant staff
I have got 5% hike recently, I want to know about the appraisal cycle.
Will I be considered in current appraisal cycle.
Also, how much average hike anyone will get after appraisal.

6th year litigation associate with a lateral offer in hand. Would love any advice on details I should confirm before accepting? I was already thinking year end bonus match without hour requirement and confirm earliest year of eligibility for partner consideration.

How much do partners pay for health insurance?

I work at a ‘free market’ firm and have developed a very good reputation among partners. Naturally, they are drowning me in work. Each time a new case comes up, the partner will email asking if I have “time and interest” in helping. When I’m at capacity, I take these words at face value and explain why I can’t do it, and that seems to work out ok with no hard feelings. But what’s the “interest” thing? If I don’t want to work on a toxic tort case, do I just say that and pass?

Another market discount day. What’s everyone buying?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

How much have you saved from refinancing your student loan?

I can pay my rent in new building through Zelle, Venmo or PayPal. Any way to hack this to earn Credit card points without any extra fees to me?

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Any side hustle suggestions for an immigrant working in USA ??

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Ask = Any advice on how much I should invest in crypto and where to start? Background = 68K in a HYSA. 16K = emergency fund. I want to buy a car in December (for personal use and to put on Turo since I’m WFH) and I’m looking into renting a property that I can put on Air BnB. I am also looking into buying a vending machine. I currently max out my Roth and 401K. No HSA because I’m on my mom’s insurance.

HYSA anyone recommends?

NVDA buy/ hold/ sell?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Is there any way around PMI insurance if putting less than a 20% down payment?

Should I be putting my $ somewhere else other than my bank account to save for a house?

Just returned to the US after 2 years in London. Still have money sitting in off-shore GBP account. Should I invest through the off-shore bank or try to convert to USD, transfer into US & invest here?

AMZN buy more or hold?

What was your biggest splurge so far in life? Mine was $2800 TV.

I have ~50k in a hysa earmarked for a future down payment. Would it be wiser to backdoor that cash into a mega Roth to increase earnings and then take out what I need in a year? Or better to keep them separate

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...