just saw some comments about not investing in VT in taxable accounts which is concerning bc I have less than half of my Roth and brokerage in VT (also; slightly more than half in VTI, & one of the accounts has a bit of VOO).
My next goal is to max my Roth and focus on investing in VTI and stop VT so that it’ll balance out over time. Maybe add VXUS?

1) Thoughts on investing in VXUS for Roth?
2) Also, did I do something wrong with my current allocation? Any feedback? (Newbie here!)

Thanks!!

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

Need some budget help. Just starting out. About 70k gross, 2.1k/ month in fixed expenses ( not counting food etc), 12k of debt. 26 yo w/ no real savings

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Does anyone have any experience with B2B buy now pay later? While I understand number of SMEs and volume of online transactions are important drivers, keen to hear different perspectives incase I’ve missed anything vital.

How much did y’all paychecks went up by from the tax law?

My car that I purchased in 2020 has been the best performing asset I own right now

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Been on Coinbase for a while, wondering if it's worth the pain to go to another exchange for the additional coin diversity

Best book you've read recently on personal finance?

Anyone know about the VC fund Next Coast Ventures?

Any good CPA recommendations specializing in rental properties and LLCs (for a separate business)? Had a tough time doing my taxes this year. I'm in NYC if it makes a difference, but open to non-local CPAs

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

What can I do during downtime throughout my day to prepare me for investment banking? I have a while until I am eligible to move internally but I want to be prepared when the time comes

Should you add any ETFs that track international markets? If so, which ones?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

If anyone is moving back to the city/looking for a new lease in late July/August 1 and needs a roommate, please DM!

Hello folks , what kind of questions /topics one can expect for a fiori plus abap developer in sap labs interview ? i have 2 years of experience in ui5 development . Please suggest accordingly if anyone recently gave any interview.

Can anyone tell me the procedures after submitting my employee form in portal. How the onboarding and next steps will be.

Does a security + help a PM? I know a couple of people that have a SEC + and are now PM/POs

Why am I so bad at leaving voicemails. Anyone else have this problem?? Wtf is wrong with me 😭😭

What in the world is this old spice YouTube thing ?

Brands closing for climate change? Wouldn’t that lost income be more effective/useful if they donated it to clean energy alternatives instead? Do a spot about it to promote it & it’s content. Win. Win

POV: you're an AD* looking for a copy (me) to build our portfolio together and work in... London?

DM:
1) if your seniority is mid/senior or you won an award (Lions, D&AD, One Show..)
2) 3 fav Cannes Lions 2022 campaigns*
3) 3 creatives you love
We create 3 campaigns before XMas and maybe in 2023 we'll start dream big!
Let's make 3 our magic number

* I ask just because if your work is focused on editorial design, that is a different field. I wish you like strategic thinking. Thank you, bye!

Thinking of buying the Caraway cookware set. Has anyone tried it? I'm not much of a cook so it seems like a great set for me (also I'm a total sucker for the design and color options). Blogs I've read have all provided positive reviews but would love to get some personal input!

How's the city doing in terms of employment?

Is Brexit even a concern anymore?

What are the perks available in UST GLOBAL? What is the percentage hike UST provides?

How much is it okay to ask for Senior Customer Success Manager base pay + bonus etc?

Coming from the 80k range now and been with my company forever so out of the job search loop… so anything over would be great but have no idea what to ask for and don’t want to sell myself short.

Hi NYC 🌈🐠! Was there interested in today’s happy hour? Let me know!

Dell vs SAP labs which is better in terms of work?

Just got staffed on a project in London. Any major differences from American business fashion I should be aware of?

What does a S1/S2 make in Deloittes M&A advisory practice in a MCOL/HCOL?

Is PayTm a good company to work for? Should I join PayTm as a Growth Manager ?

Any good non-tech stock buys?

When it comes to stocks , I am investing in index funds with 8-10 years strategy . The typical index funds make 8-10% annually . However , when I live at MSFT , Apple they have increased 350% in last 5 years . What stocks should I invest with at least 5 years in mind ? Something safe but with returns better than index funds. What would your best 5 for next 5 years ? I will make my M1 pie based on the serious inputs here !

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

What do you all think abt tesla stock? I have a few but wondering if I should sell now or keep holding

Is there a tool/aggregator that shows returns for different investments by accounting for both dividends and appreciation? And allows you to compare investments? I started using Personal Capital but haven't found a view that meets this need. Am I missing something?

Is now a “good time” to be purchasing more shares of mutual funds I like? Every time I check the price it’s almost at its 52-week high so I’m concerned about “buying high” but also don’t want so much cash sitting in my savings account 🤦🏻‍♀️ help!

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

Any recommendations for total market index funds? Thanks!

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Straw poll: % of gold in your portfolios. If you have, any plans to sell? If not, any plans to buy?

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

Im looking to buy a home, program is zero down (no PMI). I make 150k base salary; take home 8k mon. Im looking to buy a house under 350k in my area. Im looking at a payment of about 3k including prop. taxes in a newly gentrifying area. My plan is to house-hack and in a year move out. Is this monthly payment too high? I have under 10k student loans (will get wiped) and no other payments. I want to make sure I can afford it even without tenants just in case.