KPMG Health Ins - is POS or Healthfund the better plan?

like
Posting as :
works at
You are currently posting as works at

What would be the best health insurance option if you don’t have dependents? (Asking as a new hire)

like

ctd. for a family of 3, soon to be 4. I anticipate maxing out our deductible and probably a good amount of family OOP, depending on how the hospital bills for baby's stay. Had a c-section last time with a 5 day hospital stay. I'd rather just pay more every month and see fewer OOP expenses, but does it really shake out in favor of the PPO plan?

If your goal is to minimize the out of pocket costs then yes the most expensive one is the simplest and least stressful. The problem is that the premiums are high, especially when you add spouse and kids. If you have a relatively healthy year you could have saved 50% or more with the HDHP. If you have a bad year, there is an out of pocket cap that combined with premiums isn't that much more than you would have paid with the expensive plan. I just gave up on trying to figure it out and am maxing out HSA.

The healthfund is somewhere in between but Id rather have a HSA than FSA.

Related Posts

How is S&P Global?.
Pros and cons
Employee benefits and Culture

Thanks in Advance! 😊S&P Global

What are the monetary benefits we receive in GOC

like

Hello! Anyone work at GE Healthcare?

like

Can we take leaves while serving NP?

like
like

What’s your opinion on Cue Health?

likefunny

Hi all, I just got a job offer at PwC for a senior consultant position. The salary is 30% above my total comp right now, but I’m just worried about the amount of work I will have to put in compared to my amazing work life balance now. Does anyone have any experience moving from industry to consulting? I need some advice on what to do. I’m still early in my career (1.4yoe) so I feel like I shouldn’t care too much about wlb, but at the same time, I don’t want my mental health to suffer either.

like

What's next after healthcare for you all?

like

Any possibility of postponing the LWD by the manager here in CGI, even we have not taken any leaves?

like

Can anyone refer me for open ensemble health jobs?

like

PwC 🐠 - health insurance coverage. What are the deductibles for the high-deductible plans? Still want to use the HSA. Thanks!

Hi guys!

I have an offer from wipro for B3 band.

Below is the salary breakage. Could anyone tell me what is going to be my in-hand salary per month.

Basic       :1020000

HRA        :510000

BONUS       :56800

WIPRO BENEFIT PLAN :399840

ADDITION ALLOWNACE :186660

PROVIDENT FUND   :122400

GRATUITY      :54162

HEALTH BENEFIT   :9800

VARIABLE PAY    :191760

Thanks,

Prem 

like

Regardless of where we work, mental-health should be the utmost priority. Try your best to instill this with your teams as well.

Post Photo
likeuplifting

Anyone working at Citi Pune ? Can you please share more details about club Mahindra perk at Citi ?

Best NY companies for healthcare PR? Looking for insights based on culture/work-life balance as well as salary.

like

I'm SVP/strategy for a PR agency. I moved into PR, Healthcare, and Strategic Planning only 3 years ago. An agency recruiter is trying to convince me to move into a GSVP account role, assuring me "at that level it's all strategy." (I dont think she understands the words she's using. Or that I'm qualified). But long-term, knowing account roles are so much more plentiful than brand planning in PR, I'm wondering if I should start thinking about account. Anyone here moved from strategy to account?

like

I have been working in healthcare clinics and health techs for a few years now. I’m an independent consultant. Bust, a friend of mine referred me to a big bank job. The role is of data governance manager. What should I know for the interview, or how can I prepare for it? Any thoughts? They told me I don’t need financial background. Data is data, but they wanted to know metadata management and how do I build frameworks/implement enterprise systems.

like

I’m 6 months pregnant and scheduled a 30 minute meeting to chat with my HR rep to talk about our parental leave benefits (specifically how to navigate taking additional, unpaid time)…. She declined the meeting and directed me to review the policy documentation online and email her with any specific questions I have. Is that normal? Feeling a bit unsupported but also not trying to overreact

like

Hi! Looking for avg Pelvic Health PT salary in SC , just starting out in this speciality. TIA

like

Hi There, I am a finance and analytics professional with ~7 years of experience in domains like FP&A, OTC, Process transformation and Healthcare analytics. I have hands on experience on Google tools like spreadsheets, Google data studio and other internal tools. Have also worked on multiple Google projects with the PPG team in Google US.

It would be super helpful if somebody from Google can refer me. Please comment below if somebody can and I'll add them over LinkedIn and share the details.

like

More Posts

I have two questions. I have 10 years of experience in multiple sectors and I have been trying to gain a leadership position. I am attempting my PHR this summer but what are some tips in order for me to obtain a leadership position? Also, how long does it take to obtain another position out of state? I am trying to move to Houston but I don’t want to move until I am confident I can obtain a position in the city before packing up and leaving.

like

Curious to know what other firm's bonus structures are, particularly those with billable requirements of 1900 and below. Trying to understand what the norm is and figure out if associates at my firm are getting screwed. thanks

like

Jasmine 100% esmerelda trashy AF dont @ me

Post Photo
likefunny

Would you accept a job offer where pair programming is mandated 100% of the time? I have no real experience pair programming so would like some perspective.

like

I'm a little worried about microplastics in my food. Is this just hysteria?

like

Do you ever conduct the hiring process for a research project? What do you look for in potential hires?

like

Anyone work for CSAA or any other AAA company? What do you do and how do you like it?

like

Everyone working in SEO: what do you do day to day? I am looking at moving SEO in-house instead of the company we have now, but I don’t know where to start. Tips?

like
like

How is being on the bench differ across firms? For us, it often is working similar to project hours (late night) on short fuse pitches

like

Does anyone have the experience of taking on a global mobility assignment from Deloitte US to Canada? If so, was your work permit processed under intracompany transfer without LMIA? I'm trying to figure out if accepting the assignment will get me over the CRS cut off...

like

I just accepted a corporate counsel role with a large Fortune 500 company. Any advice or thoughts on make the transition from a firm to in house?

like

I do FP&A work for a manufacturing company, doing reporting, ME close work & sales reports and forecasting. They’re letting me pick my title, I’m not sure what to go with. Is Analyst - FP&A redundant?

like

Partners - Do you ever take vacations?

I have been at my current firm for about 1.5 years, and in that entire time the partner in my group hasn't been out of the office a single time. Is that normal? I can't tell if it's standard for big law partners to not take time off, if the dynamics for my group may be different (only 1 partner in the entire group), or it the partner I work with is just a masochist.

like

How is work life balance and overall culture in @opentext?

Joining company in a month, would be working first time from office.

Do we need to spend weekends. Working or weekends are really weekend?



Please do reply!!
Thanks in advance!!!

like

Hi All,
I have been invited to a networking event for a BB IB. I was wondering if anyone can help me out what is generally expected out of the participants? Shall I carry my resume or just get to know the people. Thank you 🙏

likehelpful

I would really appreciate any feedback on Manhattan Associates PSO OMNI.
I have offer from MA PSO OMNI.
Shall I consider it?

like
like

Which one is easier? Join FDD from FAAS or Audit?

like

Does anyone have any book recommendations for information on buying a house?

like

Additional Posts in Employee Benefits

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

like

What am I supposed to do with a firms mandatory pension notice? $6B... okay, seems good 🤷🏻‍♀️

Or am I supposed to actually pay attention to something specific in the notice?

likehelpful

Can anyone from FTI speak to their benefits? 401k match, healthcare, etc?

like

What is EYs 401k match? I am going to interview and found lots of benefits info online but could not find match or best. Thank you.

like

Anyone ever asked for a sign on bonus in the form of vacation days - so you don’t have to wait like 6 months in order to take 2weeks? Or ask for reduced pay at first to accelerate the accrual?

Is there a minimum period you have to be working at kpmg in order to start looking to explore internal moves - from client facing to internal specifically ?

like

529 Plan VERSUS Prepaid

We live in Florida and currently have a Freshman in High School and a 16 month old. We hear from our friends and family with college bound children "I wish we would have done Florida PrePaid." After obviously ignoring this for years, we are finally trying to do it before "it's too late" for both children.

Does anyone have recommendations on which plan to go with for each child? I once did the pros and cons on a whiteboard and it seemed like 529 was better.

like

How does pwc’s wealth builder plan work ?

like

What is the salary for an entry level audit associate in NYC?

like

Deloitte Cloud practice vs. Accenture Cloud practice. Which one is better?

like

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Can we use the wellness benefit (500 at 75%) for Garmin GPS watches?

Question for BAH - are you able to expense taxi/uber for after hour safety from your holiday event to home? I know most companies let you and so does Deloitte. Asking for a Booz friend.

Does Boston Consulting Group have the following?
- HSA
- After tax contributions to 401k w/ in plan Roth conversion

I’m joining in a few weeks and doing some planning on how to adjust my existing accounts/strategy.

Thanks!

like

EY, what is the current maternity leave policy? Does the firm allow leave starting at 38 weeks? Is disability (6-8 weeks) separate from parental leave (16 weeks)? When is full eligibility - after 12 months of employment?

like

I have $30 remaining in my technology subsidy. Can I use it to pay part of a purchase of an earphone set worth $200

Just joined this bowl and disappointed to find 80% of the posts are just people too lazy to read their employee handbook... I’m here to ask, any firms offers MilkStork as a benefit.

likefunny

Any insider knowledge of EY modifying the frequent traveler program policy now that most travel will be reduced?

like

@Cloudflare - What is the maternity + parental/bonding leave like? How long, fully paid, max time one can take, etc. TIA!

like

How do I qualify for phone bill reimbursement at KPMG? Do I need to put my work email on my phone?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal