Leaving Deloitte. Opted for 401k somewhere mid of last year. Haven't seen any contribution from Deloitte side yet. When do they usually add their contribution?

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June I believe

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Even for those who left Deloitte?

Yea I think D2 doesn't realize how it works out there in the majority of companies. Contributions are made biweekly not once a year. During all that time you miss out on market gains. Of course if it's a horrendous time like it is now it doesn't work in your favor, but what's going on now isn't the reality longterm

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But they do pay their contribution right?

I'm fairly certain the firm isn't going to deposit money into your 401k if you have left the firm.

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Give me my money 💰

funny

That's interesting.

Why is that interesting? Would you expect them
To give you AIP after you left too?

Because lot of companies deposit their contribution every pay period.

I do understand, thank you, but that's not how Deloitte does it. When someone says "that's interesting" to something that is pretty clear, it doesn't really make sense to me.

If it was pretty clear I would not have asked the question 😃

Fair point, I guess I thought it was in the guidance.

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I believe it comes down to your tenure with Deloitte. Typically retirement accounts are not fully vested until a few years. So for example if you were only here for 6 months, it’s not vested and they don’t owe you their contribution.

If you have been here for x years than it may be vested and every dollar matched based on your employment agreement they owe you. Which would also mean they would have to deposit the amount owed to you for the portion of the financial year you worked.

And yes, Deloitte contributes in June. Which is not a perk and I wish they would reconsider that.

So the matching is okay done once a year based on vesting? I just am in the onboarding process and want to know all I can to brace myself.

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