Left to another firm. For my 401K, I have 2 options. Rollover funds to new firm or withdraw all funds in cash. If I were to withdraw all the funds, how much would roughly would I be taxed + penalized?

Any thoughts on PIC? The stock rose significantly in after hours on news of XL fleet merger. Does it still make sense to invest in it at ~$18?

Robinhood is going to be the patsy in this one. The funds will continue to be fine.

Interested in getting opinions on Wipflis benefits

35/m sole earner for a family with 2 kids. Want a life insurance with a ~$2m payout (to cover nice funeral, mortgage, kids college, spending money for the wife until she finds husband no.2 etc). Should I go with term, permanent or one indexed to a fund? Also, should I get one policy or is there any advantage to taking out multiple?

Is draft kings a stock to hold long term? Enter today? Thinking of 5k

Hi all,
I was made aware that I could work for consulting companies under a personal LLC and increase the pay received. My understanding is this is because I would have to pay my own insurance, benefits etc. Can anyone provide any additional details or literature on this?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

I’ve been working for my State Farm agency as a team member for 2 years. I am licensed in property and casualty as well as life and health, but only make $13 an hour. I technically can make bonuses but I’m not supposed to dig into a sale and I have to send it to a sales rep (I am service and retention mostly). My boss also has me running a retired agents office until a new one is chosen (its an hour away with no pay increase or mileage pay). Also, no benefits! Should I start job searching?

Is anyone aware of any healthcare / healthcare consulting companies based in the Bristol area (UK)? Thanks

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

Anyone have a good tax person in Philly

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Looking to purchase an investment property (condo) in Denver. Anyone has recommendations on the areas that would be good from an investment point of view (cash flow positive)? I love Capitol Hill but I’m not sure what the rents are like there.

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Need recommendations for a robotic vacuum that can navigate hardwood and carpet on same floor level. Mop would be a nice-to-have.

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

Hi fishes, I want to submit broadband connection reimbursement request via Global Claim System GCS. Is there any chances of background varification regarding the broadband bills??
Thanks in advance.

Any recommendations on how to find a roommate in NYC?

Have a 2 BR in midtown east, if anyone is looking! I’m a pretty easy going 25 year old M looking to have fun in NYC outside of work. Clean and respectful. Classic hobbies... gym, sports, trying restaurants, etc

We Indians are so poor we can't think anything else except money. Whole Fishbowl is all about YOe and Salary. No one interested about if any company doing any innovation or not. B-Tech colleges put ads with Package and Campusing only. Almost 99% Indian YouTube thumbnail is like "5 lakh to 40 lakh", "Interview Experience in bracket 50Lpa" etc.. Hardly we can see Foreign Editorial things marked with Packages.

#sharing thought.

How many credit cards should I have open to build up a solid credit score? Mine isn’t bad but I’m hoping to buy my first home in the next couple of years so just looking to make it even better. I have 2 cards open and I thought that was normal until I saw another post on here of some people saying they have anywhere from 10-15. Should I have more accounts?

I was wondering how do other trans and non binary people find their boo.. the dating apps seem unreal and in person events are not that frequent.. DM me

Anyone interested in taking a walk in the park this upcoming week?

What’s everyone a/s in this bowl?

What is the current attrition rate at Credit Suisse? . Is it a good idea to switch to Credit Suisse at this point of time as in the latest news I heard company is going in too much losses. My domain is IT.

How many days require to process relocation allowance after joining.
Credit suisse joining date is 22 aug.

How to fake my resume with project which I have not worked?

Is there any way to switch projects in HSBC(HTI), how easy/tough it will be to asking for release from current project and join any new Internal Vacancy

I am a etl manual tester in data analytics project. What is the good career path for me to get good package jobs in this automation world?

Hi folks,

I have 8.9 years of tech writing experience. How much CTC should I be expecting when I join a new company. My current CTC is 20L pa (18.75 (fixed) + 1.75 (variable)).

Hi Fishes, if I join in September 2022, when would be my first appraisal as per company policy. @Fidelity Internation

I’ve been a freelance print production designer for many years, and usually on-site in the before times. Now I work remote, and am finding it uneasy dealing with billing. Before I always billed hourly, which made sense, but it’s becoming an issue now. Some companies don’t have a full days’ work, so it seems wrong to bill full days, and it allows me to juggle projects for different companies, but my billable hours are down. I know I should bill a daily rate, but not sure that will fly. Thoughts?

What are typically the biggest drivers while forecasting working capital?

Blackrock. Got a informal offer but no follow-up with a contract. Noted they are working on it, but does it really take this long or red flags? How much longer would you wait?

Starting the interview process at a competitor and the people I will be interviewing with know my current team members just from being in the industry and I think some even used to work together. Does it go without being said that the people I am interviewing with won’t say anything to my current team members or should I be concerned about this?

Those who were on the fence about going back to school, what pushed you to make the final leap?

Is your job congruent with who you are? In terms of your beliefs, life goals, etc.

What are the best ways to increase my assets and decrease my liabilities? Specifically for the age range: 21–30, paying down my student debt, need to pick my next investment targets

I really like finance, but I want to be a sole proprietor. Any ideas of what I can do besides making my own hedge book?

Do you get comp time when you travel for work? For instance, I’m leaving for a flight on Sunday at noon so that I can be ready for work Mon-Fri on site. Should I ask for comp time? If so, so I ask for a half day or whole? What is expected?

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

Thoughts on Asset Management as a career path? What are the pros/cons?

Perpetually looking for a job *sigh*

How do you cope with seeing your peers (either in this industry or outside) getting ahead of you (being promoted earlier) in their careers?

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

Khaleesi is coming to Westeros!!!

What movie title would you use to describe your current job?

What’s your travel time to your job? And what city are you in

Do you factor in career trajectory and earning potential when finding a SO? Is it so superficial that I care about these things?

There has been a significant flow of investors to higher yielding corporate and emerging market securities.

Best gadgets, accesorios, etc. for traveling? What are the things you always take with you when you travel?