My husband has a 690 credit score and I was advised by our lender to wait until his score is at least 700 due to mortgage insurance being significantly costlier with a score under 700. Thoughts?

Looking to buy a house (200-300k) in Houston to rent out even though I live in ATL. Trying to get my foot in the grow city.

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

Any entrepreneurs here had angel investors actually invest in your company? If so, how did you find them and how did it go?

Abandoning Green Card
Has anybody experience in giving up the LPR status after leaving the US for work and residency in another country/homecountry? I come from a low tax country and wonder whether Uncle Sam will send a final tax bill or penalty fee or even make it difficult/impossible for me to abandon the GC once I will leave the US again. This is crucial for me to apply for the GC.

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

What is the best way to invest in IPOs.

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

In an attempt to be healthier, I built a permanent standing desk. Now, once every couple hours my Apple Watch reminds me “it’s time to stand up” and I feel superior to all those chair sitters out there.

Hi everyone! I am planning a convention for my church and I want to get customized gifts for the attendees. If you know anyone who does customized things (mugs, notebooks, etc), can you share their instagram/facebook page here?

Any assurance AM's here ? What is the salary range ? Qualified CA

What’s the current timing of biometrics appointment after AOS filing?

8 year android. current 16 ctc.
ibm offer 7b and 20. is it low? can i negotiate without counter offer?

What is approx salary of senior con delivery in US?

Looking to see if there is a Good Samaritan willing to refer me to Meta. Of course only after reviewing my profile…Happy Sunday Everyone 😁

Looking for the right kind of corporate affairs/PA position in Edinburgh. Any referrals out there? My background is mostly global work with experience in leadership and management. I’m open to consultancy/agency and in-house equally. Thank you for sending any leads my way!!!!

Hi all! Any tips on how to get into this industry? I practice Insurance dense and have 0 experience in privacy, cyber security, etc., but have been wanting to transition into this area. TIA!

Happy New Year Everyone! And remember to write 2 instead of 1. Have a Great New Year. Stay safe.

Hi - I am a career pivot from higher education into tech and have final round interviews for a DEI Coordinator role (which I'm super excited for). I am meeting with three people that I would be partnering with for the job and it was shared with me that these interviews will mainly be behavioral as well as questions on my technical skills. Does anyone have any resources to help me prepare for this? Anything is greatly appreciated!

Do you think diversity training actually works? I can't tell if it's just a way to tick a liability box or if it's actually effective.

🐠 fam - looking for recommendations for men’s cross trainers with good ankle support. Any brands or models you particularly like?

Found out my interview this week will be with PMs of different levels so they can decide who wants me on their team, but recruiter won’t give me any specifics on client/brand, print or digital, etc...

What does a content strategist do? Is the role essentially that of a copywriter + planner?

Hi need suggestions, i just joined HCL technologies noida , as a tech lead, its been 2 months only , and my reporting is to group tech manager, and he's giving me hard time to settle in and understand the project. Feeling like being pressurized to do things fast.
What should i do, i am very confused, when i start liking the project he again made some sarcastic comments and pressures me , even i am utilizing my weekends to unterstand it faster.

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

@BC what do you think about SHOP puts?

When will EV bubble will pop. Except tesla and rivian everything else is so over inflated. Nkla, wkhs, nio have gone up like 10 times in 3 months. That's insane. Will this bubble pop when tsla corrects and goes back to 1000

Any one knows what’s the easiest way to order a radon test for new construction?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

What's the best city in UK to buy a buy to let property, with best returns?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Is it common for HOA to ask you to prove your car registration is up to date?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Any Property Management recs in Seattle area? :(

Best way to start wholesaling real estate?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?