My loan officer isn't responding to any of my calls, texts, or emails, and I need a new pre-approval letter by the end of the day. What are my options ?

Is there a legal way for an international student in the US to earn money on the side?

Do you have renter’s insurance? Not required but building strongly recommended it.

529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

What r y’all doing for Naija independence ?? 🇳🇬

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Any tips on taxes for defi? And yes I have to…I transferred from a KYC to my Fantom wallet and have soo many transactions

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Looking for a great realtor with knowledge of East Austin. Any recs?

Does EY have mortgage benefit？

I own two small companies, 1.5million in sales combined. Owned them for more that 20yrs. Getting older and thinking of selling, would like to sell by end of 2025.

Not sure how to go about selling. Any ideas?

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

Does anyone here have a Tesla? Should I do it???...

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Very interested in t0 ico but cannot find the white paper of more info on the terms. Can anyone help?

Anyone use computer glasses to reduce eye strain? Do they work? Any recommendations?

Ugh, is that time of year again! Does anyone have any advice on how to handle "friends" and family members who spout conspiracy theories to avoid getting the flu shot

Anyone joining on 12th dec?

Hi All,

I have a confusion to join cognizant,bcoz lot of controversies heard about cognizant,but i have no way,Since i had only one offer letter,also my DOJ is on November first week.Can you guys provide the view on joining to CTS.

Hi everyone,
Does anyone know what will be salary day if I fail to submit my bank details before 28th.
It is before Jan 15th. But can anyone be specific.
I have to plan to pay my bills.

Happy Easter 🐣🐇🐰

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

where is the best place to sell or trade in my used car? (2019 van low km’s)

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

I’m a freelance AD (CD level) looking to update my bio. Does anyone have examples of simple, well executed, short bios or just reccos on how to write one 🙏🏼

How would you rate the freelance market at the moment? I’ve recently quit fulltime, and beyond a couple of my own (LLC) short client projects - I’ve had zero agency freelance over the summer.
I have 10 years exp (2.5 as CD on well known brands) at respected agencies, and some awards.
What am I doing wrong? I left FT to address some long term burnout, but now I’m afraid if this continues - I’ll have to go back full time, without even snagging a FL gig. 🫤

Is everyone excessively leaving at the Big 4 across the board or is it just PwC? Seems like everyone is leaving or searching.

Hi all, I’m currently a solution architect with 1yoe and two bachelors degrees. I also hold two cloud certifications and make 60k a year. This seems very low considering what I’ve seen for average SA salaries for those who hold the AWS SAA certification. Was hoping for some insight on this and if I should seek more compensation. Thanks!

I love you Atlanta, GA. Respect.

Any boutique firms hiring?

My brother is about to graduate from Notre Dame and is looking to get into Consulting.

From what he's told me, he seems more interested in smaller/boutique firms.

Strong GPA, Tableau, SQL, and R experience.

How much flipkart pays to an IIM grad?

Has anyone left healthcare and is now really happy? I’m an MSN, RN with 12 years hospital experience. I’m burned out and tired of making crap pay. I have an opportunity outside of healthcare that would pay more and challenge me in new ways that I haven’t experienced before. It’s a total shift that would really heal my work-life balance, job satisfaction and budget. My only fear is that I would not be using the license and degree that I worked so hard for. I would appreciate any input!!!!

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

The threat of nuclear bombs flying over cities should crash the real estate market

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged