(off topic) guys, I need a personal loan of 5 lakhs and I approached ICICI bank they mentioned 10.55% interest for 2 years tenure and NAVI @12.5% interest for 12 months

Can you suggest something better?
Experian credit score: 852

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Why don't you try in HDFC ? I had it last year wit intrest rate of 10.25%

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Will try..

Most of the organisations provide an interest free lump sum amount which gets deducted from ones salary on a monthly basis.check this with your org first, if they have this policy try getting as much as you can....rest you can apply for loan. If this works out you will save yourself from the misery of paying harsh interest.

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Yes unfortunately not in my case :(

Check out Cred Money if you are regular user of that.

Yes I checked cred: 3.5 lakhs available for me @ 14.5% interest

Is the interest on Reducing rate?

ICICI mentioned it's reducing interest

HDFC

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