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Hi Fishes, I've accepted offer from Accenture from their portal.. But now got new offer from EY and wants to join at EY. So how can I tell Accenture Accenture India that I'm not going to join them. Rather than not showing up on the date of joining? Can you please guide me? How do I let them know? My talent coach is not reachable
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A rough idea about the in hand salary please?
Objectives change very quickly need to adjust to business requirements one thing is there is no single point of contact everyone will share their ideas to make sure there strategy works and I feel when u are trying something new u should give sufficient time to get maximum out of it and try other idea.Udaan
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can any one say what is the take home from this.
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Chief
Please ignore the above 2 comments.
Credit card is a debt trap for people who don't know how to use it. And don't have control on expenditures
Try icici or hdfc. Normally if you have a salary account in the bank, the bank issues a credit card which has a decent limit.
A proper use of credit card will help you increase your credit score. I have a score of 800 with 4 credit cards. You also get a host of benefits from the cc while fight bookings and other item purchases, such as cash backs, discounts etc
@EY2 : ICICI changed TnC for lounge access...nowadays gives complimentary domestic airport lounge access only if one has spent >5K in the previous quarter.
If your fuel usage is too much take Citi Indian oil card. This is best in class. To give you an idea, if you are refuelling your fuel tank 5 times, then you will get around a complimentary full tank for once (subject to maximum capping of ~4 times an year).
If you have other usage in plenty, then go for Amex platinum travel card. It has good milestone spend benefits.
To give the idea of Amex platinum travel CC, I got around 27k benefits after spending 4L in an year
I decided to read the comments before making a suggestion here and decided not to suggest as the comments are already sufficient to confuse the author :-D
If you are earning well don't fall for this debt trap
#pyschologyofmoney
Sorry to say, this is the worst decision I ever heard.
Credit cards are super legit. Simple thing, credit card offers you a reward for using their money instead of yours while your money is parked somewhere earning interest.
You simply have 50 days interest free to pay back.
1. Plan your purchase to billing cycle
2. Pay bills on or before due date.
3. Use the reward points.
Also, just because they give limit and rewards, don’t spend more than what you need.
Credit card is a wonderful tool if used properly. Good luck.
Credit cards are not traps, I have been using them for more than 5 years. All credit card providers are good and every company has a fuel card, eg SBI has BPCL card, ICICI has HP, but generally most cards are with a single provider like BPCL or HP or Indian Oil, so look for which petrol station is near you and get that card from any company.
Seriously don't take any credit card it's a huge trap
https://joinfishbowl.com/comment_1ach3xfqnk
Go for AmazonPay-ICICI bank credit card. Wherever possible, use it and pay full outstanding on time. I earn 5000-10000 a year which I use for my mobile recharges and electricity bill payments
This is not advisable for fuel.
Rest all other, this is good.
I have tried to use this as a fuel card, I ended up paying more than what I get in return.
Also5% or 2% is not applicable on fuel. Plus they started using surcharge on fuel recently. So for fuel it’s definitely worthy to go for a fuel card.
If you want to use it PURELY for fuel, I'd suggest you to go with SBI BPCL credit card.
I agree here
Bhai Zensar me kya kar rahe ho? Puri duniya chod ke ja rahi. Jokes aside, Try the SBI BPCL CC.
Chief
Is it that bad? Have an interview lined up with them this week.
Do you know what clients are better there? I've heard Cisco is one of them.
SBI BPL
ICICI
HDFC
In that order
Axis fuel card also looks promising.. I applied for a couple of times but getting rejected..
and dumb me applied a Yes bank card and then there comes the news Axis took over.. now I have 3 cards from Axis
Citi Indian oil is hands down the best!
Also consider Standard chartered supervalue.
For those saying not to use credit card. I would say careful use of credit card gives huge perks and builds credit score which is important for loans in future.
Citi indian oil
Diners black CC
Keep atleast below 2 CC.. Search their benefits to get better idea.
1. Flipkart Axis bank CC
2. Amazon Pay ICICI CC
Tips:
1. Never withdraw cash from CC as Rate of Interest is very high.
2. Don't spend more than 30% of your Credit card limit as it will reduce your CIBIL Score. So try to get maximum credit card limit.
3. Pay on time.