Is this positioning a hedge? Just bought spxu yesterday but am a huge bag holder for allbirds right now. Have been in NAK for a few months and am up $8

Does anyone do an HSA instead of PPO? If so, do you like it? Do you have any regrets?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Hey ENGINEERS, anyone needs any assistance in Income Tax return filing, please DM me.

My company is paying for one credit card. I'm leaning towards Amex Platinum given the large 100k sign up bonus at the moment (which I'll be able to hit). People lean towards CSR because of the 3x on dining but I don't eat out that much (and additional perks, but I prefer the Amex for that).

Should I grab the Amex Plat and not think twice?? Thanks!!

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

I just moved to Microsoft and got a large 350k stock grant, at a near all time price high ~300/share. It beats over 4 years. Is there any option play I can use to protect my self against stock drops to lock in the 350k?

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

I have a paid off rental property. How can I borrow money against it to invest in another rental property? Should I even consider doing that or just use my other savings for downpayment?

Question about solo/self-employed 401ks: If I create a sole-member LLC for a side business and create a solo/self-employed 401k, am I only allowed to make contributions from the earnings earned via the LLC? Or am I allowed to contribute money earned from a different source (ie W-2 job).

Are people still buying Bitcoin at these levels?

Best crypto exits for consultants?

How is the blended state tax rate calculated. Say I have the state deferred tax number. What’s my denominator to get to the correct rate? Is it the pre tax

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

23, Trying to figure out how to balance putting money away for retirement and slowly saving for down payment in the future (7-9 years). Feel like I should be putting as much as I can away for retirement as early as I can to maximize compounding but also don’t want to screw myself over for a down payment

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Ugly day for tech stocks today... stock pile?

Instead of targeting a high downpayment for a house, my wife and I are planning to look for a house once we hit HHI >= $250K. We think this will be mid next year. Reason being is want to target a house in the $700K range. Thoughts on the approach?

Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

Do banks offer referral incentives of you refer someone for a mortgage? They do for credit cards, but just curious if you all have seen anything like that with loans?

Any zsers in banglore?

Hi. People Manager here. I've been one for 12 years now and I encourage my team to not be "yes" people. At this time, it feels like my manager wants me and my team to be yes people for her. How do I deal with this? I've never been a yes person and I don't preach this to my reports. I don't know what to do. Help?

Is chrome river not working for anyone else? I can’t upload images for some reason

Hi guys,
I'm currently working from home , my work location is tcs chennai. I want to relocate to tcs Hyderabad. can you guys tell me what's the basic procedure to relocate, how much time does it take and whom should I contact about this.

What are some of your tips to avoid / reduce the impact of spring pollen allergies. I have taken tablets etc but they are just ok. Any alternative therapies / treatments?

Anyone know any consultants who specialize in re negotiating insurance contracts? I’m tasked with finding someone for our fertility practice.

Anyone else find themselves getting extremely stressed at work during pregnancy? It’s like my emotions are just off and I get so stressed so easily. I want to be calm for baby but it’s hard to not get worked up!

What is process in GDS to contribute to NPS? What changes I need to do as previously my employer crediting contribution from their end. How this works in EY GDS

As a self-pay lady, it’s really annoying to end a stim cycle with boxes on boxes of leftover medication. They could have estimated more closely and included refills or something.

Rewatching Brokeback Mountain, which came out 15 years ago (hard to believe that). Anyway, it's still an outstanding, devastating film (and love story) that I think if had been released 10 years later would have easily won best picture and best actor for Heath Ledger.

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

What are all the ways to save income tax?
CTC 9.8L

Hi Folks

Hikes are out guys. 20% Hike for me.

My rating was HC.

My Rank is 42 Senior 2. I was not promoted or Progressed This year.

And Belongs to EY GDS - TTT

I was recently in Spain and my Spanish is native as well as my English, but I had the opportunity to attend the musical of the Lion King. I had already seen it in English and wanted to try it in Spanish, and although it is the same music the language change felt like total madness. Is this normal?

Hi folks,
I hold an experience of 4+ years in Sales as wealth Manager, and right now working with the Fintech company.
I’m looking for new opportunities which has remote location for sales or business development profile.
Please let me know if there’s any referrals and I can share the resume for the same

Any insights on the London Big 4 bonus range for SM (tax)?

What are good sectors to specialise in if I wanted to keep my options open?

I’m still a generalist but see people 1-2 years above me beginning to align. I frankly don’t really have any particular sector interest, but choosing based on “who i vibe with” sounds a bit silly (esp if you plan to exit)

Is taking the bus to work as convenient as taking the tube? Thinking of getting a place that by bus has a lesser commute than train but worried about traffic, frequency, etc. of the bus. Basically 20 mins bus vs 27 mins tube? Thanks!

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Anyone still holding up those stocks? Chances of regaining the momentum in the near future?

12/2 Thread (BC):

My money is not lasting. Am I missing something? I’m an immigrant - 30’s living in NY with a Marketing career and a current corporative job getting close to 130k year. Yet, my money is never enough! I’m lately questioning what I am doing, if I am missing something I could be doing more money cause I fell poor and lost. Although I’m single and have no kids, I support my whole family and friends so my $ is not only to me.
Any advise would be lovely to me at this moment. Please be kind

Thoughts on GILD for a medium term hold?

My UWMC covered call is ITM - should I buy it back with a loss to avoid early assignment?

3/23 Thread (General):

Kicking myself today for not pulling the trigger on the 10 (5/15) ZM put contracts I had typed in on Friday...have spent most of the day frustrated about it, wondering what would have been.

Put option on Amyris?

9/8 Thread (General):

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

Is there any good reason LMND went up $33 in one day?

FUBO coming back from the dead?

Is there anything outside of the daily threads that you want to see? Anything that would be helpful? I'm open to ideas to make things more relevant or useful

Thoughts on $XPEV?

Compass stock? Yay or nay? Reports are showing they burn cash

VXX (up 12% just disconnected from VIX (down 3%). Is it a good idea to buy puts on VXX as it has to goes back to be connected with the vix?

If you’re not buying MGNI, idk what to tell you ... $11->$18.6 in a week and MktCap is still 2.1Bn. P/S is 5, and it has room to grow for a MktCap of 5Bn based on competitors. Just putting that out there

How f*%ked am I?? I’m holding 100 shares of BABA at an average cost of $170? Just when I think it can go lower, it keeps plummeting 🙈🥲