Planning to buy a house but want a honest budget opinion:

HHI: 260k base, ~300-325k with bonus
DINK, maxing out 401k & hsa

Looking at 800-900k houses in north NJ (so know the taxes I'm getting into). PITI likely between 5-6k.

Am I stretched thin?

What is the expectation of bonus and increment this year. Share your views and thoughts

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

In KPMG india salary structure in performance bonus what do you mean by annual target earning and annual maximum potential earning?? How much is the average percentage I can expect ??

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Hi Fishes ,
Is there any reimbursement for mobile in PwC India ? I am planning to get a new phone .
Please suggest

Saving for a home. Should I save my money in a CD or savings account?

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Best crypto exits for consultants?

Anyone here memorize their credit card number? What mnemonics do you use to remember it?

I have been working in healthcare clinics and health techs for a few years now. I’m an independent consultant. Bust, a friend of mine referred me to a big bank job. The role is of data governance manager. What should I know for the interview, or how can I prepare for it? Any thoughts? They told me I don’t need financial background. Data is data, but they wanted to know metadata management and how do I build frameworks/implement enterprise systems.

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Leaving the firm I have a credit balance of 230 on my company Amex. Is it wrong to use that credit balance on whatever I want ? Last day is this Friday 👍🏾

Hi fellow healthcare 🐠! Vynamic is currently hiring experienced consultants in the NYC market. If you’re looking to make a move, we have great pay and benefits, outstanding work/life balance and solid leadership. Life science/launch experience is a plus, but we’re hiring for experience in all sectors. If interested, DM me and I can answer any questions you have.

Hi Fishes,

If anyone is looking to buy Life/Health insurance product please connect, we can avail good deals and discounts.

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

I have an offer from Citi.. and my joining is in Nov first week,in that case can I be eligible for year end review and bonus pay?

CRO companies as an exit? Yes or no?

Thoughts on leaving PA primarily due to the metrics based culture (utilization, dtc, use of X digital tool, revenue, margin, etc). I find this aspect of PA stressful and exhausting but not sure if this is something you just get used to. Currently a manager and seems like the metrics just change over time / don’t get easier.

I’m moving to Boston!!!! Will be looking for a place for Mon - Thur. Going home on weekends. Thinking about sharing an apartment with another professional or something inexpensive. On train line.Thx!!

Are any agencies hiring for PM in Boston?

I’ve been a creative strategist, account manager (both agency) and an ad sales operations manager (television/digital media) and I’m tired of bouncing around. I’m trying to narrow down paths that I can take now, but am at a loss. There are so many ways I could go. Because of my last two roles I have a great interest in creative operations type positions, but I’m not quite sure how actually land the job. Any thoughts?

Is finding a Generalist position for more than 50k but with me having less than 7 years of HR experience reasonable? Is a generalist position the best next step to get more experience? I have a masters in HR and my SHRM-CP certification. Any advice on upward moving in the industry is welcomed. Thanks in advanced

UI Path vs BluePrism vs others? What's your favorite RPA tool?

My lawyers filed my h1b extension and amendment together even after advising not to by the v and I advisor. I’m getting freaked out. Any suggestions ?

IMO I’ve never seen more pharma jobs open. And I keep seeing so many people in non-pharma looking for new jobs... well, we’ve got them. What’s the disconnect? Why do you think people won’t make the switch?

Hi fishes,
My LWD is 18th July and I chose vendor pickup for my assets(expected pickup is 10th July).
Is there any limitation or chances of facing issues on Not having laptop with me(for other exit clearances).
Also it would be great if someone can give guidance on exit clearances as I'm worried that I will miss out something.
TIA.

Hi I'm working as a data engineer and having 1.4 YOE with current CTC as 4LPA, what will be good time for me to switch and how much CTC should I expect?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

PWC India or Capgemini?

What will be in hand salary per month for fixed pay 20 LPA in EY GDS after tax deduction?

Need 11 likes for DM

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

What's common % for Property management fees? I've seen anywhere from 6.5%-10%

How can I invest in real estate ? Looking for an additional passive income source

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Atlanta vs Savannah vs Tampa?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Is it the worst time to buy real estate because of the interest rates?

Any reason why the listing agent recommend I use a specific title company?

Once all the boomers are gone will there be a gult of homes? I have rentals here will they be worthless in the future?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin