Planning to buy my first home next year with a mortgage. I have a “thin” credit file (immigrant) and I’ve been denied credit cards in the past even if I have no late payments and a score of almost 800. I’m trying to use my other credit cards as much as possible and pay the balance in full every month. Would this help? The score is decreasing a little bit because of this, but at least I’m building credit. Tips? TIA

Curious of the retirement benefits at your firm...go!

Deloitte: 1.5% salary match paid out once a year, fully vested after 4 years. Defined benefit pension plan, fully vested after 3 years

Other than Airbnb, what is the best way to find month to month rental options?

What is the *prime* amount of money to bring you happiness?

Hello people,

Need some inputs!

When I file my ITR, it is auto-populating the 'income from other sources' by 40k and increasing my tax liability by 10k however form 26as shows no tax liability.

Should I edit the header to Rs. Xx which is below 10k hence tax exempted and stick to info as per 26AS?

Thanks a lot!

@ib do u want to actually contribute bro

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Do I need to report my crypto holdings to EY?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Best resoures for realtors just starting out in their career?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Dm me for wealthsimple cash, wealthsimple trade, or rakuten referral codes. Literally been on rakuten 2 weeks and made over 20$ for nothing. And while I’m here, any other good money makers?

New to option trading, trying to create a protective put (cont)

does anyone use simplefx for crypto? Do you like it ?

I recently got an offer from Infosys. Just want to check if my cap my pf to 1800 + 1800 ? To the most minimum one

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

Best consulting firms for defense companies? What credentials do they look for?

What happens if i didn't attend the 2nd day of the virtual onboarding session in infosys .

Anyone tried meditating and found it helpful to deal with work stress (or just stress in general)?

Hear that appraisals happen for an employee every year around the first ever joining date. Is this true? And, does performance review happens with your manager or how does it work ?

I think the only way Max stands a chance is if Red Bull get lucky with a safety car / red flag. As much as I want to see that happen, Mercedes are too good to drop the ball with a faster car on race pace. Thoughts?

My boss (atty) is so disorganized! I’ve been with him 6 months and he’s having a hard time delegating, sharing info and managing deadlines. I’ve organized the caseload to manage the deadlines. He says he wants me to help with discovery but when I offer to start on one, he says he needs to do it. (Since he might have to present as evidence) When I give him deadlines and ask for the docs he says he’ll get to it. It’s a small 1 man firm, and I’m the first assistant besides his wife. Any advice?

About how long does it take for McKinsey to produce a written offer after the verbal offer? And then how long does the HR check take / is it just a criminal + employment history check?

TCS or Persistent systems?
Yoe : 10
TCS : 23 LPA , Persistent: 28 LPA Tata Consultancy Persistent Systems Limited

Anyone from Axtria here,

What will be my salary range 3 years later if my current CTC is 15 lakhs with YOE of 5 years? Tech Stack - BI development!

Which health insurance is good to take for family in a long run. Would like to stick to it for a decade.

Does anyone still play StarCraft?

What companies/roles sponsors visas at junior levels? I dont have any niche experience but would like to work in Singapore

Thinking about getting a nice backpack since I carry two laptops most of the time and my briefcase is no good for that. Can anyone recommend brands/models that are fashionable and spacious?

Do you wear cowgirl or cowboy boots?

Anyone filed h1b in regular processing and changed to premium? If so, can you please help with the process and approvals required?

Just found out our local Natural History Museum has an AMAZING STEM program. They’ll do outreach with scholarships! I’m so excited! What are your other favorite STEM organizations to partner with?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Does buyer have to share appraisal with seller? Can seller request it?

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

How can I invest in real estate ? Looking for an additional passive income source

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?